190 S Shore Drive Elkhart, IN ^$ 105,000

190 S Shore Drive

^$ 105,000

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190 S Shore Drive

Elkhart, IN, 46516

^$ 105,000

Bedrooms3 Baths1.0 Sq 1,292

Monthly Estimate*

^$ 647

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Single Family Home for sale in Elkhart, IN

for $105,000 with 3 bedrooms and 1 full bath. This 1,292 square foot home was built in 1910 on a lot size of 0.09.

**Affordable St. Joe River living with approximately 39 feet of waterfrontage! This 1.5-story home offers 3 bedrooms and 1 bath and is livable as-is while providing excellent potential for updates and added value. Enjoy the flexibility to move in now and make improvements over time. The backyard offers great potential with the deck overlooking the river, perfect for relaxing or entertaining. Being sold as-is, this is a rare opportunity to own waterfront property at an approachable price point. Buyers to confirm measurements, lot lines and water frontage.

Single Family Pending

Price

^$ 105,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,132

Style

Site-Built Home

Lot Size

0.09

Year Built

1910

Town/City

Elkhart

County/Region

Elkhart

MLS | Web ID

202610889

Features

General

Sewer Public

Heating Conventional Forced Air

Kitchen Level Main

Cooling Window

Laundry Y/N Lower

Fireplaces No

Water Access Type Riverfront

Garage Detached

Amenities Deck Open Porch Enclosed

Status Pending Pending

Full Baths 1

Half Baths 0

Bathrooms 1

Year Built 1910

New Construction No

Subdivision None

Style One and Half Story

Township Concord

Class RESIDENTIAL

Type Site-Built Home

Age 116

REO No

Status Detail 0

Area Elkhart County

High School Elkhart

City Elkhart

School District Elkhart Community Schools

Total Sq Ft 2052

Elementary School Mary Daly

Middle School West Side

Legal Description WILLOW BAY 2ND LOT 7

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202610889

Agent First Name Cheryl

Agent Last Name Erb

DOM 9

Tax Year 2026

Interior

Basement Unfinished

Beds 3

Total Rooms 5

Living Room Width 10

Living Room Length 22

Full Baths Main 0

Full Baths Upper 1

Above Grade Bedrooms 3

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 7

2nd Bedroom Length 12

2nd Bedroom Level Upper

2nd Bedroom Width 16

3rd Bedroom Length 13

3rd Bedroom Level Upper

3rd Bedroom Width 9

Exterior

Exterior Vinyl

Water Frontage 39

Pool No

Waterfront River

Garage Length 23

Garage Width 11

Lot Size Area 4008

Lot Dimensions 40X100

Lot Description Waterfront

Garage Capacity 1

Waterfront Y/N Yes

* Excluded Features

List By

Cheryl Erb

Listing Agent

Berkshire Hathaway Homeservices Elkhart

Broker

cherylerb@bhhsni.com

Affordability Calculator

$741

Per Month

Monthly Principal & Interest: $647
Monthly Property Taxes: $94
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Elkhart, IN

Average List Price ^$350,085

Percent of Sale Price 233%

About Elkhart, IN

53,365 Population

-3% Since 2002

^$39,230 Median Income

35.79 Median Age

33% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1235677 Elementary School

1237294 Middle School

Elkhart High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/1/2026	$105,000		Listed Price

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190 S Shore Drive, Elkhart, IN, 46516 is a Single Family Home for sale at $105,000 with 1,292 sqft and a lot size of 0.09. 190 S Shore Drive has 3 bedrooms, 1.0 baths, and was built in 1910. The property's zip code is 46516 which is in Elkhart, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 4/13/2026.

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190 S Shore Drive

Single Family Home for sale in Elkhart, IN

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