2712 Silver Lake Road
Deposit, NY, 13754 $ 315,000
Bedrooms2 Baths1.0 Sq 900 Monthly Estimate*
$ 1,940
for $315,000 with 2 bedrooms and 1 full bath. This 900 square foot home was built in 1950 on a lot size of 0.79.
Tucked among the trees of Silver Lake, this rare and charming lakefront cottage is the Great Western Catskills home you've been waiting for. Spanning two adjacent lots, this offering includes a finished 2BR/1BA lake house and a second cottage, which is ready for your vision. The primary residence is bright, inviting, and light-filled thanks to large windows and vaulted ceilings. Wide plank floors throughout the home add warmth and contrast. The sunroom overlooks the deck and provides lots of natural light and picturesque lake views. The open-concept living area connects the two bedrooms, a lofted area, and a modernized kitchen and bathroom. The second residence, being sold as-is, is currently framed as a two-bedroom, 1 bathroom layout. When finished, it can serve as an additional home for friends and family, or be used for short-term/seasonal rental income. Outside, the deck on the primary residence features a staircase leading to the lake, where you have dedicated lake access to launch a canoe or kayak, swim, fish, or simply take in the view. The shed is perfect for storing canoes/kayaks and gear, or used as a creative workspace. Nestled into Silver Lake, a small and beloved lake community, this property is peaceful and private, but not isolated. Silver Lake is just outside the town of Deposit, a historic river town at the confluence of the East and West Branches of the Delaware. The area is known for world-class fly fishing, tubing, antique shops, and a growing number of creative outposts. You're just over 2 hours from NYC and under 30 minutes from Callicoon and Roscoe for restaurants, breweries, and additional outdoor recreation.
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FeaturesGeneralSewer Septic Tank
Heating Forced Air
Cooling Central Air
Roof Metal
Appliances Water Heater Refrigerator Microwave Free-Standing Electric Range
Patio/Porch Features Deck
Architectural Style Cottage
Construction Materials Vinyl Siding
Year Built 1950
Electric 200+ Amp Service
View Lake Trees/Woods
Township Deposit
Levels One
Property Subtype Single Family Residence
Community Features Lake
County Delaware
New Construction false false
Property Type Residential
Attached Garage false
Garage Y/N false
Other Structures Shed(s)
Total Rooms 0
Full Baths 1
Status Active
City Deposit
High School District Other
Zoning Description Seasonal Resid
MLS Area Deposit
Lot Size Units Acres
Lot Size Square Feet 34412.4
Tax Annual Amount 4485
MLS Area Minor Deposit
Standard Status Active
Tax Assessed Value 13303
Tax Lot 2
Legal Description HENRY/BERNICE HOBBS
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InteriorFlooring Luxury Vinyl
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Above Grade Finished Area 900
Half Baths 0
Total Bedrooms 2
Below Grade Finished Area 0
Total Baths 1
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ExteriorParking Features Driveway
Water Source Well
Lot Size Area 0.79
Foundation Details Slab
Building Area Total 900
Lot Size Acres 0.79
Frontage Type Lakefront
Door Features Storm Door(s)
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* Excluded FeaturesList ByCompass Greater Ny, LlcBroker
nigel@upstatecurious.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,940
- Monthly Property Taxes
- $374
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Deposit, NY
Average List Price $286,000
Percent of Sale Price 9%
About Deposit, NY 1,647 Population
-2% Since 2002
$ 46,320 Median Income
44.26 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/31/2026 | $315,000 | | Listed Price |