198 Clay Street Annapolis, MD $ 389,000
198 Clay Street
$ 389,000
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198 Clay Street

Annapolis, MD, 21401
$ 389,000
Bedrooms2 Baths1.1 Sq 902

Monthly Estimate*

$ 2,395

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Townhouse for sale in Annapolis, MD

for $389,000 with 2 bedrooms and 1 full bath, 1 half bath. This 902 square foot townhouse was built in 1920 on a lot size of 0.03.

Welcome to 198 Clay Street in the heart of Annapolis! This charming row home offers water views of College Creek and a short stroll to downtown and West Annapolis, where shops, dining, entertainment, and the U.S. Naval Academy are right at your doorstep. The location also provides easy commuter access to Routes 50 and 97 for Washington, D.C., Baltimore, and BWI Airport. Thoughtfully updated in the past year, the home features new flooring and paint throughout, all new kitchen appliances, countertops, and sink, new siding, four mini-split units, and all new upstairs windows. Walls were opened between the kitchen, dining, and laundry areas to create a more open flow, and a new upper-deck door leads to an expanded rooftop deck with water views. Additional highlights include exposed brick and beamed ceilings, a fenced rear yard, private access to College Creek, and rare rear parking. With a proven rental history including $21,500 earned on Airbnb in 2024, this home is ideal as a primary residence or investment opportunity.

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Townhouse Active

Price

$ 389,000

Bedrooms

2

Full Bath

1

Half Bath

1

Property Type

Townhouse

Taxes

$ 2,979

Style

Traditional

Lot Size

0.03

Year Built

1920

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2139810

Features
General
Living Area 902
Sewer Public Sewer
Heating Baseboard - Electric
Cooling Ductless/Mini-Split
Possession 0-30 Days CD
Zoning R
Architectural Style Traditional
Construction Materials Vinyl Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1920
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Annapolis
Accessibility Level Entry - Main
County ANNE ARUNDEL
New Construction N
Property Type Residential
HOA N
Subdivision Name REGULARS
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Total Rooms 0
Full Baths 1
Status ACTIVE
Directions MD 70 (Rowe Blvd.) south turn right onto Taylor Ave. Turn left onto Glenwood St. Veer right onto Glenwood St. which becomes Clay St. Destination is on your right. Street parking is available
City ANNAPOLIS
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 1500.00
Tax Annual Amount 2979.0
Home Warranty Y/N N
Structure Type Interior Row/Townhouse
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 431.26
Acceptable Financing Cash Conventional VA FHA
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Association Recreation Fee N
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Interior
Heating Fuel Electric
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 902
Half Baths 1
Central Air Y/N N
Total Bedrooms 2
Below Grade Finished Area 0
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Water Source Public
Type of Parking On Street
Foundation Details Slab
Spa N
Water View Y/N N
Lot Size Acres 0.03
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 110800.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 198
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* Excluded Features
List By
Engel & Volkers Annapolis

Broker

kerry.ohara@evrealestate.com

Email

Affordability Calculator

$2,643
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,395
Monthly Property Taxes
$248
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533405 Elementary School
3533185 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/27/2026$389,000 Listed Price

Map


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198 Clay Street, Annapolis, MD, 21401 is a Townhouse for sale at $389,000 with 902 sqft and a lot size of 0.03. 198 Clay Street has 2 bedrooms, 1.1 baths, and was built in 1920. The property's zip code is 21401 which is in Annapolis, MD