Recently Listed Open House 3/22 11am - 1pm
1031 N Spring Street
Elgin, IL, 60120 $ 450,000
Bedrooms4 Baths3.0 Sq 1,800 Monthly Estimate*
$ 2,771
for $450,000 with 4 bedrooms and 3 full baths. This 1,800 square foot home was built in 1948 on a lot size of 0.36.
Welcome to 1031 North Spring Street in Elgin, a classic cottage-style home set on a beautiful double lot with outstanding curb appeal. This charming all-brick home is truly in move-in condition, offering timeless character, spacious living areas, and numerous recent improvements. Step inside to a cozy living room, with hardwood flooring under the carpet, featuring a large picture window that fills the space with natural light and a beautiful stone fireplace that creates a warm focal point. The spacious kitchen offers abundant cabinetry, Corian countertops, new appliances, and a large new picture window. Within the kitchen area is a bright dinette space, highlighted by another picture window overlooking the stone patio and expansive backyard, making it a wonderful spot for everyday dining. The main level includes two bedrooms and a recently remodeled full bathroom. A bright sunroom adds even more charm with exposed brick, tongue-and-groove knotty pine walls, and sliding glass doors leading to the stone patio, creating the perfect place to relax or entertain while enjoying views of the yard. Upstairs you will find two very large bedrooms connected by a convenient Jack-and-Jill bathroom, offering comfortable space and privacy for family or guests. The finished basement provides additional living space with a recreation room, a flex room that could serve as another bedroom or home office, a full bathroom, and abundant storage, including built-in cabinets, a separate storage room, and a large, light-filled laundry room. Outside, the backyard is truly exceptional, offering plenty of room to relax, entertain, garden, or for kids to play. The stone patio creates a wonderful outdoor gathering area within the expansive yard. The property also features an oversized all-brick detached garage, providing excellent storage and parking. This home has been thoughtfully maintained and extensively improved with numerous updates, including: 2025: New concrete driveway, walkways, and stoops; two picture windows replaced; all windows serviced with new handles, clasps, and locks; backyard clothesline installed; new Bosch dishwasher installed; garage door facing replaced; trees removed and landscaping improved; interior doors sanded and made operational; two pocket doors restored and made operational; new custom window shades from Budget Blinds; kitchen repainted; gas fireplace cleaned and serviced; front porch railing restored and painted. 2024: New furnace, ducting, and humidifier; new gutters, downspouts, and leaf filter system; electrical updates inside and outside, including exterior spotlight; radon mitigation system installed; ADT security system installed; new LED lighting and ceiling fans installed, fluorescent lighting replaced, and dimmers and GFI outlets added inside and outside; plumbing repairs including laundry faucet, main bathroom faucet, and handheld shower sprayers; new smoke and CO2 detectors installed; dryer vent professionally cleaned. Ideally located just minutes from the Metra train station, downtown Elgin restaurants, the community recreation center with indoor pool, the Hemmens Cultural Center theatre, parks, shopping, and entertainment, with easy access to I-90 for convenient commuting. A rare opportunity to own a charming cottage home on a beautiful double lot with extensive updates, classic character, and an outstanding location.
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Open House
3/22/2026 11:00 AM - 1:00 PM
1031 N Spring Street Elgin, IL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralLiving Area 1800
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal Stainless Steel Appliance(s)
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Architectural Style Cottage
Construction Materials Brick
Year Built 1948
Electric Circuit Breakers
Township Elgin
Tax Year 2024
Ownership Fee Simple
Community Features Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Total Rooms 10
Full Baths 3
Status New
Directions RT 25 2 CONGDON AVE W2 PROSPECT BLVD S2 RIVER BLUFF W2 SPRING ST S2 HOME
City Elgin
High School District 46
MLS Area Elgin
Tax Annual Amount 7964
Virtual Tour https://tours.pohphotography.com/sites/edvkxoav/unbranded
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
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InteriorInterior Amenities 1st Floor Bedroom 1st Floor Full Bath
Basement Finished Full
Total Fireplaces 1
Fireplace Features Gas Log Gas Starter
Half Baths 0
Laundry Features In Unit Laundry Chute Laundry Closet
Total Bedrooms 4
Room Type Bonus Room Exercise Room Recreation Room Sun Room
Total Baths 3
Bedrooms Possible 4
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ExteriorParking Features Concrete Garage Door Opener Yes Garage Owned Detached Garage
Water Source Public
Total Parking 2
Lot Dimensions 100X159X98X159
Lot Size Acres 0.36
Waterfront Y/N N
Other Equipment Ceiling Fan(s)
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* Excluded FeaturesList By@Properties Christie's International Real EstateBroker
rutabaran@atproperties.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,771
- Monthly Property Taxes
- $664
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Elgin, IL
Average List Price $499,929
Percent of Sale Price 11%
About Elgin, IL 114,155 Population
21% Since 2002
$ 61,828 Median Income
35.71 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
567545 Elementary School
566729 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/20/2026 | $450,000 | | Listed Price |