1121 Independence Avenue St. Charles, IL $ 435,900
1121 Independence Avenue
$ 435,900
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1121 Independence Avenue

St. Charles, IL, 60174
$ 435,900
Bedrooms4 Baths2.1 Sq 1,865

Monthly Estimate*

$ 2,684

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Single Family Home for sale in St. Charles, IL for $435,900 with 4 bedrooms and 2 full baths, 1 half bath. This 1,865 square foot home was built in 1979.

Tucked into the highly sought-after Cambridge subdivision, 1121 Independence Avenue offers the kind of location and livability that buyers are seeking. This 4-bedroom, 2.5-bath home strikes the perfect balance between thoughtful updates and everyday comfort. Designed with all four bedrooms situated upstairs to create a natural separation between private spaces and the heart of the home below. Major mechanicals have already been taken care of-including a new roof (2025), furnace (2024), hot water heater (2024), and water softener (2025)-giving buyers confidence and peace of mind from day one. Inside, the layout is designed for real life. Generous living spaces flow easily from room to room, while the partially finished basement adds flexibility-ideal for a second living area, playroom, or home office. What truly sets this home apart is its position within the community. Located just minutes from top-rated schools, vibrant downtown, and everyday shopping, it delivers the convenience buyers are searching for-without sacrificing neighborhood charm. Homes in Cambridge don't stay available for long, especially ones that check both the practical and lifestyle boxes this well. If you've been waiting for something that feels like the right move-not just another option-this is it. Showings will begin Friday. March 20th at 10:00 A.M.

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Single Family Contingent

Price

$ 435,900

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 8,706

Style

Year Built

1979

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12418732

Features
General
Living Area 1865
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal Water Softener Owned Gas Cooktop
Garage Spaces 2
Association Fee Includes None
Construction Materials Vinyl Siding
Year Built 1979
Township St. Charles
Tax Year 2024
Ownership Fee Simple
Community Features Sidewalks Street Lights
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Subdivision Name Cambridge
Total Rooms 9
Full Baths 2
Status Contingent
Directions Kirk Road to S. Tyler Road to Madison Avenue to Independence Avenue. Continue to 1121 Independence Avenue.
High School St Charles East High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Munhall Elementary School
Tax Annual Amount 8706.9
Middle/Junior High School Wredling Middle School
Standard Status Active Under Contract
Middle/Junior School District 303
Elementary School District 303
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Interior
Basement Finished Partial
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Wood Burning Attached Fireplace Doors/Screen Gas Starter
Half Baths 1
Total Bedrooms 4
Room Type Office
Total Baths 3
Bedrooms Possible 4
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Exterior
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 65X100X68X101
Waterfront Y/N N
Other Equipment Water-Softener Owned Ceiling Fan(s) Sump Pump Radon Mitigation System Water Heater-Gas
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* Excluded Features
List By
Exp Realty

Broker

britteaaron@gmail.com;brittanyaaron.exprealty@outlook.com

Email

Affordability Calculator

$3,409
Per Month
79%
21%
0%
Monthly Principal & Interest
$2,684
Monthly Property Taxes
$726
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1539893 Elementary School
564580 Middle School
St Charles East High School High School
Pricing History
DatePricePrice ChangeDescription
3/20/2026$435,900 Listed Price

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1121 Independence Avenue, St. Charles, IL, 60174 is a Single Family Home for sale at $435,900 with 1,865 sqft. 1121 Independence Avenue has 4 bedrooms, 2.1 baths, and was built in 1979. The property's zip code is 60174 which is in St. Charles, IL