39W228 W Hilltop Drive
St. Charles, IL, 60175 $ 709,900
Bedrooms5 Baths4.0 Sq 2,975 Monthly Estimate*
$ 4,371
Single Family Home for sale in St. Charles, IL
for $709,900 with 5 bedrooms and 4 full baths. This 2,975 square foot home was built in 1994 on a lot size of 1.17.
Set on a beautifully landscaped 1.17-acre corner lot in the sought-after Arbor Creek neighborhood of St. Charles, this one-owner 5 bedroom, 4 bath brick and vinyl Colonial offers the perfect blend of space, privacy, and convenience just minutes from downtown. A welcoming front porch, 3-car sideload garage, expansive backyard deck, and walkout basement create an ideal setting for both everyday living and entertaining. Inside, hardwood flooring throughout most of the main level, highlights a thoughtfully designed layout featuring 9' ceilings, a living room with French doors, a formal dining room with a dramatic cathedral ceiling, and a spacious family room anchored by a floor-to-ceiling masonry fireplace. The eat-in kitchen is equipped with quartz countertops, stainless steel appliances including a newer dishwasher, tile backsplash, and a bright breakfast room with slider to the deck, plus wiring in place for a wine cooler. A versatile first-floor office or 5th bedroom with built-in bookshelves sits adjacent to a full bath, along with a convenient first-floor laundry room. Upstairs, four generously sized bedrooms include the primary suite with a walk-in closet and a deluxe private bath featuring a double bowl vanity, whirlpool tub, and updated shower. Both upstairs bathrooms offer instant on hot water. The finished walkout basement expands your living space with a large rec room and full bath, with potential to add a patio at the walkout level. Major updates include a new roof in 2022, fresh exterior paint, and HVAC in 2015, along with new skylights. Additional features include a whole-house water filtration system, industrial-grade HEPA filter, basement freezer, 800-foot well, and zoning that allows for a future pool. Enjoy the rare combination of large-lot privacy and proximity to schools, including the nearby elementary school, all within one of St. Charles' most desirable communities. *Room sizes are approximate.
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FeaturesGeneralLiving Area 2975
Sewer Septic Tank
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Stainless Steel Appliance(s) Humidifier
HOA Fee 550
Garage Spaces 3
Association Fee Includes Other
Architectural Style Colonial
Construction Materials Vinyl Siding Brick
Year Built 1994
Township Campton
Tax Year 2024
Ownership Fee Simple
Community Features Street Paved
Assoc Fee Paid Per Annually
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Subdivision Name Arbor Creek
Total Rooms 11
Full Baths 4
Status Contingent
Directions Rte 64 to Arbor Creek S to Hilltop Dr E
High School St Charles East High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Bell-Graham Elementary School
Tax Annual Amount 11990
Middle/Junior High School Thompson Middle School
Additional Parcels Y/N N
Standard Status Active Under Contract
Middle/Junior School District 303
Elementary School District 303
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InteriorInterior Amenities Cathedral Ceiling(s) 1st Floor Bedroom 1st Floor Full Bath Built-in Features Walk-In Closet(s)
Basement Finished Exterior Entry Full Walk-Out Access
Flooring Hardwood
Total Fireplaces 1
Half Baths 0
Laundry Features Main Level
Total Bedrooms 5
Room Type Bedroom 5 Eating Area Recreation Room Foyer
Total Baths 4
Bedrooms Possible 5
Bathroom Whirlpool Separate Shower Double Sink
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ExteriorParking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Lot Features Corner Lot Landscaped
Water Source Well
Total Parking 3
Lot Dimensions 51115
Lot Size Acres 1.17
Waterfront Y/N N
Other Equipment Water-Softener Owned CO Detectors Ceiling Fan(s) Sump Pump Electronic Air Filters
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $4,371
- Monthly Property Taxes
- $999
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTrends Information provided by ATTOM Data Solutions.
1539405 Elementary School
564780 Middle School
St Charles East High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/22/2026 | $709,900 | | Listed Price |