294 Stilwater Drive Swanton, MD $ 3,100,000
294 Stilwater Drive
$ 3,100,000
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294 Stilwater Drive

Swanton, MD, 21561
$ 3,100,000
Bedrooms7 Baths6.2 Sq 5,522

Monthly Estimate*

$ 19,087

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Single Family Home for sale in Swanton, MD

for $3,100,000 with 7 bedrooms and 6 full baths, 2 half baths. This 5,522 square foot home was built in 2025 on a lot size of 0.88.

Luxury meets lakefront! 294 Stilwater Drive brings lakefront living to its finest. Located in the Stilwater community, this property offers lake access with a single dock slip at the community dock, just a short distance in front of the home. Offering 7 bedrooms, 6 full and 2 half bathrooms spread over 5800+ square feet of finished living space, this home was built to entertain guests, host your favorite events or enjoy the serenity of the lake glistening from the porch. Recently built in 2025 with rental capabilities in mind, this home has all of the necessary short term rental fire suppression and alarm systems to be rented as a 7 bedroom home, something you do not see often. Additionally, the single dock slip for this home is located directly in front of the home with only 3 slips at this dock, giving a more private feel at the lakefront. Sold mostly furnished, this creates a nearly turn-key opportunity for investors, second homeowners and primary residents alike. If you are truly looking for one of Deep Creek Lake's finest lakefront homes, you have found it at 294 Stilwater Drive!

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Single Family Pending

Price

$ 3,100,000

Bedrooms

7

Full Bath

6

Half Bath

2

Property Type

Single Family

Taxes

$ 17,450

Style

Traditional

Lot Size

0.88

Year Built

2025

Town/City

Swanton

County/Region

Garrett

MLS | Web ID

MDGA2011410

Features
General
Living Area 5522
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Roof Architectural Shingle
Zoning LR
HOA Fee 405.86
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance Pier/Dock Maintenance Road Maintenance Snow Removal Trash
Architectural Style Traditional
Construction Materials Frame
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 2025
View Water Lake
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Quarterly
County GARRETT
New Construction N
Property Type Residential
Association Amenities Boat Dock/Slip Pier/Dock Water/Lake Privileges
HOA Y
Subdivision Name STILWATER
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 6
Status PENDING
Directions 294 Stilwater Drive Swanton MD in GPS
City SWANTON
Body of Water Deep Creek Lake
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 38131.00
Tax Annual Amount 17450.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 880.18
Acceptable Financing Cash Conventional Other
Additional Parcels Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Pending
Year Built Source Assessor
Legal Subdivision STILWATER SUB DIV
Tax Lot 0001
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Interior
Heating Fuel Propane - Leased
Basement Fully Finished
Total Fireplaces 2
Fireplace Features Gas/Propane
Hot Water Tankless
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3522
Half Baths 2
Central Air Y/N Y
Total Bedrooms 7
Below Grade Finished Area 2000
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 8
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Exterior
Pool No Pool
Parking Features Paved Driveway
Water Source Well
Garage Features Inside Access
Type of Parking Attached Garage Driveway
Foundation Details Block
Spa N
Water View Y/N Y
Lot Size Acres 0.88
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N Y
Water Access Features Canoe/Kayak Fishing Allowed Swimming Allowed Boat - Powered
Road Responsibility HOA
Number of Docks 1
Land Assessed Value 457500.00
Navigable Water Y/N Y
Number of Slips 1
Water Oriented Y/N Y
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Internal Only
Street Number 1 294
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* Excluded Features
List By
Railey Realty, Inc.

Broker

nick@railey.com

Email

Affordability Calculator

$20,541
Per Month
93%
7%
0%
Monthly Principal & Interest
$19,087
Monthly Property Taxes
$1,454
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535905 Elementary School
3534321 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/31/2026$3,100,000 Listed Price

Map


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294 Stilwater Drive, Swanton, MD, 21561 is a Single Family Home for sale at $3,100,000 with 5,522 sqft and a lot size of 0.88. 294 Stilwater Drive has 7 bedrooms, 6.2 baths, and was built in 2025. The property's zip code is 21561 which is in Swanton, MD