328 USEPPA Captiva, FL $ 2,250,000
328 USEPPA
$ 2,250,000
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328 USEPPA

Captiva, FL, 33924
$ 2,250,000
Bedrooms5 Baths3.1 Sq 2,992

Monthly Estimate*

$ 13,854

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View a Virtual Tour

Single Family Home for sale in Captiva, FL

for $2,250,000 with 5 bedrooms and 3 full baths, 1 half bath. This 2,992 square foot home was built in 1988 on a lot size of 0.33.

This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable and spacious outdoor living. A corner stairwell then provides access to the third-floor master suite and living area. Enter this ultimate private suite and Stunning views open up across Boca Grande Pass and Charlotte Harbor and to Boca Grande. A private balcony facing north provides unsurpassed privacy and beauty. Beneath the first living floor is a fully screened and decked area for golf cart parking, work room, spare fridge and freezer, ping pong table, storage or whatever, It is spacious, protected multi-use space. Access is via a stairwell to the first floor and a ground level automatic garage door for cart access. The home is in new condition, following significant reconstruction after Hurricane Ian in 2022. This effort brought the entire structure up to current building and windstorm codes with new roof strapping and roof, all impact glass, interior finishes, appliances, whole house generator and too much to summarize here. Refer to the supplementary information tabs for complete details of the work accomplished. As far as flood threats are concerned, the home is in the X Zone, above any potential storm surge or flooding. Home buyers on bridgeless Useppa Island are required to have membership in the Useppa Island Club and Marina. Useppa is a luxury boating, fishing private resort in the style of Olde Florida. No cars, just golf carts, bikes and feet for transport. Boat Dockage is available at the Marina. The island is just 3 miles south of Boca Grande and a 15-minute boat ride to Pine Island and all things “mainland”.

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Single Family Pending

Price

$ 2,250,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 17,604

Style

Key West

Lot Size

0.33

Year Built

1988

Town/City

Captiva

County/Region

Lee

MLS | Web ID

C7523767

Features
General
Sewer Public Sewer
Heating Electric Zoned
Cooling Central Air Zoned
Utilities Electricity Connected Propane Sewer Connected Street Lights Underground Utilities
Roof Metal
Appliances Bar Fridge Built-In Oven Cooktop Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Freezer Microwave Range Range Hood Refrigerator Washer Water Filtration System
Zoning RM-2
HOA Fee 503.89
Garage Spaces 2
Association Fee Includes Community Pool Escrow Reserves Fund Manager Pool Maintenance Private Road Recreational Facilities Trash
Patio/Porch Features Covered Screened Wrap Around
Architectural Style Key West
Security Features Fire Alarm Fire Sprinkler System
Construction Materials HardiPlank Type Wood Frame (FSC Certified)
Pets Allowed Cats OK Dogs OK Number Limit
Year Built 1988
View Park/Greenbelt Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Bay/Harbor Front Waterfront
Community Features Bay/Harbor Front Intracoastal Waterway Marina Water Access Waterfront Association Recreation - Owned Buyer Approval Required Clubhouse Community Mailbox Deed Restrictions Fitness Center Golf Carts OK No Truck/RV/Motorcycle Parking Pool Restaurant Sidewalks Special Community Restrictions Tennis Court(s)
Accessibility Accessible Bedroom Accessible Common Area Accessible Doors Accessible Electrical and Environmental Controls Accessible Kitchen Accessible Kitchen Appliances Accessible Central Living Area Accessible Stairway Accessible Washer/Dryer Central Living Area
HOA Fee 2 1622.22
Assoc Fee Paid Per Monthly
County Lee
New Construction false
Property Type Residential
Association Amenities Clubhouse Fence Restrictions Fitness Center Recreation Facilities Spa/Hot Tub Tennis Court(s) Vehicle Restrictions
Attached Garage true
Subdivision Name COTTAGE SITE III-28
Facing Direction East
Garage Y/N true
Total Rooms 7
Full Baths 3
Status Pending
Directions From I-75 or US 41 take SR 78 (Pine Island Road) west to Stringfellow Road in the center of Pine Island. Turn right and continue north approximately 7 miles to the Useppa Shore Port 8115 Main Street Bokeelia. Alternately your agent may pick you up in Four Winds Marina also in Bokeelia and just before the bridge over Jug Creek.
City CAPTIVA
Association Name Evelyn
Senior Community Y/N false
MLS Area 33924 - Captiva
Lot Size Units Square Feet
Lot Size Square Feet 14244
Carport Y/N false
Listing Terms Cash
HOA Fee 2 Frequency Monthly
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 17604.15
Home Warranty Y/N false
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/C7523767
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Owner
Tax Lot 28
Legal Description USEPPA IS COTTAGE SITES SITE III-28 AS DESC IN OR 1823 PG 3223
Water View Bay/Harbor - Partial
Minimum Lease 1-7 Days
Water Access Y/N false
Monthly HOA Amount 503.89
Water View Y/N true
Flood Zone Code X
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Dry Bar Eating Space In Kitchen Living Room/Dining Room Combo Open Floorplan PrimaryBedroom Upstairs Skylight(s) Solid Surface Counters Solid Wood Cabinets Thermostat Window Treatments
Basement Daylight Exterior Entry Unfinished
Flooring Laminate
Furnished Y/N Turnkey
Fireplace Features Gas
Total Stories 3
Air Conditioning Y/N true
Heating Y/N true
Window Features Storm Window(s) Wood Frames
Fireplace Y/N true
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 5
Total Baths 4
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Exterior
Exterior Amenities Balcony French Doors Private Entrance Storage
Vegetation Mature Landscaping Oak Trees Trees/Landscaped
Parking Features Covered Curb Parking Driveway Garage Door Opener Garage Faces Rear Golf Cart Garage Golf Cart Parking Ground Level Guest Under Building Workshop in Garage
Lot Features Historic District Landscaped Sidewalk Unincorporated
Water Source Public
Lot Size Area 14244
Foundation Details Stilt/On Piling
Building Area Total 8188
Lot Dimensions 145 x 103 x 96 x 156
Lot Size Acres 0.33
Road Surface Type Unimproved Gravel
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Private Road Street Unpaved
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Uip Property Company Llc

Broker

Brianmc@useppa.com

Email

Affordability Calculator

$15,321
Per Month
90%
10%
0%
Monthly Principal & Interest
$13,854
Monthly Property Taxes
$1,467
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/25/2026$2,250,000 Listed Price

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328 USEPPA, Captiva, FL, 33924 is a Single Family Home for sale at $2,250,000 with 2,992 sqft and a lot size of 0.33. 328 USEPPA has 5 bedrooms, 3.1 baths, and was built in 1988. The property's zip code is 33924 which is in Captiva, FL