178 Cottonwood Lake Drive Divide, CO ^$ 414,900

178 Cottonwood Lake Drive

^$ 414,900

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Recently Listed

178 Cottonwood Lake Drive

Divide, CO, 80814

^$ 414,900

Bedrooms4 Baths2.0 Sq 1,920

Monthly Estimate*

^$ 2,555

Listed by The Platinum Group

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Single Family Home for sale in Divide, CO

for $414,900 with 4 bedrooms and 2 full baths. This 1,920 square foot home was built in 1984 on a lot size of 1.39.

Tucked into the scenic Highland Lakes community, this inviting raised ranch offers a blend of Colorado charm, everyday comfort, and space to truly spread out. Set on 1.39 acres with views toward Elk Lake, the setting feels peaceful and private while still being conveniently located hear Highway 24 for an easy drive to Woodland Park, Colorado Springs, or even a quick trip to Cripple Creek. Inside, the home welcomes you with vaulted ceilings, exposed beam accents, and a wall of windows that brings the outdoors in. The main living area feels open and connected, with the living room flowing into the kitchen, where granite countertops and included appliances make it easy to settle right in. Laminate flooring runs throughout, creating a cohesive and low-maintenance feel. The lower-level family room offers a cozy retreat with a pellet stove and walk-out access to a sunroom that adds even more flexible living space. With tile flooring and a tongueand-groove ceiling, it’s the kind of room you’ll find yourself using year-round—perfect as a sitting area, home office, workout space, or playroom. With four bedrooms and two full bathrooms, there’s room for everyone, and the updated baths add a fresh, modern touch. Step outside and take in the expansive wraparound deck, ideal for morning coffee, evening sunsets, or simply enjoying the quiet surroundings. Rustic yet refined, the home also features natural gas and high-speed internet, giving you the best of mountain living without sacrificing modern convenience. Located within the RE-2 Woodland Park school district and close to stocked fishing at Elk Lake, this is a property that offers both lifestyle and livability in one of Divide’s most desirable communities.

Single Family Active

Price

^$ 414,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,324

Style

House

Lot Size

1.39

Year Built

1984

Town/City

Divide

County/Region

Teller

MLS | Web ID

9985817

Features

Interior

Interior Amenities Granite Counters High Ceilings High Speed Internet Open Floorplan T&G Ceilings

Basement Finished Walk-Out Access

Flooring Carpet Laminate Tile

Total Fireplaces 1

Fireplace Features Family Room Pellet Stove

Basement (Y/N) Y

Window Features Window Treatments

Above Grade Finished Area 1920

Half Baths 0

1/4 Baths 0

3/4 Baths 0

Laundry Features In Unit

Total Bedrooms 4

Below Grade Finished Area 0

Main Level Bedrooms 2

Main Level Bathrooms 1

Total Baths 2

General

Sewer Public Sewer

Heating Baseboard Electric Forced Air Hot Water Natural Gas Wall Furnace

Cooling None

Utilities Electricity Connected Natural Gas Connected

Possession Closing/DOD

Roof Composition

Appliances Dishwasher Dryer Microwave Range Refrigerator Washer

Zoning R-1

HOA Fee 100

Garage Spaces 0

Patio/Porch Features Deck Wrap Around

Construction Materials Frame Wood Siding

Exclusions None

Year Built 1984

View Meadow Mountain(s) Water

Levels One

Property Subtype Single Family Residence

Tax Year 2025

Ownership Individual

Assoc Fee Paid Per Annually

County Teller

Property Type Residential

HOA Y

Attached Garage N

Subdivision Name Highland Lakes

Full Baths 2

Status Active

Directions From Highway 24 head north on N Manchester Creek Rd. Slight left onto Cedar Mountain Rd. Left on Twin Lakes Dr. Left on Cottonwood Lake Dr.

High School Woodland Park

City Divide

Association Name Highland Lakes Property Owners Association

Senior Community Y/N N

High School District Woodland Park RE-2

Lot Size Units Square Feet

Lot Size Square Feet 60548

Carport Spaces 0

Listing Terms Cash Conventional FHA VA Loan

Elementary School Summit

Tax Annual Amount 1324

Middle/Junior High School Woodland Park

Virtual Tour https://app.pixvid.net/sites/178-cottonwood-lake-dr-divide-co-80814-22843618/branded

Structure Type House

Standard Status Active

Occupancy Type Owner

Middle/Junior School District Woodland Park RE-2

Elementary School District Woodland Park RE-2

Exterior

Lot Features Sloped

Water Source Public

Total Parking 0

Lot Size Area 60548

Building Area Total 1920

Lot Size Acres 1.39

Road Surface Type Dirt

Internal Only

Street Number 1 178

* Excluded Features

List By

The Platinum Group

Broker

(719) 955-8600

Phone

Affordability Calculator

$2,665

Per Month

Monthly Principal & Interest: $2,555
Monthly Property Taxes: $110
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Divide, CO

Average List Price ^$605,945

Percent of Sale Price 46%

About Divide, CO

124 Population

23% Since 2002

^$64,561 Median Income

53.2 Median Age

18% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

732602 Elementary School

732960 Middle School

Woodland Park High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/21/2026	$414,900		Listed Price

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178 Cottonwood Lake Drive, Divide, CO, 80814 is a Single Family Home for sale at $414,900 with 1,920 sqft and a lot size of 1.39. 178 Cottonwood Lake Drive has 4 bedrooms, 2.0 baths, and was built in 1984. The property's zip code is 80814 which is in Divide, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 3/24/2026.

This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.

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PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

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178 Cottonwood Lake Drive

Single Family Home for sale in Divide, CO

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