20 Garden Road Philadelphia, NY $ 239,900
20 Garden Road
$ 239,900
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20 Garden Road

Philadelphia, NY, 13673
$ 239,900
Bedrooms3 Baths2.0 Sq 1,675

Monthly Estimate*

$ 1,477

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Single Family Home for sale in Philadelphia, NY

for $239,900 with 3 bedrooms and 2 full baths. This 1,675 square foot home was built in 1857 on a lot size of 0.24.

Some mornings are just better than others — and when you wake up in this first-floor master suite, step out onto your private deck, and take in the river rolling by, you'll understand why. This 3-bedroom, 2-bathroom home sits right on the Indian River in the Indian River School District, offering a lifestyle that most people only find on vacation. At 1,675 square feet, the layout is comfortable and practical without wasting a single inch. The first-floor master suite is a genuine retreat — updated bathroom with a rainfall shower, and direct access to a large private deck where the river view is yours morning, noon, and night. It's the kind of space that makes you slow down. The kitchen has been updated and is ready for whatever you bring to it — white cabinets, a center island, stainless steel appliances, and updated countertops that make cooking feel less like a chore and more like an event. Both bathrooms have been refreshed, and updated flooring and paint throughout mean this home is truly move-in ready without the move-in price tag. Priced to sell and affordable for what you're getting, this is a rare opportunity to own a riverfront home in the Indian River School District just minutes from Fort Drum. Homes with this combination of location, condition, and value don't come around often in Jefferson County — and they don't sit long when they do. Come see it. You won't need much convincing.

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Single Family Active

Price

$ 239,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,898

Style

TwoStory

Lot Size

0.24

Year Built

1857

Town/City

Philadelphia

County/Region

Jefferson

MLS | Web ID

S1667972

Features
Interior
Interior Amenities BreakfastBar CeilingFans SeparateFormalDiningRoom SeparateFormalLivingRoom KitchenIsland BathInPrimaryBedroom MainLevelPrimary PrimarySuite
Basement CrawlSpace
Flooring Carpet LuxuryVinyl Varies Vinyl
Total Fireplaces 0
Total Stories 1
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 1
Main Level Bathrooms 2
Total Baths 2
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General
Sewer Connected
Heating Propane ForcedAir
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Metal Shingle
Appliances Dryer Dishwasher ExhaustFan ElectricOven ElectricRange ElectricWaterHeater Microwave Refrigerator RangeHood Washer
Garage Spaces 0.0
Patio/Porch Features Covered Deck Porch
Architectural Style TwoStory
Construction Materials VinylSiding
School District Indian River
Year Built 1857
Electric CircuitBreakers
View Water
Township Philadelphia-Village
Property Subtype SingleFamilyResidence
Waterfront Features RiverAccess Stream
County Jefferson
Property Type Residential
Garage Y/N No
Other Structures Sheds Storage
Total Rooms 6
Full Baths 2
Status Active
Directions From Washington St in Watertown follow US-11N to Philadelphia Turn onto Garden Rd and property is on the right
City Philadelphia
Body of Water Indian River
Senior Community Y/N No
High School District Indian River
Number Of Units Total 0
MLS Area Philadelphia-Village-225001
Lot Size Units Acres
Lot Size Square Feet 10454.0
Year Built Details Existing
Tax Annual Amount 1898.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1667972
Standard Status Active
Middle/Junior School District Indian River
Elementary School District Indian River
Tax Assessed Value 65700
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 2
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Exterior
Exterior Amenities Deck GravelDriveway PropaneTankLeased
Parking Features NoGarage
Lot Features IrregularLot RuralLot
Water Source Connected Public
Lot Size Area 0.24
Foundation Details Block
Building Area Total 1675.0
Lot Dimensions 103X130
Lot Size Acres 0.24
Waterfront Y/N No
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Internal Only
Street Number 1 20
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* Excluded Features
List By
North Star Real Estate & Property Management

Broker

jmurtha.northstar@gmail.com

Email

Affordability Calculator

$1,635
Per Month
90%
10%
0%
Monthly Principal & Interest
$1,477
Monthly Property Taxes
$158
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
246680 Elementary School
247841 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/28/2026$239,900 Listed Price

Map


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20 Garden Road, Philadelphia, NY, 13673 is a Single Family Home for sale at $239,900 with 1,675 sqft and a lot size of 0.24. 20 Garden Road has 3 bedrooms, 2.0 baths, and was built in 1857. The property's zip code is 13673 which is in Philadelphia, NY