12540 Montero Way San Diego, CA $ 1,529,900
12540 Montero Way
$ 1,529,900
Recently Listed
Open House 3/27 10am - 12pm
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12540 Montero Way

San Diego, CA, 92128
$ 1,529,900
Bedrooms5 Baths3.0 Sq 2,241

Monthly Estimate*

$ 9,420

Listed by eXp Realty of Southern California, Inc.
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Single Family Home for sale in San Diego, CA

for $1,529,900 with 5 bedrooms and 3 full baths. This 2,241 square foot home was built in 1970 on a lot size of 0.1951.

Tucked into the coveted hills of Gatewood, this completely remodeled, turn-key 5-bedroom, 3-bath residence blends elevated design with everyday functionality. The thoughtfully designed floorplan offers both a private dining room for intimate gatherings and a spacious family room that seamlessly connects to the heart of the home. Ideal for flexible living, the home includes both a downstairs bedroom and a highly desirable primary suite on the main level—each positioned to take in serene, expansive vistas. From the moment you enter, you’re greeted by an inviting living space enhanced by wood-style beam accents that add warmth and architectural character throughout the downstairs. Additional upgrades include a finished garage with epoxy flooring, a dedicated 125A sub panel, exterior electrical amp, and a full sprinkler system. Every detail has been carefully curated, offering a move-in-ready opportunity in one of Rancho Bernardo’s most sought-after neighborhoods. This is the kind of home that doesn’t just check boxes—it quietly exceeds them.

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Open House

3/27/2026 10:00 AM - 12:00 PM
3/28/2026 12:00 PM - 3:00 PM
3/29/2026 1:00 PM - 3:00 PM
12540 Montero Way San Diego, CA
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 1,529,900

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.1951

Year Built

1970

Town/City

San Diego

County/Region

San Diego

MLS | Web ID

260007180SD

Days on Market

1

Features
General
Living Area 2241
Heating Forced Air Fireplace(s) Natural Gas
Cooling Central Air
Roof Concrete
Appliances Dishwasher Electric Cooking Disposal Microwave
Zoning R-1:SINGLE
HOA Fee 625
Garage Spaces 2
Patio/Porch Features Covered
Pool Features None
Year Built 1970
View Mountain(s) Panoramic
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County San Diego
New Construction false
Property Type Residential
Association Amenities Clubhouse
HOA true
Subdivision Name Rancho Bernardo
Garage Y/N true
Full Baths 3
Status Active
Directions Property will have a FOR SALE sign in front of it. Cross Street: Montero Rd.
City San Diego
Disclosures Covenants/Restrictions Disclosure
Association Name Westwood Club
Senior Community Y/N false
Open Parking Spaces 2
MLS Area 92128 - Rancho Bernardo
Lot Size Units Square Feet
Lot Size Square Feet 8500
Listing Terms Cash Conventional VA Loan
Property Attached Y/N false
Land Lease Y/N false
Standard Status Active
Occupancy Type Owner
Year Built Source Assessor
Property Sub Type Additional Single Family Residence
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Interior
Interior Amenities Bedroom on Main Level Main Level Primary
Fireplace Features Living Room
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Electric Dryer Hookup Gas Dryer Hookup In Garage
Total Bedrooms 5
Total Baths 3
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Exterior
Fencing None
Parking Features Driveway Garage
Total Parking 4
Lot Size Area 8500
Spa false
Lot Size Acres 0.1951
Private Pool false
Lot Size Source Assessor
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* Excluded Features
List By
Exp Realty Of Southern California, Inc.

Broker

Eric@EricMatz.com

Email

Affordability Calculator

$9,420
Per Month
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Monthly Principal & Interest
$9,420
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/27/2026$1,529,900 Listed Price

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12540 Montero Way, San Diego, CA, 92128 is a Single Family Home for sale at $1,529,900 with 2,241 sqft and a lot size of 0.1951. 12540 Montero Way has 5 bedrooms, 3.0 baths, and was built in 1970. The property's zip code is 92128 which is in San Diego, CA