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321 E 14th Street Spencer, IA $ 134,890
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321 E 14th Street
$ 134,890
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321 E 14th Street

Spencer, IA, 51301
$ 134,890
Bedrooms2 Baths1.0 Sq 1,118

Monthly Estimate*

$ 831

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Single Family Home for sale in Spencer, IA

for $134,890 with 2 bedrooms and 1 full bath. This 1,118 square foot home was built in 1947 on a lot size of 0.16.

This super-CUTE, well-LOVED 2 bedroom HOME is full of charm & optimized use of space! Situated on a desirable corner lot with LARGE side yard (like another lot FREE) provides room to expand, garden, garage, or simply enjoy. Featuring brand new central air, newer windows, plumbing updates in bath, durable metal siding, AND A DRY BASEMENT! WELCOME inside, you’ll find a comfortable layout with a cozy recreation room / family / or game room in the basement, along with laundry, storage, and / or two additional rooms offering potential for expansion, hobbies, or a home office (whatever YOU WISH). Detached garage for added convenience. Whether you’re looking for a starter, investment, or a place with room to grow, this property offers YOU value and options. Affordable, efficient, and full of potential.

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Single Family Active

Price

$ 134,890

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,458

Style

Ranch

Lot Size

0.16

Year Built

1947

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260177
Features
Interior
Interior Features Broadband Avail Cable TV Ceiling Fan(s) Eat-in Kitchen Main Floor Bedrooms Natural Woodwork Washer/Dryer Hkups
Furnished Y/N Partial
Total Baths 1
Full Baths 1
Bath Description Main Floor Full Bath
1/4 Baths 0
Basement Style Full
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General
Sewer Public Sewer
Construction Frame/Wood
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Microwave Range/Stove Refrigerator
Association Fee 0
Flood Zone No
Number of Garage Spaces 1
School District Spencer
Electric Breakers
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments Unknown
Levels One
Type Single Family Residence
Yearly Taxes 1458
Auction 0
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 6750
Construction Materials Aluminum Siding Metal Siding
Primary City Spencer
Year Built 1947
Directions Use GPS
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 1536
DOM 2
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 120.65
Public Remarks This super-CUTE well-LOVED 2 bedroom HOME is full of charm & optimized use of space! Situated on a desirable corner lot with LARGE side yard (like another lot FREE) provides room to expand garden gar
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Exterior
Lot Features Corner Lot
Waterfront 0
Garage Type Detached
Garage Capacity 280 SF
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Tammy Fredericksen

Listing Agent

Exit Realty Midwest

Broker

(712) 209-0836

Phone

NWIowaRealEstate@gmail.com

Email

Affordability Calculator

$952
Per Month
87%
13%
0%
Monthly Principal & Interest
$831
Monthly Property Taxes
$122
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
3/26/2026$134,890 Listed Price

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321 E 14th Street, Spencer, IA, 51301 is a Single Family Home for sale at $134,890 with 1,118 sqft and a lot size of 0.16. 321 E 14th Street has 2 bedrooms, 1.0 baths, and was built in 1947. The property's zip code is 51301 which is in Spencer, IA

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