501 W Jefferson Street Spencer, IN ^$ 195,000

501 W Jefferson Street

^$ 195,000

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Recently Listed

501 W Jefferson Street

Spencer, IN, 47460

^$ 195,000

Bedrooms3 Baths1.0 Sq 1,135

Monthly Estimate*

^$ 1,201

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Single Family Home for sale in Spencer, IN

for $195,000 with 3 bedrooms and 1 full bath. This 1,135 square foot home was built in 1950 on a lot size of 0.09.

This cozy 3 bedroom, 1 bath home featuring 9 foot ceilings that create a spacious and airy feel. Hardwood floors in living room and bedrooms. Enjoy relaxing in the bright sunroom, complete with a hot tub perfect for year-round enjoyment. Convenient detached carport for covered parking.

Single Family Active

Price

^$ 195,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 970

Style

Lot Size

0.09

Year Built

1950

Town/City

Spencer

County/Region

Owen

MLS | Web ID

22091242

Features

Interior

Interior Amenities Hardwood Floors

Basement Partial

Basement (Y/N) Y

Half Baths 0

Laundry Features Laundry Room

Total Bedrooms 3

Below Grade Finished Area 0

Main Level Bedrooms 3

Total Baths 1

General

Heating Natural Gas

Cooling Central Air

Possession Negotiable

Appliances None Gas Water Heater Washer Dryer

Architectural Style Other

Construction Materials Vinyl Siding

Year Built 1950

Township Washington

Levels One

Property Subtype Single Family Residence

Tax Year 2025

County Owen

New Construction N

Property Type Residential

HOA N

Subdivision Name No Subdivision

Garage Y/N N

Total Rooms 7

Full Baths 1

Status Active

Directions GPS Friendly

High School Owen Valley Community High School

City Spencer

High School District Spencer-Owen Community Schools

MLS Area 6010 - Owen - Washington

Lot Size Square Feet 4051

Property Attached Y/N N

Middle/Junior High School Owen Valley Middle School

Standard Status Active

Tax Lot 40

Legal Description Franklins Pt Lot 40

Exterior

Parking Features Assigned Carport

Water Source Public

Foundation Details Partial Other

Building Area Total 1135

Lot Size Acres 0.09

Waterfront Y/N N

Horse Amenities None

* Excluded Features

List By

Carpenter, Realtors®

Broker

whurst@callcarpenter.com

Affordability Calculator

$1,281

Per Month

Monthly Principal & Interest: $1,201
Monthly Property Taxes: $81
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IN

Average List Price ^$427,425

Percent of Sale Price 119%

About Spencer, IN

2,332 Population

-12% Since 2002

^$40,502 Median Income

40.93 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4046820 Elementary School

4046639 Middle School

Owen Valley Community High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/25/2026	$195,000		Listed Price

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501 W Jefferson Street, Spencer, IN, 47460 is a Single Family Home for sale at $195,000 with 1,135 sqft and a lot size of 0.09. 501 W Jefferson Street has 3 bedrooms, 1.0 baths, and was built in 1950. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Property information provided courtesy of the Internet Exchange Program of the Metropolitan Indianapolis Board of REALTORS® Broker Listing Cooperative® listing service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 3/25/2026.

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501 W Jefferson Street

Single Family Home for sale in Spencer, IN

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