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357 RUBY LAKE LOOP Winter Haven, FL $ 415,000
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357 RUBY LAKE LOOP
$ 415,000
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357 RUBY LAKE LOOP

Winter Haven, FL, 33884
$ 415,000
Bedrooms3 Baths2.0 Sq 2,107

Monthly Estimate*

$ 2,555

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Single Family Home for sale in Winter Haven, FL

for $415,000 with 3 bedrooms and 2 full baths. This 2,107 square foot home was built in 1998 on a lot size of 0.23.

Welcome to your dream home in the gated community of Ruby Lake! This beautifully designed 3-bedroom, 2-bath Cassidy “Ox” floor plan perfectly balances elegance and everyday comfort. Step inside to discover a spacious layout featuring formal living and dining rooms, along with a generous family room—ideal for both entertaining and relaxed living. The updated kitchen is truly the heart of the home, showcasing sleek quartz countertops, a breakfast bar, closet pantry, and durable tile flooring. Retreat to the impressive primary suite, offering a large 17x15 bedroom, walk-in closet, and a spa-like en suite bath complete with soaking tub, walk-in shower, and dual vanities. Thoughtfully designed, the secondary bedroom and bath are handicap accessible with widened doorways for added ease. Enjoy Florida living year-round on the expansive 10x38 screened lanai—perfect for gatherings or quiet evenings. Additional highlights include an interior laundry room with sink, surround sound throughout, plantation shelving with ambient lighting, ceiling fans, irrigation system with separate meter, and a 2-car garage with a high-profile door. Conveniently located near shopping, dining, medical facilities, schools, and Legoland, with easy access to Tampa and Orlando—this exceptional home truly has it all. Don’t miss your opportunity to make it yours!

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Single Family Active

Price

$ 415,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,731

Style

Single Family Residence

Lot Size

0.23

Year Built

1998

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

L4960449
Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Public
Roof Shingle
Appliances Dishwasher Disposal Electric Water Heater Microwave Range
HOA Fee 850
Garage Spaces 2
Association Fee Includes Common Area Taxes Private Road
Patio/Porch Features Rear Porch Screened
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1998
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Deed Restrictions Gated Community - No Guard
Assoc Fee Paid Per Annually
County Polk
New Construction false
Property Type Residential
Association Amenities Gated
Attached Garage true
Subdivision Name RUBY LAKE PH 01
Facing Direction North
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Active
Directions Cypress Gardens Blvd to Ruby Lake Lane. Turn left into the community and (need gate code!) straight through the gate. Turn right at the stop sign. Make the 1st left on Ruby Lake Loop. Home is on the right.
High School Lake Region High
City WINTER HAVEN
Association Name Don Asher & Associates Inc/Michellette Ramos
Senior Community Y/N false
MLS Area 33884 - Winter Haven / Cypress Gardens
Lot Size Units Square Feet
Lot Size Square Feet 10193
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Chain O Lakes Elem
Land Lease Y/N false
Tax Annual Amount 2731.42
Middle/Junior High School Denison Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/L4960449
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 8
Legal Description RUBY LAKE PHASE ONE PB 105 PGS 19 & 20 LOT 8
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 70.83
Additional Rooms Family Room Formal Dining Room Separate Formal Living Room Separate Inside Utility
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding High Ceilings Solid Surface Counters Split Bedroom Tray Ceiling(s) Walk-In Closet(s)
Flooring Carpet Ceramic Tile Laminate
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Sliding Doors
Parking Features Driveway Garage Door Opener
Lot Features City Lot
Water Source Public
Lot Size Area 10193
Foundation Details Slab
Building Area Total 2828
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Lockhart & Associates Inc

Broker

steve@lockhartonline.com

Email

Affordability Calculator

$2,783
Per Month
92%
8%
0%
Monthly Principal & Interest
$2,555
Monthly Property Taxes
$228
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lake Region High High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
3/20/2026$415,000 Listed Price

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357 RUBY LAKE LOOP, Winter Haven, FL, 33884 is a Single Family Home for sale at $415,000 with 2,107 sqft and a lot size of 0.23. 357 RUBY LAKE LOOP has 3 bedrooms, 2.0 baths, and was built in 1998. The property's zip code is 33884 which is in Winter Haven, FL

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