3962 E Lake Road 26 W Monticello, IN $ 319,000
3962 E Lake Road 26 W
$ 319,000
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3962 E Lake Road 26 W

Monticello, IN, 47960
$ 319,000
Bedrooms2 Baths2.0 Sq 1,581

Monthly Estimate*

$ 1,964

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Single Family Home for sale in Monticello, IN

for $319,000 with 2 bedrooms and 2 full baths. This 1,581 square foot home was built in 1979 on a lot size of 0.24.

This one-owner, walk-out ranch lake home is ready for a new family to start making "Remember When" lake memories. The expansive living room is filled with natural light from sliding glass doors and a bay window that stretches along the waterfront side. A wet bar and foyer entry add to the homes entertaining appeal. With two bedrooms plus a lower-level office, there is potential to create a third bedroom at the end of the spacious, 31x13 main-level living area. Each level features a wood-burning fireplace, perfect for year-round enjoyment. Step outside to two levels of decking overlooking the waterfront, and a permanent boat lift is ready for your watercraft. The oversized garage, approximately 25x49, with a new roof in '24, offers space for four vehicles along with a workshop area and a mechanic's service pit. With updates, this property will truly shine as a wonderful family lake retreat!

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Single Family Active

Price

$ 319,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 1,405

Style

Walkout Ranch

Lot Size

0.24

Year Built

1979

Town/City

Monticello

County/Region

White

MLS | Web ID

202610668

Features
General
Sewer None
Heating Gas Forced Air
Kitchen Level Lower
Cooling Central Air
Laundry Y/N Lower
Fireplaces Yes
Water Access Type Bayfront
Garage Detached
Amenities Bar Ceilings-Beamed Deck Open Foyer Entry Garage Door Opener
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1979
New Construction No
Subdivision None
Style Two Story
Township Union
Class RESIDENTIAL
Type Site-Built Home
Age 47
REO No
Status Detail 0
Area White County
Location Lake
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Architectural Style Walkout Ranch
Total Sq Ft 1581
Elementary School Meadowlawn
Middle School Roosevelt
Legal Description OUT SE SE 06-27-03 .14 & .097
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202610668
Agent First Name Chris
Agent Last Name Thayer
DOM 8
Tax Year 2026
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Interior
Basement Walk-Out Basement
Fireplace(s) 2
Flooring Carpet Tile Vinyl
Beds 2
Total Rooms 7
Fireplace Wood Burning Two
Family Room Width 11
Living Room Width 13
Other Room 1 Description Foyer
Family Room Length 13
Living Room Length 31
Full Baths Main 1
Full Baths Upper 0
Above Grade Bedrooms 1
Below Grade Baths 1
Below Grade Bedrooms 1
Full Baths Below Grade 1
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 10
2nd Bedroom Length 12
2nd Bedroom Level Lower
2nd Bedroom Width 10
Extra Room Description Office
Extra Room Length 12
Extra Room Level Lower
Extra Room Width 10
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Exterior
Exterior Wood
Water Frontage 99
Pool No
Waterfront Lake
Garage Length 49
Garage Width 25
Lot Size Area 10324
Lot Dimensions See Survey
Lot Description Waterfront
Water Features Pier/Dock
Garage Capacity 4
Lake Ski Lake
Waterfront Y/N Yes
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* Excluded Features
List By
Chris Thayer

Listing Agent

Real Estate Network L.L.C

Broker

chris@homes-by-network.com

Email

Affordability Calculator

$2,081
Per Month
94%
6%
0%
Monthly Principal & Interest
$1,964
Monthly Property Taxes
$117
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1235872 Elementary School
1235893 Middle School
Twin Lakes High School High School
Pricing History
DatePricePrice ChangeDescription
3/30/2026$319,000 Listed Price

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3962 E Lake Road 26 W, Monticello, IN, 47960 is a Single Family Home for sale at $319,000 with 1,581 sqft and a lot size of 0.24. 3962 E Lake Road 26 W has 2 bedrooms, 2.0 baths, and was built in 1979. The property's zip code is 47960 which is in Monticello, IN