435 Bernard Street Rochester, NY $ 119,900
435 Bernard Street
$ 119,900
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435 Bernard Street

Rochester, NY, 14621
$ 119,900
Bedrooms5 Baths2.0 Sq 2,086

Monthly Estimate*

$ 738

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Single Family Home for sale in Rochester, NY

for $119,900 with 5 bedrooms and 2 full baths. This 2,086 square foot home was built in 1905 on a lot size of 0.1285.

CALLING ALL INVESTORS! Here is your chance to own a cash flowing duplex located in the 14621 district. The downstairs unit features 3 bedrooms, 1 bath, rented at $925 and the upstairs unit has 2 bedrooms, 1 bath $900. Both are MTM leases bringing in GOI $21,900. The property updates included for downstairs: fresh paint, new kitchen sink and counter top, HWT (2018) and new furnace. The upstairs include: fresh paint, new vanity, toilet, flooring, interior lighting and GFI outlets. In 2025 there was a lead service water line replacement and the home comes with a service agreement with Triple OOO until 7/31/2026 which includes emergency calls for HVAC, plumbing and electrical needs. There will be group showings on Wednesday, march 25th from 5PM-6PM, Thursday, March 26th from 5PM-6PM and Saturday, March 28th from 12PM-2PM. All offers will be due on Monday, March 30th at 12PM.

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Single Family Active

Price

$ 119,900

Bedrooms

5

Full Bath

2

Property Type

Single Family

Taxes

$ 3,164

Style

Duplex

Lot Size

0.1285

Year Built

1905

Town/City

Rochester

County/Region

Monroe

MLS | Web ID

R1667039

Features
General
Sewer Connected
Heating Gas ForcedAir
Utilities CableAvailable HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt Shingle
Appliances GasWaterHeater
Garage Spaces 0.0
Patio/Porch Features Open Porch
Architectural Style Duplex
Construction Materials VinylSiding CopperPlumbing PexPlumbing
School District Rochester
Year Built 1905
Electric CircuitBreakers
Township Not Applicable
Property Subtype Duplex
Gross Income 21900.0
County Monroe
Net Operating Income 18256.0
Operating Expense 480.0
Property Type Residential
Subdivision Name St Jacobs Amd
Rent Includes TrashCollection Water
Full Baths 2
Status Active
City Rochester
Senior Community Y/N No
High School District Rochester
Zoning Description Residential 2 Unit
Number Of Units Total 2
MLS Area Rochester City-261400
Lot Size Units Acres
Lot Size Square Feet 5597.0
Year Built Details Existing
Tax Annual Amount 3164.0
Property Condition Resale
Structure Type Duplex
Standard Status Active
Middle/Junior School District Rochester
Elementary School District Rochester
Tax Assessed Value 100100
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 60
Property Sub Type Additional Duplex
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Interior
Basement Full
Flooring Carpet Hardwood Laminate Varies Vinyl
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features WasherHookup
Total Bedrooms 5
Main Level Bathrooms 0
Total Baths 2
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Exterior
Exterior Amenities Fence
Fencing Partial
Parking Features ParkingAvailable TwoOrMoreSpaces
Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.1285
Foundation Details Block
Building Area Total 2086.0
Lot Dimensions 39X143
Lot Size Acres 0.1285
Waterfront Y/N No
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type CityStreet
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Internal Only
Street Number 1 435
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* Excluded Features
List By
Phoenix Rising Realty Inc.

Broker

(585) 230-3521

Phone

Affordability Calculator

$1,002
Per Month
74%
26%
0%
Monthly Principal & Interest
$738
Monthly Property Taxes
$264
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1445827 Elementary School
1445318 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/24/2026$119,900 Listed Price

Map


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435 Bernard Street, Rochester, NY, 14621 is a Single Family Home for sale at $119,900 with 2,086 sqft and a lot size of 0.1285. 435 Bernard Street has 5 bedrooms, 2.0 baths, and was built in 1905. The property's zip code is 14621 which is in Rochester, NY