45 Shirley Street Mount Vernon, KY $ 160,000
45 Shirley Street
$ 160,000
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45 Shirley Street

Mount Vernon, KY, 40456
$ 160,000
Bedrooms3 Baths1.0 Sq 1,296

Monthly Estimate*

$ 985

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Single Family Home for sale in Mount Vernon, KY

for $160,000 with 3 bedrooms and 1 full bath. This 1,296 square foot home was built in 1963 on a lot size of 0.48.

Welcome to 45 Richmond St in Mt. Vernon, KY, an inviting 3-bedroom, 1-bath ranch home offering 1,296 sq ft of comfortable living space in a highly convenient location. Situated in town, this well-cared-for property is just minutes from local schools, the public library, the hospital, and all the everyday amenities you need. Inside, you'll find a warm and welcoming living area featuring a propane fireplace addition—perfect for staying cozy during the winter months. The home has been thoughtfully maintained, offering peace of mind and move-in-ready appeal. Outside, the property includes two additional buildings that add excellent versatility. One is ideal for lawn equipment and storage, while the second is a 12x24 structure with electric—perfect for hobbies, a workshop, or creative space. Whether you're looking for your first home, downsizing, or investing, this property combines comfort, functionality, and a prime location. Don't miss your chance to make it yours!

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Single Family Active

Price

$ 160,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Ranch

Lot Size

0.48

Year Built

1963

Town/City

Mount Vernon

County/Region

Rockcastle

MLS | Web ID

26006296

Features
Interior
Interior Amenities Eat-in Kitchen
Basement Crawl Space
Flooring Carpet Hardwood Other
Total Fireplaces 1
Fireplace Features Gas Log Propane
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Storm Window(s)
Fireplace Y/N Y
Above Grade Finished Area 1296.0
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
Total Baths 1
Heating-Forced Air True
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General
Sewer Public Sewer
Heating Forced Air
Cooling Heat Pump
Utilities Electricity Connected Propane Connected Water Connected
Possession Negotiable
Roof Composition
Appliances Cooktop Refrigerator
Patio/Porch Features Porch
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1963
Levels One
Property Subtype Single Family Residence
Parcel Number 046W-18-010
County Rockcastle
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Downtown
Garage Y/N N
Other Structures Shed(s) Workshop
Total Rooms 7
Full Baths 1
Status Active
Directions Start on US-25 (Richmond St / Main St) in Mount Vernon. Turn onto Floyd Street Watch for Floyd St coming off US-25 in town. Continue on Floyd Street for a short distance. Turn on first rd on left ont
High School Rockcastle Co
City Mt Vernon
High School District Rockcastle County - 22
MLS Area 022 - Rockcastle County
Lot Size Units Acres
Lot Size Square Feet 20908.8
Carport Spaces 1.0
Carport Y/N Y
Elementary School Mt. Vernon
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Rockcastle Co
MLS Area Minor 022 - Rockcastle County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Parking Features Attached Carport
Water Source Public
Lot Size Area 0.48
Foundation Details Block
Building Area Total 1296.0
Lot Size Acres 0.48
Lot Size Source Public Records
Waterfront Y/N N
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 45
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* Excluded Features
List By
Tammy Miller

Listing Agent

Richmond - Weichert, Realtors® - Ford Brothers

Broker

Affordability Calculator

$985
Per Month
100%
0%
0%
Monthly Principal & Interest
$985
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3290080 Elementary School
3292744 Middle School
Rockcastle Co High School High School
Pricing History
DatePricePrice ChangeDescription
3/28/2026$160,000 Listed Price

Map


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45 Shirley Street, Mount Vernon, KY, 40456 is a Single Family Home for sale at $160,000 with 1,296 sqft and a lot size of 0.48. 45 Shirley Street has 3 bedrooms, 1.0 baths, and was built in 1963. The property's zip code is 40456 which is in Mount Vernon, KY