440 Saratoga Street
Cohoes, NY, 12047 $ 238,000
Bedrooms2 Baths1.0 Sq 1,040 Monthly Estimate*
$ 1,465
for $238,000 with 2 bedrooms and 1 full bath. This 1,040 square foot home was built in 1963 on a lot size of 0.21.
Welcome to 440 Saratoga Street, Cohoes, NY! This move-in ready 2-bedroom, 1-bath home packs style, updates, and value into 1,040 square feet of thoughtfully designed living space--perfect for first-time buyers or those looking to downsize without compromise. Enjoy a bright, spacious living area, an inviting eat-in kitchen, and a full basement offering excellent storage and future potential. Step outside to a fully fenced 9,000 sq. ft. yard--ideal for pets, entertaining, or simply relaxing in your own private space. Major updates have already been done for you, including a modernized kitchen, upgraded electrical and plumbing, a new furnace, and central air--giving you peace of mind from day one. Conveniently located with easy access to Albany, Troy, and Saratoga Springs via I-787, and just minutes from local parks, shopping, and dining. Move-in ready, well-updated, and ideally located--this home truly checks all the boxes. Schedule your showing today and see the value for yourself! Open house Sunday 03/29/2026 11AM- 1PM
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FeaturesGeneralSewer Public Sewer
Heating Forced Air
Cooling Central Air
Appliances Microwave Oven Range Refrigerator
Zoning Mixed
Garage Spaces 2.0
Architectural Style Ranch
Construction Materials Block Drywall Vinyl Siding
Year Built 1963
Property Subtype Single Family Residence
County Albany
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N N
Total Rooms 2
Full Baths 1
Status Active
Directions Route 32 South turns into Saratoga Ave
City Cohoes
High School District Cohoes
Lot Size Units Acres
Lot Size Square Feet 9147.6
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 5994.31
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Concessions No
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 8.000
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InteriorBasement Full
Total Fireplaces 0
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1040.0
Half Baths 0
Total Bedrooms 2
Below Grade Finished Area 1040.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 1
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ExteriorExterior Amenities None
Parking Features Paved
Water Source Public
Total Parking 2.0
Lot Size Area 0.21
Spa N
Lot Dimensions 90x100
Lot Size Acres 0.21
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByDaniel NelsonListing Agent
Realty One Group KeyBroker
danielnelsonrealty@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,465
- Monthly Property Taxes
- $500
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cohoes, NY
Average List Price $429,583
Percent of Sale Price 80%
About Cohoes, NY 18,421 Population
18% Since 2002
$ 48,659 Median Income
41.11 Median Age
18% Households with Children
Trends Information provided by ATTOM Data Solutions.
853203 Elementary School
853151 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/26/2026 | $238,000 | | Listed Price |