2280 Vermillion Creek Drive Loveland, CO ^$ 675,000

2280 Vermillion Creek Drive

^$ 675,000

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2280 Vermillion Creek Drive

Loveland, CO, 80538

^$ 675,000

Bedrooms4 Baths4.0 Sq 3,916

Monthly Estimate*

^$ 4,156

Listed by Kittle Real Estate

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Single Family Home for sale in Loveland, CO

for $675,000 with 4 bedrooms and 4 full baths. This 3,916 square foot home was built in 2015 on a lot size of 0.13.

Located in Lakes at Centerra, this well-maintained two-story home is part of Colorado's only Certified Community Wildlife Habitat. Enjoy a setting where nature is part of everyday life, with nearby open water, trails, and peaceful surroundings. Step through the foyer into a vaulted main living area where large windows bring in an abundance of natural light. A beautiful stone fireplace serves as the centerpiece, adding warmth and character to the open space. The kitchen features stainless steel appliances, granite countertops, and a subway tile backsplash that adds a clean, modern touch. A large island provides plenty of prep space, while the butler's pantry adds extra storage and convenience. A separate dining area gives you a dedicated spot for formal gatherings, while still staying connected to the main living spaces for easy flow. A main floor bedroom by the entrance provides versatility and can easily be used as a home office, guest space, or hobby room depending on your needs. The upper level features a loft area that adds another flexible living space. Three bedrooms are also located upstairs, including a spacious primary suite with a 5-piece ensuite bath and a walk-in closet, and a 2nd bedroom with its own ensuite bath as well. Downstairs, the unfinished basement offers plenty of potential for future expansion or additional storage. The fenced backyard features a large Trex deck, partially covered by a pergola for added shade, creating a low-maintenance space that's ready for outdoor relaxation. The 3-car tandem garage offers plenty of room for vehicles, tools, and additional storage. Additional features include new carpet and a separate laundry room with built-in cabinets for added organization. The community offers access to hundreds of acres of open water for kayaking and fishing, along with miles of scenic trails perfect for walking and bird watching. Nearby shops and dining options add to the convenience of this exceptional location.

Single Family Coming Soon

Price

^$ 675,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 6,859

Style

Contemporary

Lot Size

0.13

Year Built

2015

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1054491

Features

Interior

Interior Amenities Eat-in Kitchen Five Piece Bath Kitchen Island Open Floorplan Pantry Primary Suite Vaulted Ceiling(s) Walk-In Closet(s)

Basement Bath/Stubbed Full Unfinished

Flooring Tile

Fireplace Features Gas Living Room

Basement (Y/N) Y

Window Features Double Pane Windows

Above Grade Finished Area 2656

Half Baths 0

3/4 Baths 2

Laundry Features In Unit

Total Bedrooms 4

Below Grade Finished Area 0

Main Level Bedrooms 1

Main Level Bathrooms 1

Total Baths 4

General

Sewer Public Sewer

Heating Forced Air

Cooling Ceiling Fan(s) Central Air

Utilities Electricity Available Natural Gas Available

Possession Closing/DOD

Roof Composition

Appliances Dishwasher Disposal Dryer Humidifier Microwave Oven Refrigerator Washer

Zoning P-59

HOA Fee 205

Garage Spaces 3

Association Fee Includes Reserves

Patio/Porch Features Deck

Architectural Style Contemporary

Security Features Smoke Detector(s)

Construction Materials Stone Wood Siding

Exclusions Personal Property

Year Built 2015

Levels Two

Property Subtype Single Family Residence

Tax Year 2025

Ownership Individual

Assoc Fee Paid Per Quarterly

County Larimer

Property Type Residential

Association Amenities Clubhouse Park Playground Pool Trail(s)

HOA Y

Attached Garage Y

Subdivision Name Lakes at Centerra Millennium

Possible Use Residential

Full Baths 2

Status Coming Soon

High School Mountain View

City Loveland

Association Name Lakes at Centerra Master HOA

High School District Thompson R2-J

Lot Size Square Feet 5500

Listing Terms Cash Conventional FHA VA Loan

Elementary School High Plains

Tax Annual Amount 6859

Middle/Junior High School High Plains

Concessions No

Virtual Tour https://my.matterport.com/show/?m=GTKaQ45GVGR

Structure Type House

Standard Status Coming Soon

Elementary School District Thompson R2-J

Exterior

Parking Features Tandem

Lot Features Level Sprinklers In Front

Water Source Public

Total Parking 3

Building Area Total 3916

Lot Size Acres 0.13

Road Surface Type Paved

Road Frontage Type Public

Internal Only

Street Number 1 2280

* Excluded Features

List By

Kittle Real Estate

Broker

(970) 460-4444

Phone

Affordability Calculator

$4,728

Per Month

Monthly Principal & Interest: $4,156
Monthly Property Taxes: $572
Monthly Home Insurance: --

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Down Payment

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$773,394

Percent of Sale Price 15%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3043169 Elementary School

3042988 Middle School

Mountain View High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/23/2026	$675,000		Listed Price

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2280 Vermillion Creek Drive, Loveland, CO, 80538 is a Single Family Home for sale at $675,000 with 3,916 sqft and a lot size of 0.13. 2280 Vermillion Creek Drive has 4 bedrooms, 4.0 baths, and was built in 2015. The property's zip code is 80538 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 3/24/2026.

This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.

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PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

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2280 Vermillion Creek Drive

Single Family Home for sale in Loveland, CO

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