4541 N WINCHESTER TERRACE
Hernando, FL, 34442 $ 210,000
Bedrooms3 Baths2.0 Sq 1,536 Monthly Estimate*
$ 1,293
for $210,000 with 3 bedrooms and 2 full baths. This 1,536 square foot home was built in 1968 on a lot size of 0.23.
Tucked away in the quiet surroundings of Hernando, this inviting 4-bedroom, 2-bath home with a flexible bonus space for a 5th bedroom or home office offers the kind of charm and versatility that’s hard to find. With over 1,600 square feet of living space, the home welcomes you in with a layout that feels both comfortable and full of possibility, ready to adapt to your lifestyle. From the moment you arrive, you’ll notice the character and functionality this property brings—featuring a metal roof, pier foundation, and thoughtful accessibility features including a ramp and accessible shower. Inside, hardwood flooring adds warmth throughout, while the spacious floor plan provides room to spread out, gather, or create dedicated spaces for work, hobbies, or guests. Step outside and you’ll find even more to love—a detached shop with a lean-to, perfect for storing tools, working on projects, or simply enjoying extra space that gives this property an edge over the rest. Whether you need room for equipment, creative pursuits, or everyday convenience, it’s already here waiting for you. Positioned in a Flood Zone X, this home offers added peace of mind with its low flood risk designation. The MDR zoning allows for residential flexibility, making this property a smart choice for a variety of buyers. Conveniently located just minutes from major roadways like US-41 and FL-200, you’re never far from shopping, dining, and everything Citrus County has to offer—yet still tucked into a setting that feels relaxed and private. If you’ve been searching for a property with space, character, and the freedom to truly make it your own, this is one you won’t want to miss. Schedule your showing today and come see the potential for yourself. Metal ROOF Newer Well Pump Solar 2026 On Well and Septic Wood Frame Home Year Built 1968
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FeaturesGeneralSewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Solar Water Connected
Roof Metal
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
Zoning MDRMH
Construction Materials Wood Frame
Year Built 1968
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Citrus
New Construction false
Property Type Residential
Subdivision Name APACHE SHORES UNIT 04
Facing Direction West
Garage Y/N false
Total Rooms 5
Full Baths 2
Status Active
Directions Start on U.S. Route 41 (N Florida Ave) Turn onto State Road 200 (FL-200) heading toward Hernando Turn left onto E Buffalo Ln Turn left onto N Winchester Terrace Continue down the road — the home will be on your left
City HERNANDO
Senior Community Y/N false
MLS Area 34442 - Hernando
Lot Size Units Square Feet
Lot Size Square Feet 9999
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 719.23
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 46
Legal Description APACHE SHORES UNIT 4 PB 4 PG 83 LOTS 46 & 47 & N'LY 25 FT OF LOT 48 BLK 22
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
DockY/N false
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InteriorInterior Amenities Ceiling Fan(s) Thermostat
Flooring Laminate Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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ExteriorExterior Amenities None
Water Source Well
Lot Size Area 9999
Foundation Details Pillar/Post/Pier
Building Area Total 1608
Lot Dimensions 100 x 80
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
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* Excluded FeaturesList ByPeople's Trust RealtyBroker
derosa_96@icloud.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,293
- Monthly Property Taxes
- $60
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Hernando, FL
Average List Price $429,281
Percent of Sale Price 104%
About Hernando, FL 9,694 Population
27% Since 2002
$ 34,009 Median Income
57.54 Median Age
12% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/28/2026 | $210,000 | | Listed Price |