1434 SE 20th Street Cape Coral, FL $ 599,900
1434 SE 20th Street
$ 599,900
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1434 SE 20th Street

Cape Coral, FL, 33990
$ 599,900
Bedrooms3 Baths2.0 Sq 1,602

Monthly Estimate*

$ 3,694

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Single Family Home for sale in Cape Coral, FL

for $599,900 with 3 bedrooms and 2 full baths. This 1,602 square foot home was built in 1989 on a lot size of 0.266.

Welcome to your slice of waterfront paradise! Situated on a rare oversized deep lot overlooking an extra-wide canal, this Gulf access home is located in Flood Zone X, meaning flood insurance is not required, offering both peace of mind and exceptional value. With desirable rear southern exposure, you’ll enjoy sun-drenched days by the pool and beautiful natural light throughout the home. Boaters will fall in love with the impressive wrap-around dock (2023), complete with a canopy (2024) and a 13,000 lb boat lift (2023) delivering easy Gulf access right from your backyard. Truly a boater’s paradise! This well-designed 3-bedroom, 2-bath residence features a split floor plan, providing privacy between the primary suite and guest bedrooms, ideal for family and visitors alike. Each bedroom includes a walk-in closet, offering ample storage and convenience. The home is designed for seamless indoor-outdoor living with three pocket sliders, including one in the primary bedroom and a pass-through pocket window from the kitchen to the lanai, making entertaining effortless. Step outside to your private oasis featuring an extended lanai with new pavers and a newer screen enclosure (2022), perfect for entertaining or relaxing poolside year-round. The lanai is also equipped with electric Storm Smart shutters (2022) for added protection and peace of mind. Enjoy your heated pool with a newer pool heater, making it comfortable in every season. The home has been updated with a newer roof (2022) and a brand-new AC system (2025), ensuring efficiency and reliability for years to come. Conveniently located near shopping, restaurants, and entertainment, this home also offers the rare benefit of being within walking distance to the grocery store and local dining options.

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Single Family Active

Price

$ 599,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 8,299

Style

Ranch, One Story

Lot Size

0.266

Year Built

1989

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026013970

Features
General
Sewer Assessment Paid Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Patio Porch Screened
Architectural Style Ranch One Story
Pool Features Concrete Electric Heat Heated In Ground
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1989
View Canal Landscaped Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access Navigable Water Seawall
Community Features Boat Facilities Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Active
City Cape Coral
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC13 - Cape Coral Unit 19-21 25 26 89
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 8299.65
Property Condition Resale
Virtual Tour https://www.zillow.com/view-imx/a057baf3-ba26-4a00-943a-efdf2c4317b9?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Tax Lot 19
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 21 BLK.698 PB 13 PG 70 LOTS 19 + 20
HOA Fee 3 0
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Interior
Interior Amenities Bedroom on Main Level Separate/Formal Dining Room Entrance Foyer Main Level Primary Shower Only Separate Shower Cable TV Walk-In Closet(s) Window Treatments Split Bedrooms
Flooring Carpet Laminate Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Other Shutters Window Coverings
Half Baths 0
Total Bedrooms 3
Entry Level 1
Room Type Bathroom Family Room Screened Porch
Total Baths 2
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Exterior
Exterior Amenities Sprinkler/Irrigation Other Patio
Parking Features Attached Covered Deeded Garage Paved
Lot Features Oversized Lot Sprinklers Automatic
Water Source Assessment Paid Public
Lot Size Area 0.266
Spa false
Building Area Total 2043
Lot Dimensions 80 x 146 x 80 x 146
Lot Size Acres 0.266
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Stephanie Doran

Listing Agent

Exit Gulf Coast Realty

Broker

srdoran19@gmail.com

Email

Affordability Calculator

$4,385
Per Month
84%
16%
0%
Monthly Principal & Interest
$3,694
Monthly Property Taxes
$692
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/24/2026$599,900 Listed Price

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1434 SE 20th Street, Cape Coral, FL, 33990 is a Single Family Home for sale at $599,900 with 1,602 sqft and a lot size of 0.266. 1434 SE 20th Street has 3 bedrooms, 2.0 baths, and was built in 1989. The property's zip code is 33990 which is in Cape Coral, FL