Multi-Family: MLS #S1667818 Watertown City, NY $ 90,000
Multi-Family: MLS #S1667818
$ 90,000
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Multi-Family: MLS #S1667818

Watertown City, NY, 13601
$ 90,000
Bedrooms5 Baths2.0 Sq 1,918

Monthly Estimate*

$ 554

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Multi-Family Home for sale in Watertown City, NY for $90,000 with 5 bedrooms and 2 full baths. This 1,918 square foot home was built in 1890 on a lot size of 0.1148.

** Prime Investment Opportunity with Assumable Loan Under 3% — Side-by-Side Duplex, Watertown NY Unlock exceptional value with this side-by-side duplex situated on a corner lot in the City of Watertown. Whether you’re an investor or an owner-occupant looking to build long-term equity, this property offers rare potential — including an assumable loan with an interest rate under 3%, a tremendous advantage in today’s market. One unit features 3 bedrooms and 1 bath, while the second offers 2 bedrooms and 1 bath, giving you flexible rental or resale options. The roof is approximately 4 years old (per owner), providing a solid foundation for future improvements. The property is being sold as-is, where-is. The furnaces are not functional, and the water line may have been damaged during winter (condition unknown). For the right buyer, this is an opportunity to add value and significantly increase returns. Once refreshed, this duplex is poised to shine—whether as a lucrative flip or a steady, high-performing rental. You’ll also love the location: • Straight drive to Fort Drum • Minutes from Samaritan Medical Center • Close to two elementary schools • Quick access to highway entrance/exit With its strategic location, strong rental demand, and the rare benefit of an assumable sub-3% loan, this property stands out as one of the most compelling investment opportunities in Watertown.

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Multi-Family Contingent

Price

$ 90,000

Bedrooms

5

Full Bath

2

Property Type

Multi-Family

Taxes

$ 3,438

Style

Duplex

Lot Size

0.1148

Year Built

1890

Town/City

Watertown City

County/Region

JEFFERSON

MLS | Web ID

S1667818

Features
Interior
Interior Amenities CeilingFans
Basement Full
Flooring Carpet Hardwood Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features WasherHookup
Total Bedrooms 5
Main Level Bathrooms 0
Total Baths 2
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General
Sewer Connected
Heating Gas ForcedAir
Utilities CableAvailable HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow Negotiable
Roof Asphalt
Appliances ElectricWaterHeater
Garage Spaces 0.0
Architectural Style Duplex
Construction Materials Cedar Frame
School District Watertown
Year Built 1890
Electric CircuitBreakers
Tenant Pays AllUtilities
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype Duplex
County Jefferson
Property Type Residential
Subdivision Name Cowens Rearrangment/Lansi
Full Baths 2
Status ActiveUnderContract
Directions From downtown Watertown head toward Mill Street and continue straight until you reach 734 Mill Street. The house will be on your right. For easier access please note that there is additional parking
High School Watertown Senior High
City Watertown City
Senior Community Y/N No
High School District Watertown
Zoning Description Residential 2 Unit
Number Of Units Total 2
MLS Area Watertown-City-221800
Lot Size Units Acres
Lot Size Square Feet 5000.0
Year Built Details Existing
Tax Annual Amount 3438.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1667818
Structure Type Duplex
Standard Status ActiveUnderContract
Middle/Junior School District Watertown
Elementary School District Watertown
Tax Assessed Value 69000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 316
Property Sub Type Additional Duplex
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Exterior
Parking Features Gravel TwoOrMoreSpaces Unpaved
Lot Features CornerLot NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.1148
Foundation Details Stone
Building Area Total 1918.0
Lot Dimensions 50X100
Lot Size Acres 0.1148
Waterfront Y/N No
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type CityStreet MainThoroughfare
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Internal Only
Street Number 1 734
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* Excluded Features
List By
Happily Ever After Realty Corp

Broker

(315) 767-2745

Phone

Affordability Calculator

$841
Per Month
66%
34%
0%
Monthly Principal & Interest
$554
Monthly Property Taxes
$287
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
247479 Elementary School
248093 Middle School
Watertown Senior High High School
Pricing History
DatePricePrice ChangeDescription
3/20/2026$90,000 Listed Price

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