2230 Palm Avenue St James City, FL $ 989,000
2230 Palm Avenue
$ 989,000
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2230 Palm Avenue

St James City, FL, 33956
$ 989,000
Bedrooms3 Baths2.1 Sq 2,073

Monthly Estimate*

$ 6,089

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Townhouse for sale in St James City, FL

for $989,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,073 square foot townhouse was built in 1990 on a lot size of 0.05.

BAYFRONT! Imagine ending your day with the sky stretching wide over San Carlos Bay, the lights of the Sanibel Bridge shimmering in the distance, and nothing but open water and gentle breeze in front of you. Life here feels calm, expansive, and deeply connected to the outdoors. This home is perfect for someone who truly loves being on the water. Step outside to your deeded dock and 10,000 lb boat lift (with water and electric), ready for morning fishing runs, sunset cruises, or quick trips to Sanibel and Cayo Costa. You’ll enjoy fast access to the Intracoastal Waterway and deep-water Gulf access just minutes away. From the living area and screened balcony, the bay becomes part of your daily rhythm — shifting light, passing birds, and the gentle movement of the tide. Zero-corner sliding glass doors open the main living space completely to the outdoors, while electric screens can be raised or lowered for comfort, creating a seamless indoor-outdoor experience. Just steps away, an observation area offers the perfect spot to relax or wade into the water. Inside, the home is beautifully updated. The kitchen features premium appliances including a Bosch refrigerator and dishwasher, Wolf microwave and stove, a pot filler, and a stylish Kraus farmhouse sink. The main living level includes an open living space, the primary suite, and an elevator that runs from the carport entry level directly to the main floor for everyday convenience. The primary suite offers a spa-like bath with a clawfoot soaking tub, walk-in shower, and large closet. Upstairs, you’ll find two additional bedrooms and a spacious bath with a custom walk-in shower. The ground level provides valuable flex space with epoxy flooring and EnduraFlood panels — ideal for storage, hobbies, or a game room. Electric storm shutters add extra convenience and peace of mind. This turnkey home is located in St. James Place, a beautifully landscaped community of just 20 residences featuring a heated pool and spa. Tucked away on the southern tip of Pine Island, this is more than a home — it’s a true waterfront lifestyle. Come see how different everyday life can feel when the bay is right outside your door.

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Townhouse Active

Price

$ 989,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Townhouse

Taxes

$ 7,725

Style

Stilt, Duplex

Lot Size

0.05

Year Built

1990

Town/City

St James City

County/Region

Lee

MLS | Web ID

2026014101

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric Other
Utilities Cable Available High Speed Internet Available Underground Utilities
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Electric Cooktop Freezer Disposal Microwave Range Refrigerator Self Cleaning Oven Washer
HOA Fee 1000
Garage Spaces 0
Association Fee Includes Irrigation Water Legal/Accounting Maintenance Grounds Recreation Facilities Trash
Patio/Porch Features Balcony Patio Screened
Architectural Style Stilt Duplex
Pool Features In Ground Community
Security Features None Smoke Detector(s)
Construction Materials Vinyl Siding Wood Frame
Pets Allowed Call Conditional
Year Built 1990
View Bay Canal Gulf Landscaped Mangroves
Property Subtype Townhouse
Tax Year 2025
Ownership Condo
Waterfront Features Bayfront Mangrove
Community Features Boat Facilities
HOA Fee 2 0
Assoc Fee Paid Per Quarterly
County Lee
Property Type Residential
Association Amenities Boat Dock Boat Ramp Clubhouse Pool Boat Slip Spa/Hot Tub Storage
HOA true
Subdivision Name ST JAMES PLACE
Facing Direction South
Garage Y/N false
Total Rooms 0
Full Baths 2
Status Active
Directions GPS friendly
High School CHOICE
City St James City
Disclosures Owner Has Flood Insurance RV Restriction(s) Seller Disclosure
Land Lease Amount 0
Senior Community Y/N false
Zoning Description C2
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 2
Carport Y/N true
Spa Features In Ground
Elementary School CHOICE
Tax Annual Amount 7725.03
Middle/Junior High School CHOICE
Property Condition Resale
Virtual Tour https://dl.dropboxusercontent.com/scl/fi/w5l0k9i0cxlzuzr8zooly/2230-Palm-Ave-St-James-City-FL-33956-USA-UB.mp4?rlkey=7ug9yy8eqbqforkd0rjs1rszy&raw=1
Structure Type Townhouse Duplex
Standard Status Active
Tax Lot 223
Property Sub Type Additional Townhouse Duplex
Legal Description ST JAMES PLACE OR 2090 PG 3242 UT J-2230 + BOAT DOCK J-N
Assoc/CIC Condominium
HOA Fee 3 0
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Interior
Interior Amenities Built-in Features Bathtub Cathedral Ceiling(s) Kitchen Island Living/Dining Room Pantry Split Bedrooms Separate Shower Walk-In Closet(s) Window Treatments Elevator High Speed Internet Pot Filler Workshop
Flooring Tile Vinyl
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Impact Glass Window Coverings
Half Baths 1
Laundry Features Inside
Total Bedrooms 3
Room Type Workshop Great Room
Total Baths 3
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Exterior
Exterior Amenities Security/High Impact Doors Sprinkler/Irrigation Patio Storage Shutters Electric
Parking Features Underground Golf Cart Garage Two Spaces Attached Carport
Lot Features Zero Lot Line Sprinklers Automatic
Water Source Public
Lot Size Area 0.05
Foundation Details Pillar/Post/Pier Raised
Spa true
Building Area Total 2698
Lot Size Acres 0.05
Road Surface Type Gravel Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Door Features Sliding Doors
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* Excluded Features
List By
Becky White

Listing Agent

Exp Realty Llc

Broker

becky.white@exprealty.com

Email

Affordability Calculator

$6,733
Per Month
90%
10%
0%
Monthly Principal & Interest
$6,089
Monthly Property Taxes
$644
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
CHOICE High School High School
Pricing History
DatePricePrice ChangeDescription
3/28/2026$989,000 Listed Price

Map


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2230 Palm Avenue, St James City, FL, 33956 is a Townhouse for sale at $989,000 with 2,073 sqft and a lot size of 0.05. 2230 Palm Avenue has 3 bedrooms, 2.1 baths, and was built in 1990. The property's zip code is 33956 which is in St James City, FL