725 Bluewater Drive Monticello, IN $ 495,000
725 Bluewater Drive
$ 495,000
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725 Bluewater Drive

Monticello, IN, 47960
$ 495,000
Bedrooms4 Baths4.0 Sq 2,092

Monthly Estimate*

$ 3,048

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Single Family Home for sale in Monticello, IN

for $495,000 with 4 bedrooms and 4 full baths. This 2,092 square foot home was built in 1950 on a lot size of 0.11.

Riverfront living with quick boat access to Lake Freeman! This versatile property features a spacious 3-bedroom home, a detached Party Barn rec room, and a private guest suite off the back of the garage. The main home offers over 2,000 square feet of living space with an open-concept layout. Highlights include a large family room, dining area, and kitchen on the main level, with a primary suite, two additional bedrooms, and another full bath upstairs. The 280 sq ft guest studio includes its own entrance, kitchenette, and full bathideal for visitors or rental potential. The 860 sq ft Party Barn provides bright, open space with abundant natural light and a bar area, perfect for entertaining. Covered boat lift included. Excellent opportunity for year-round living, entertaining, or short-term rental incomedont miss it!

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Single Family Active

Price

$ 495,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 4,097

Style

Traditional

Lot Size

0.11

Year Built

1950

Town/City

Monticello

County/Region

White

MLS | Web ID

202610124

Features
General
Sewer City
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Riverfront
Garage Detached
Amenities 1st Bdrm En Suite Alarm System-Security Balcony Bar Ceiling-9+ Ceilings-Beamed Closet(s) Walk-in Deck on Waterfront Detector-Smoke Disposal Eat-In Kitchen Firepit Garage Door Opener Guest Quarters Ki
Status Active Active
Full Baths 4
Half Baths 0
Bathrooms 4
Year Built 1950
New Construction No
Subdivision None
Style Two Story
Township Union
Class RESIDENTIAL
Type Site-Built Home
Age 76
Inside City Limits Yes
REO No
Status Detail 0
Dining Room Level Main
Area White County
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Architectural Style Traditional
Total Sq Ft 2092
Elementary School Oaklawn
Middle School Roosevelt
Legal Description DENNIS P TEETERS SUB LTS 17 & 18 OF JCR 4TH ADD LT 1 & N 1/2 LT 2
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202610124
Agent First Name Cathy
Agent Last Name Russell
DOM 0
Tax Year 2025
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Interior
Basement Slab
Fireplace(s) 1
Beds 4
Total Rooms 9
Dining Room Length 10
Dining Room Width 10
Fireplace Family Rm
Family Room Width 16
Living Room Width 20
Family Room Length 22
Living Room Length 14
Full Baths Main 2
Full Baths Upper 2
Above Grade Bedrooms 4
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Upper
1st Bedroom Width 19
2nd Bedroom Length 17
2nd Bedroom Level Upper
2nd Bedroom Width 10
3rd Bedroom Length 17
3rd Bedroom Level Upper
3rd Bedroom Width 10
4th Bedroom Length 12
4th Bedroom Level Main
4th Bedroom Width 11
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Exterior
Exterior Vinyl
Water Frontage 90
Pool No
Waterfront River
Garage Length 28
Garage Width 22
Lot Size Area 4792
Lot Dimensions 75X100
Lot Description Waterfront 0-2.9999 Waterfront-Level Bank
Garage Capacity 1
Waterfront Y/N Yes
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* Excluded Features
List By
Cathy Russell

Listing Agent

@Properties

Broker

cathy@russellteam.com

Email

Affordability Calculator

$3,389
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,048
Monthly Property Taxes
$341
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1237611 Elementary School
1235893 Middle School
Twin Lakes High School High School
Pricing History
DatePricePrice ChangeDescription
3/26/2026$495,000 Listed Price

Map


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725 Bluewater Drive, Monticello, IN, 47960 is a Single Family Home for sale at $495,000 with 2,092 sqft and a lot size of 0.11. 725 Bluewater Drive has 4 bedrooms, 4.0 baths, and was built in 1950. The property's zip code is 47960 which is in Monticello, IN