389 Ricoma Beach Road Bay City, MI $ 624,000
389 Ricoma Beach Road
$ 624,000
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389 Ricoma Beach Road

Bay City, MI, 48706
$ 624,000
Bedrooms4 Baths3.0 Sq 2,496

Monthly Estimate*

$ 3,842

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Single Family Home for sale in Bay City, MI

for $624,000 with 4 bedrooms and 3 full baths. This 2,496 square foot home was built in 1955 on a lot size of 0.26.

Experience bayfront living at its finest on Ricoma Beach. This stunning waterfront home offering breathtaking views of Lake Huron in Bangor Township. This beautifully updated home features 4 bedrooms and 3 full bathrooms, 2496 square feet, perfectly designed for both everyday living and hosting guests. The open kitchen is a standout, complete with granite countertops, stainless steel appliances, in-cabinet lighting, a large pantry, and new flooring that flows seamlessly throughout the home. The layout offers flexibility and comfort, with 1 bedroom on the main floor and 3 additional bedrooms upstairs. The spacious primary suite is a true retreat, featuring vaulted ceilings, a remodeled bathroom, and a private balcony overlooking the water, perfect for taking in the incredible views and soothing sounds of the waves. A gas fireplace anchors the inviting living room, while laundry rooms on both levels add convenience. Step outside and enjoy your own private paradise, where you can put your toes in the sand, relax on the beach, or entertain guests on the large concrete patio overlooking the water. The concrete patio doubles as a seawall. The fenced yard provides added privacy, and the two-car garage offers ample storage. An additional lot across the street provides extra space for parking or the potential for an outbuilding. With a separate upstairs entrance, the home is also ideal for multi-generational living or private guest quarters. Located within walking distance to Tobico Marsh Nature Area, this exceptional property combines natural beauty, modern updates, and versatile living in one incredible waterfront setting. Must see!

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Single Family Active

Price

$ 624,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 6,290

Style

Traditional

Lot Size

0.26

Year Built

1955

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50202838

Features
Interior
Interior Amenities Cathedral/Vaulted Ceiling
Bedroom 3 Level Second
Bedroom 1 Level Second
Bedroom 2 Level Second
Beds 4
Fireplace? Yes
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General
Heating Forced Air
Kitchen Level First
Cooling Ceiling Fan(s) Central A/C
Possession Close Plus 16-29 Days
Fireplaces Gas Fireplace LivRoom Fireplace
Garage Detached Garage Electric in Garage Gar Door Opener
Water Public Water
Appliances Dishwasher Microwave Range/Oven Refrigerator
Status Active Active
Full Baths 3
Half Baths 0
Bathrooms 3
Year Built 1955
Parking Garage
Subdivision None MI
Water Heater Gas
Style Traditional
County Bay
Class RESIDENTIAL
Type Single Family
Ownership Private
Municipality Bangor Twp
Zoning Residential
Sale/Rent For Sale
Status Detail 0
Structure Style 2 Story
Area Bangor Twp (09001)
Primary City Bay City
Virtual Tour https://my.matterport.com/show/?m=4eML8oLxgVi
City Bay City
School District Bay City School District
Financial Terms Cash Conventional
Legal Description
DOM 1
Postal Code 48706
Price Per Sq Ft Total AG 250
Public Remarks
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Exterior
Exterior Vinyl Siding
Exterior Amenities Deck Exterior Balcony Fenced Yard Patio Porch
Frontage 59
Lot Size Area 0.26
Pool (Y/N) No
Lot Dimensions 59x140
OUT BUILDINGS Shed
Water Features All Sports Lake Beach Access Beach Front Lake Frontage Lake/River Access Water View Waterfront
Roads Paved Street
Waterfront Y/N Yes
Frontage Type Water
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* Excluded Features
List By
Joe Karpuk

Listing Agent

Re/Max New Image

Broker

joekarpuk@gmail.com

Email

Affordability Calculator

$4,366
Per Month
88%
12%
0%
Monthly Principal & Interest
$3,842
Monthly Property Taxes
$524
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
759950 Elementary School
760432 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/30/2026$624,000 Listed Price

Map


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389 Ricoma Beach Road, Bay City, MI, 48706 is a Single Family Home for sale at $624,000 with 2,496 sqft and a lot size of 0.26. 389 Ricoma Beach Road has 4 bedrooms, 3.0 baths, and was built in 1955. The property's zip code is 48706 which is in Bay City, MI