2986 Purgatory Creek Drive Loveland, CO ^$ 645,000

2986 Purgatory Creek Drive

^$ 645,000

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Recently Listed

2986 Purgatory Creek Drive

Loveland, CO, 80538

^$ 645,000

Bedrooms4 Baths3.0 Sq 2,916

Monthly Estimate*

^$ 3,971

Listed by The Colorado RE Group LLC

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Single Family Home for sale in Loveland, CO

for $645,000 with 4 bedrooms and 3 full baths. This 2,916 square foot home was built in 2005 on a lot size of 0.16.

Ranch home in highly desired Seven Lakes Community. This meticulously remodeled ranch-style patio home offers a sophisticated blend of comfort and style. From the moment you cross the threshold, the home radiates warmth, greeting guests with an airy, open-concept floor plan bathed in natural light. At the heart of the residence lies beautiful wood floors and a true Chef's kitchen, boasting premium SS appliances, newly refinished custom taupe cabinetry, pantry and a sprawling granite island, perfect for both casual morning coffee and formal hosting in the adjacent dining area. The heart of the home features a sophisticated kitchen transformation, The main level is designed for effortless living, featuring a spacious primary suite that serves as a private sanctuary, complete with a spa-like ensuite and convenient main-floor laundry. Transitioning outdoors, the private, fenced backyard reveals a covered patio with power shades where you can unwind while enjoying peaceful views of the community's signature lakes. The home's footprint extends into a fully finished basement, an entertainer's dream featuring a generous recreation room and a family room anchored by a convenient wet bar. This lower level provides ultimate flexibility for guests with a dedicated bedroom and bath, plus a versatile third bedroom-finished with durable luxury vinyl flooring-that is ideal for a home gym, art studio, or craft room. A second, expansive laundry room creates an independent living space. An oversized garage with ramp access ensures every practical need is met. Beyond the property lines, enjoy a resort-like lifestyle with miles of scenic walking trails and tranquil water access. Experience the perfect blend of modern updates and timeless comfort in this beautifully refreshed residence. The interior has been completely revitalized with a designer-inspired neutral paint palette and plush new carpeting throughout, creating an inviting atmosphere from the moment you step inside.

Single Family Active

Price

^$ 645,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,122

Style

Contemporary

Lot Size

0.16

Year Built

2005

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1055014

Features

Interior

Interior Amenities Eat-in Kitchen Kitchen Island Open Floorplan Pantry Radon Mitigation System Wet Bar

Basement Full

Flooring Tile Wood

Fireplace Features Gas Living Room

Common Walls End Unit

Basement (Y/N) Y

Window Features Double Pane Windows Window Coverings

Above Grade Finished Area 1459

Half Baths 0

3/4 Baths 2

Laundry Features In Unit

Total Bedrooms 4

Below Grade Finished Area 1165

Main Level Bedrooms 2

Main Level Bathrooms 2

Total Baths 3

General

Sewer Public Sewer

Heating Forced Air

Cooling Ceiling Fan(s) Central Air

Utilities Cable Available Electricity Available Electricity Connected Internet Access (Wired) Natural Gas Available Natural Gas Connected

Possession Closing/DOD

Roof Composition

Appliances Bar Fridge Dishwasher Disposal Dryer Microwave Oven Refrigerator Washer

Zoning P-62

HOA Fee 331

Garage Spaces 2

Association Fee Includes Reserves Maintenance Grounds Maintenance Structure Snow Removal

Patio/Porch Features Patio

Architectural Style Contemporary

Security Features Smoke Detector(s)

Construction Materials Stone Frame

Exclusions Staging Items

Pets Allowed Cats OK Dogs OK

Year Built 2005

Levels One

Property Subtype Single Family Residence

Tax Year 2025

Ownership Individual

Assoc Fee Paid Per Monthly

County Larimer

Property Type Residential

Association Amenities Park Trail(s)

HOA Y

Attached Garage Y

Subdivision Name Seven Lakes North 6th Sub Lov

Full Baths 1

Status Active

Directions From N. Boise Avenue turn East on to Muddy Creek Drive turn left on to Purgatory Creek Drive Home is on the right side.

High School Mountain View

City Loveland

Association Name Seven Lakes

High School District Thompson R2-J

Lot Size Square Feet 7061

Listing Terms 1031 Exchange Cash Conventional FHA VA Loan

Elementary School Other

Tax Annual Amount 3122

Middle/Junior High School Other

Concessions No

Virtual Tour https://listings.nextdoorphotos.com/vd/237294411

Standard Status Active

Occupancy Type Owner

Elementary School District Thompson R2-J

Exterior

Parking Features Oversized

Lot Features Level Sprinklers In Front

Water Source Public

Total Parking 2

Building Area Total 2916

Lot Size Acres 0.16

Road Surface Type Paved

Road Frontage Type Public

Other Equipment Satellite Dish

Internal Only

Street Number 1 2986

* Excluded Features

List By

The Colorado Re Group Llc

Broker

(720) 203-7400

Phone

Affordability Calculator

$4,232

Per Month

Monthly Principal & Interest: $3,971
Monthly Property Taxes: $260
Monthly Home Insurance: --

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Down Payment

Loan Term

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$752,684

Percent of Sale Price 17%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3043745 Elementary School

3043800 Middle School

Mountain View High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/28/2026	$645,000		Listed Price

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2986 Purgatory Creek Drive, Loveland, CO, 80538 is a Single Family Home for sale at $645,000 with 2,916 sqft and a lot size of 0.16. 2986 Purgatory Creek Drive has 4 bedrooms, 3.0 baths, and was built in 2005. The property's zip code is 80538 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 3/31/2026.

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2986 Purgatory Creek Drive

Single Family Home for sale in Loveland, CO

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