1203 W 20th Terrace
Kansas City, MO, 64108 $ 325,000
Bedrooms3 Baths1.1 Sq 1,606 Monthly Estimate*
$ 2,001
for $325,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,606 square foot home was built in 1890 on a lot size of 0.063131.
Crossroads / Westside Beauty! This stunning home blends modern updates with the charm of the late 1800s, all while offering breathtaking views of Observation Park and Downtown, just steps from your front door. Enjoy immediate access to the park offering a workout area, basketball court, playground, and only a quick walk to the heart of the city, Crown Center and more. The crisp curb appeal makes a lasting first impression with freshly painted exterior (2025/2026), beautifully stained wood accents and shutters, a covered front entry, and manicured landscaping. Step inside to a charming entry that sets the tone with playful tile. Just off the entry, the spacious dining room showcases rich wood floors and flows seamlessly into both the kitchen and living room—perfect for entertaining. The light-filled living room offers generous space and flexibility, with access to a main-level bedroom or ideal flex space for an office, den, or guest room. The remodeled kitchen features tile flooring, warm wood countertops, white cabinetry with ample storage, and stainless-steel appliances including a refrigerator and built-in microwave. Also on the main level are a convenient half bath, laundry area (washer and dryer stay), and access to the fenced backyard. The backyard is quaint and private, offering a firepit, side storage shed, and a storm shelter with newly finished cinder block walls. Upstairs, the spacious second floor includes two additional bedrooms, both with city views. The primary suite features rich wood floors and a large side room. The oversized full bath is a true showstopper, complete with a walk-in shower, stunning clawfoot tub, and a statement vanity. Additional highlights include newer windows, multiple mini-split heating/cooling units for year-round comfort, added insulation in the attic and utility areas, and fresh exterior updates. An unbeatable location, thoughtful remodels, historic charm, and an effortless flow—this home truly offers the complete package.
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FeaturesGeneralLiving Area 1606
Sewer Public Sewer
Heating Electric Zoned
Cooling Electric Zoned
Possession Close Of Escrow
Roof Composition
Appliances Dishwasher Disposal Dryer Microwave Refrigerator Electric Range Free-Standing Electric Oven Stainless Steel Appliance(s)
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Board & Batten Siding Wood Siding
Year Built 1890
Property Subtype Single Family Residence
Ownership Private
County Jackson
Property Type Residential
HOA N
Subdivision Name Morse's Add
Garage Y/N N
Other Structures Other Shed(s)
Full Baths 1
Status Active
Directions I-35 to W Pennway St L or West to stop sign. Curve onto 21st St 21st to Holly Right on Holly to 21st St L on 21st St to Mercier Right on Mercier to 21st Ter Right on 20th Ter to home on R side.
High School Northeast
City Kansas City
High School District Kansas City Mo
MLS Area 202 - Kansas City Area (So. of River)
Lot Size Units Square Feet
Lot Size Square Feet 2750
Listing Terms Cash Conventional FHA VA Loan
Middle/Junior High School Northeast
Public Remarks Crossroads / Westside Beauty! This stunning home blends modern updates with the charm of the late 1800s all while offering breathtaking views of Observation Park and Downtown just steps from your fro
Standard Status Active
In Flood Plain No
HMS_MaintenanceProvidedYN N
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InteriorInterior Amenities Ceiling Fan(s) Custom Cabinets Painted Cabinets Walk-In Closet(s)
Basement Crawl Space
Flooring Carpet Tile Wood
Basement (Y/N) N
Air Conditioning Y/N Y
Window Features Window Coverings Thermal Windows
Fireplace Y/N N
Above Grade Finished Area 1606
Half Baths 1
Laundry Features Main Level Off The Kitchen
Total Bedrooms 3
Below Grade Finished Area 0
Dining Area Features Formal
Floor Plan Features 1.5 Stories 2.5 Stories
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ExteriorFencing Privacy Wood
Parking Features Off Street
Lot Features City Limits City Lot Level
Water Source Public
Lot Size Area 2750
Road Surface Type Paved
Road Responsibility Public Maintenance
Other Room Features Entry Fam Rm Main Level Main Floor BR Mud Room Sitting Room
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* Excluded FeaturesList ByReecenichols - LeawoodBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,001
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Kansas City, MO
Average List Price $283,446
Percent of Sale Price 13%
About Kansas City, MO 475,794 Population
7% Since 2002
$ 46,226 Median Income
36.07 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
651531 Elementary School
1840886 Middle School
Northeast High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/26/2026 | $325,000 | | Listed Price |