12640 US HIGHWAY 98 N Lakeland, FL $ 825,000
12640 US HIGHWAY 98 N
$ 825,000
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12640 US HIGHWAY 98 N

Lakeland, FL, 33809
$ 825,000
Bedrooms4 Baths3.0 Sq 3,736

Monthly Estimate*

$ 5,080

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View a Virtual Tour

Single Family Home for sale in Lakeland, FL

for $825,000 with 4 bedrooms and 3 full baths. This 3,736 square foot home was built in 2004 on a lot size of 5.01.

One or more photo(s) has been virtually staged. Experience the perfect blend of elegance and tranquility in this exquisite custom-built 4-bedroom, 3-bathroom home plus office and heated saltwater pool, situated on over 5 acres with no HOA. Nestled in a peaceful country setting, this residence offers privacy and space while still being conveniently close to restaurants, shops, and I-4 for easy access to Tampa and Orlando. Step inside to discover soaring high ceilings and meticulous attention to detail throughout. The inviting living room boasts beautiful views and direct access to a spacious screened-in patio overlooking the heated inground saltwater pool and spa – recently resurfaced in 2023 for your enjoyment year-round. The primary suite is a true retreat featuring tray ceilings, a versatile flex space with built-in bookshelves, and a luxurious ensuite bathroom with dual vanities, a garden tub, a tiled walk-in shower, and a large walk-in closet. The office, located at the home’s entry, is well-appointed with built-in cabinetry and a desk—perfect for remote work or study. The guest bathroom known as the pool bathroom offers a walk-in shower and access to the pool. The remodeled kitchen (2024) is a chef’s dream with stone countertops, stainless steel appliances, a convenient touchless faucet, ample cabinetry and counter space, plus a built-in kegerator. Adjacent is a cozy family room with coffered ceilings—ideal as a secondary living area or game room. Two bedrooms share a beautifully updated bathroom complete with dual sinks and a walk-in shower. The fourth bedroom is located upstairs, providing additional privacy. Enjoy outdoor living to the fullest with the oversized patio featuring a built-in outdoor kitchen and an outdoor shower. A separate fenced area is perfect for small pets, while recent upgrades include a new roof (2025), a new septic pump (2026), and an extended driveway providing plenty of parking for vehicles and toys. This exceptional home delivers luxury, convenience, and country charm all in one incredible package. Don’t miss your chance to make it yours!

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Single Family Active

Price

$ 825,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 7,174

Style

Single Family Residence

Lot Size

5.01

Year Built

2004

Town/City

Lakeland

County/Region

Polk

MLS | Web ID

L4960240

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Propane
Roof Shingle
Appliances Built-In Oven Cooktop Dishwasher Dryer Electric Water Heater Range Hood Refrigerator Touchless Faucet Washer Water Filtration System Water Softener
Zoning RC
Garage Spaces 2
Patio/Porch Features Patio Screened
Pool Features Heated In Ground Salt Water
Construction Materials Block Stucco
Year Built 2004
View Pool Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Polk
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name LAKELAND ACRES
Facing Direction North
Garage Y/N true
Other Structures Shed(s)
Total Rooms 11
Full Baths 3
Status Active
Directions From I4 Take exit 32 onto US-98 Keep left onto US-98 North toward Lakeland Continue onto US Highway 98 N Left at 12640 US Highway 98 N.
City LAKELAND
Senior Community Y/N false
MLS Area 33809 - Lakeland / Polk City
Lot Size Units Acres
Lot Size Square Feet 218066
Carport Y/N false
Listing Terms Cash Conventional VA Loan
Land Lease Y/N false
Tax Annual Amount 7174.26
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/3fa4f289-835d-40aa-90ee-a08c16ee32d2?wl=true&setAttribution=mls&initialViewType=pano
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 2
Legal Description LAKELAND ACRES PB 46 PG 29 SEC 16 17 & 20 TWP 26 RGE 23 BLK 3 LOT 2
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Den/Library/Office
Water View Y/N false
Flood Zone Code X/A
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Interior
Interior Amenities Ceiling Fan(s) Coffered Ceiling(s) Crown Molding Eating Space In Kitchen High Ceilings Open Floorplan Primary Bedroom Main Floor Split Bedroom Stone Counters Vaulted Ceiling(s) Walk-In Closet(s) Wet Bar
Flooring Carpet Tile
Furnished Y/N Unfurnished
Fireplace Features Electric
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Dog Run Lighting Outdoor Kitchen Outdoor Shower Private Mailbox Rain Gutters Sliding Doors Storage
Water Source Well
Lot Size Area 5.0061
Foundation Details Slab
Building Area Total 5181
Lot Size Acres 5.01
Road Surface Type Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Bhhs Florida Properties Group

Broker

johnhubbert.realtor@gmail.com

Email

Affordability Calculator

$5,678
Per Month
89%
11%
0%
Monthly Principal & Interest
$5,080
Monthly Property Taxes
$598
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/23/2026$825,000 Listed Price

Map


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12640 US HIGHWAY 98 N, Lakeland, FL, 33809 is a Single Family Home for sale at $825,000 with 3,736 sqft and a lot size of 5.01. 12640 US HIGHWAY 98 N has 4 bedrooms, 3.0 baths, and was built in 2004. The property's zip code is 33809 which is in Lakeland, FL