10963 Beach Drive Lusby, MD $ 550,000
10963 Beach Drive
$ 550,000
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10963 Beach Drive

Lusby, MD, 20657
$ 550,000
Bedrooms3 Baths2.0 Sq 1,224

Monthly Estimate*

$ 3,386

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Single Family Home for sale in Lusby, MD

for $550,000 with 3 bedrooms and 2 full baths. This 1,224 square foot home was built in 2005 on a lot size of 0.34.

Turn-Key Coastal Retreat with Water Access in Coveted Cove Point Beach Discover Cedar Beach Lodgea rare opportunity to own a turn-key retreat in an exclusive beachfront community along the Chesapeake Bay. This stunning 3BR/2BA home is a proven, income-producing vacation rental with a loyal base of repeat guests, or it can serve as your own private coastal getaway. Just steps from a private sandy beach, the fully furnished home offers effortless comfort and an inviting open-concept design. The great room features soaring ceilings and seamless flow between the family room, dining area, and fully equipped kitchenideal for gathering with family and friends. Step onto the spacious deck or relax in the screened-in porch to enjoy morning coffee, evening sunsets, and the soothing rhythm of the waves. The outdoor amenities elevate the coastal lifestyle even further: enjoy a firepit under the stars, rinse off in the outdoor shower after a beach day, and take advantage of ample parking for guests. A secure walk-in storage area beneath the home provides room for bikes, paddleboards, and all your beach essentials. From sunrise walks to bonfires at dusk, every day here feels like a vacation. Stroll to the historic Cove Point Lighthouse or hunt for Miocene-era fossils and sharks teeth along the one-mile private shoreline. Located just one hour from Annapolis and Washington, D.C., and only minutes from Solomons Island, Cedar Beach Lodge offers the perfect balance of tranquility and convenience. Whether youre seeking a lifestyle, an investment, or boththis is your chance to own a piece of Chesapeake Bay paradise.

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Single Family Active

Price

$ 550,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,648

Style

Contemporary,Post & Beam

Lot Size

0.34

Year Built

2005

Town/City

Lusby

County/Region

Calvert

MLS | Web ID

MDCA2025688

Features
General
Living Area 1224
Sewer Holding Tank Private Septic Tank Septic Exists
Heating Central Heat Pump(s) Programmable Thermostat
Cooling Ceiling Fan(s) Central A/C
Utilities Cable TV Electric Available Phone Propane
Possession Negotiable
Roof Architectural Shingle
Appliances Dishwasher Icemaker Microwave Oven - Self Cleaning Oven/Range - Electric Range Hood Refrigerator Washer Water Heater Dryer
Zoning R
Patio/Porch Features Deck(s) Porch(es)
Architectural Style Contemporary Post & Beam
Construction Materials Cedar
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 2005
Electric 120/240V
View Garden/Lawn Street Trees/Woods
Levels 3
Other Fees 185.85
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Section 1
Accessibility None
County CALVERT
New Construction N
Property Type Residential
HOA N
Subdivision Name COVE POINT
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade
Total Rooms 8
Full Baths 2
Status ACTIVE
Directions route four south to Cove Point Road which changes into Lighthouse as you enter the Cove Point Beach Community. Left on Beach to the home at the end on the left
City LUSBY
Body of Water CHESAPEAKE BAY
Disclosures Prop Disclaimer
Other Fees Frequency Annually
Association Name COVE POINT BEACH ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 14810.00
Tax Annual Amount 3648.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Number of Community Docks 0
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 449.35
Acceptable Financing Cash Conventional FHA Rural Development USDA VA
Avg. Gas Per Month 0.0
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N Y
Water/Sewer Hookup Fee 0.00
Location Type Bayside
Builder Name BOB DAVIS & ASSOCIATES
Standard Status Active
Year Built Source Estimated
Legal Subdivision COVE POINT
Tax Lot 11
Association Recreation Fee N
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Interior
Interior Amenities Combination Kitchen/Dining Combination Kitchen/Living Entry Level Bedroom Family Room Off Kitchen Floor Plan - Open Primary Bath(s) Wood Floors
Heating Fuel Electric
Basement Other
Flooring Carpet Hardwood
Total Fireplaces 1
Fireplace Features Fireplace - Glass Doors Gas/Propane Heatilator Mantel(s)
Hot Water Electric
Total Stories 3
Basement (Y/N) Y
Heating Y/N Y
Window Features Energy Efficient Screens Sliding
Fireplace Y/N Y
Above Grade Finished Area 1224
Half Baths 0
Central Air Y/N Y
Total Bedrooms 3
Entry Level 2
Room Type Bedroom 2 Kitchen Bedroom 1 Great Room Laundry Bathroom 1
Main Level Bedrooms 2
Laundry Type Main Floor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities BBQ Grill Gutter System Outside Shower Secure Storage
Pool No Pool
Parking Features Gravel Driveway Private
Lot Features Backs to Trees Level No Thru Street
Water Source Well
Inclusions May be sold unfurnished or furnished. Current vacation rental contracts may be transferred to the new owner.
Type of Parking Off Street
Foundation Details Block Crawl Space Slab
Spa N
Water View Y/N N
Lot Size Acres 0.34
Road Surface Type Gravel Other
Water Body Type Bay
Lot Size Source Estimated
Waterfront Y/N N
Door Features Sliding Glass
Other Equipment Negotiable
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Private Access Swimming Allowed Waterski/Wakeboard
Soil Types Sandy TopSoilOvrOt
Number of Docks 0
Land Assessed Value 108100.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 10963
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* Excluded Features
List By
Home Towne Real Estate

Broker

bking@hometowneteam.com

Email

Affordability Calculator

$3,690
Per Month
92%
8%
0%
Monthly Principal & Interest
$3,386
Monthly Property Taxes
$304
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533427 Elementary School
3533258 Middle School
Patuxent High School High School
Pricing History
DatePricePrice ChangeDescription
3/21/2026$550,000 Listed Price

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10963 Beach Drive, Lusby, MD, 20657 is a Single Family Home for sale at $550,000 with 1,224 sqft and a lot size of 0.34. 10963 Beach Drive has 3 bedrooms, 2.0 baths, and was built in 2005. The property's zip code is 20657 which is in Lusby, MD