102 Swingbridge Trail Surf City, NC $ 620,000
102 Swingbridge Trail
$ 620,000
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102 Swingbridge Trail

Surf City, NC, 28445
$ 620,000
Bedrooms4 Baths3.0 Sq 3,221

Monthly Estimate*

$ 3,817

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Single Family Home for sale in Surf City, NC

for $620,000 with 4 bedrooms and 3 full baths. This 3,221 square foot home was built in 2023 on a lot size of 0.22.

Coastal living meets elevated comfort in this beautifully designed 4-bedroom, 3-bathroom home, ideally positioned on a premium corner lot in the highly desirable Waterside community--just under 2 miles from the pristine white sand beaches and the stunning bluish-green waters of the Atlantic Ocean. Enjoy the ultimate beach lifestyle with a mild, year-round climate and effortless access to the nearby high-rise bridge with pedestrian access, offering breathtaking panoramic ocean views at its crest. Whether it's sunrise walks, evening breezes, or weekends by the water, this location delivers it all. Inside, the sought-after Harbor Oak floor plan showcases a refined yet functional design, featuring a formal dining room and an expansive open-concept living space anchored by a large kitchen island--perfect for entertaining and everyday living. A main-level guest suite provides ideal flexibility for visitors or multi-generational needs. Upstairs, a spacious loft creates the perfect secondary living area, media space, or retreat. The luxurious primary suite offers a true escape, complete with a substantial walk-in closet and a versatile bonus area ideal for a private office, sitting room, or wellness space. Thoughtfully appointed with stainless steel appliances and a Smart Home Technology package, this home blends modern convenience with timeless style. Residents of Waterside enjoy access to resort-style amenities, including a pool, clubhouse, fire pit, playground, multi-sport court, and sand volleyball court--enhancing both relaxation and recreation. Ideally located with easy access to Wilmington, Marine Corps Base Camp Lejeune, shopping, dining, and coastal attractions, this home offers the perfect balance of sophistication, space, and seaside charm.

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Single Family Active

Price

$ 620,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 758

Style

Single Family Residence

Lot Size

0.22

Year Built

2023

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100562983

Features
General
Living Area 3221.0
Heating Heat Pump Electric
Cooling Heat Pump
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Refrigerator Dishwasher
Zoning RA
HOA Fee 960.0
Patio/Porch Features Covered Patio
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding Wood Frame
Year Built 2023
View See Remarks
Levels Two
Property Subtype Single Family Residence
Tax Year 2023
Taxes 758.88
Parcel Number 4235-55-7237-0000
Assoc Fee Paid Per Annually
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Cabana Community Pool Fitness Center Maintenance Common Areas Maintenance Roads Pickleball Playground Street Lights Trail(s)
HOA Y
Attached Garage Y
Subdivision Name Waterside
Garage Y/N Y
Total Rooms 8
Full Baths 3
Status Active
Directions from Edgewater way Turn left on Sullivans Sound Trail Home is on the corner of Swingbridge Trail
High School Topsail
City Surf City
Association Name Premier Management
Lot Size Units Acres
Lot Size Square Feet 9583.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 61200
Legal Description LT 66 PB 66/66 WATERSIDE SEC 1 B
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Interior
Interior Amenities Walk-in Closet(s) High Ceilings Entrance Foyer Kitchen Island Ceiling Fan(s) Walk-in Shower Walk-In Closet(s)
Master Bed Level Non Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Total Bedrooms 4
Room Type Master Bedroom Bedroom 1 Bedroom 2 Bedroom 3 Living Room Dining Area Loft Laundry Dining Room
Total Baths 3
Living Area Range 3000 - 3499
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Exterior
Exterior Finish Vinyl Siding
Fencing None
Parking Features Garage Faces Front Concrete Garage Door Opener Off Street
Lot Features Cul-De-Sac Corner Lot
Water Source Public
Total Parking 2.0
Lot Size Area 0.22
Foundation Details Slab
Spa N
Building Area Total 3221
Lot Dimensions See recorded plat map.
Lot Size Acres 0.22
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type Private Road Maintained Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 102
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* Excluded Features
List By
Brittany Mack

Listing Agent

Terri Alphin Smith & Co

Broker

cashbritt@gmail.com

Email

Affordability Calculator

$3,881
Per Month
98%
2%
0%
Monthly Principal & Interest
$3,817
Monthly Property Taxes
$63
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
3/27/2026$620,000 Listed Price

Map


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102 Swingbridge Trail, Surf City, NC, 28445 is a Single Family Home for sale at $620,000 with 3,221 sqft and a lot size of 0.22. 102 Swingbridge Trail has 4 bedrooms, 3.0 baths, and was built in 2023. The property's zip code is 28445 which is in Surf City, NC