540 20TH AVENUE Indian Rocks Beach, FL $ 2,950,000
540 20TH AVENUE
$ 2,950,000
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540 20TH AVENUE

Indian Rocks Beach, FL, 33785
$ 2,950,000
Bedrooms3 Baths2.1 Sq 2,379

Monthly Estimate*

$ 18,164

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Single Family Home for sale in Indian Rocks Beach, FL

for $2,950,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,379 square foot home was built in 2021 on a lot size of 0.24.

A rare opportunity not to be missed!! This coastal designed residence on an expansive cul-de-sac lot in coveted Indian Rocks Beach, commanding 112 feet of pristine intracoastal seawall with sweeping east and southeast water views. Waterfront single-story living of this scale and quality is exceptionally rare, offering effortless accessibility without sacrificing grandeur. Comprehensively reimagined in 2021, this home represents the pinnacle of coastal luxury with no detail overlooked. Step through the grand entry to soaring 12-foot ceilings and 10-foot sliding glass doors that blur the line between indoor living and shimmering waterways beyond. The great room anchors the home with an 88-inch linear fireplace, built-in entertainment features, and automated shades in the great room, dining area, and primary suite. Three-zone climate control ensures personalized comfort throughout. The gourmet kitchen is designed to impress, featuring Thermador appliances, Cristallo countertops, dual wine coolers, filtered water dispenser, soft water system, tankless water heater, and thoughtfully designed under-counter cabinetry with pull-out shelving. A dedicated laundry room with utility sink adds everyday functionality. The primary suite is a private sanctuary with a spa-inspired bath offering a spacious walk-in shower with dual rain heads, handheld fixture, built-in niches, Toto electric toilet, and a vanity with discreet hidden outlets. The custom walk-in closet features built-in drawers, shelving, and hanging space designed for optimal organization. On the opposite side of the home, a thoughtfully designed guest wing with private entry provides a fully separated retreat for visitors, complete with custom closet systems. Outdoors, a resort-style setting unfolds with a large saltwater pool and spa, generous covered patio with dual fans and lighting, and a striking built-in gas fireplace table ideal for evening gatherings. Professionally designed low-maintenance landscaping is enhanced by a full LED lighting system that transforms the property after dark. The outdoor kitchen features a built-in gas grill, Kamado Joe smoker, marine-grade stainless cabinetry, refrigerator, storage drawers, and trash container. An outdoor TV and shower complete the alfresco experience, while a professional putting and chipping green elevates leisure beyond the ordinary. On the water, a brand-new composite dock offers both beauty and durability, featuring a 20,000-pound boat lift, dedicated jet ski lift, and kayak and paddleboard rack system for effortless access to the intracoastal lifestyle. Additional practical luxuries include two oversized two-car garages, extensive storage cabinetry with pull-out shelving, a comprehensive exterior security camera system, and Toto toilets throughout. Professionally curated landscaping allows more time enjoying the property and less time maintaining it. Properties that combine single-story design, full renovation, waterfront positioning, and exceptional privacy are extraordinarily rare in Indian Rocks Beach. This is more than a home — it is a statement of lifestyle. Schedule your private showing today.

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Single Family Active

Price

$ 2,950,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 13,974

Style

Coastal

Lot Size

0.24

Year Built

2021

Town/City

Indian Rocks Beach

County/Region

Pinellas

MLS | Web ID

TB8488753

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Electricity Available Phone Available Propane Sewer Available Water Available
Roof Metal
Appliances Dishwasher Disposal Refrigerator Wine Refrigerator
Garage Spaces 4
Architectural Style Coastal
Pool Features Gunite In Ground Salt Water
Security Features Closed Circuit Camera(s) Security Lights
Construction Materials Block
Pets Allowed Yes
Year Built 2021
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Waterfront Bay/Harbor
Community Features Public Boat Ramp Waterfront Dog Park Golf Carts OK Park Playground Restaurant Sidewalks Tennis Court(s)
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name INDIAN BEACH RE-REVISED 15TH ADD
Facing Direction West
Garage Y/N true
Other Structures Outdoor Kitchen
Total Rooms 6
Full Baths 2
Status Active
Directions West on West Bay to South on Gulf Blvd to East on 20th Ave all the way to end
City INDIAN ROCKS BEACH
Senior Community Y/N false
MLS Area 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size Units Square Feet
Lot Size Square Feet 10489
Carport Y/N false
Listing Terms Cash
Spa Features Heated In Ground
Land Lease Y/N false
Tax Annual Amount 13974.07
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://iframe.videodelivery.net/0bc0af8ecc2645935e7bb658e8146df6
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 36
Legal Description INDIAN BEACH RE-REVISED 15TH ADD LOT 36 & SW 1/2 OF LOT 35 & RIP RTS
Water View Bay/Harbor - Full Intracoastal Waterway
Water Access Type Bay/Harbor Intracoastal Waterway
Minimum Lease 1-7 Days
Water Access Y/N true
Additional Rooms Great Room Inside Utility
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding High Ceilings Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Solid Wood Cabinets Split Bedroom Stone Counters Tray Ceiling(s) Walk-In Closet(s)
Flooring Porcelain Tile
Furnished Y/N Negotiable
Fireplace Features Living Room
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Fire Pit Irrigation System Outdoor Grill Outdoor Kitchen Outdoor Shower Rain Gutters Sliding Doors
Fencing Vinyl
Lot Features FloodZone Near Marina Street Dead-End
Water Source Public
Lot Size Area 10489
Foundation Details Slab
Spa true
Building Area Total 3770
Lot Dimensions 92 x 120
Lot Size Acres 0.24
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 4
Road Frontage Type Street Dead-End Street Paved
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* Excluded Features
List By
Engel & Volkers Belleair

Broker

steve.kepler@evusa.com

Email

Affordability Calculator

$19,328
Per Month
94%
6%
0%
Monthly Principal & Interest
$18,164
Monthly Property Taxes
$1,165
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/20/2026$2,950,000 Listed Price

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540 20TH AVENUE, Indian Rocks Beach, FL, 33785 is a Single Family Home for sale at $2,950,000 with 2,379 sqft and a lot size of 0.24. 540 20TH AVENUE has 3 bedrooms, 2.1 baths, and was built in 2021. The property's zip code is 33785 which is in Indian Rocks Beach, FL