15945 W COTTONWOOD Street Surprise, AZ $ 400,000
15945 W COTTONWOOD Street
$ 400,000
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15945 W COTTONWOOD Street

Surprise, AZ, 85374
$ 400,000
Bedrooms4 Baths3.1 Sq 1,949

Monthly Estimate*

$ 2,463

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Single Family Home for sale in Surprise, AZ

for $400,000 with 4 bedrooms and 3 full baths, 1 half bath. This 1,949 square foot home was built in 1999 on a lot size of 0.14.

ASSUMABLE 5% FHA LOAN & OWNED SOLAR. This Home Comes With Fully Owned Solar, No Lease! Located In Mountain Vista Ranch, This Beautifully Upgraded 4 Bed, 2.5 Bath Home Features New Wood Laminate Flooring, Fresh Carpet, And Interior Paint. The Kitchen Offers Refinished Cabinetry, Updated Hardware, And A Stylish Backsplash. Enjoy A Spacious Open-Concept Great Room And Convenient Downstairs Powder Room. Upstairs Offers Generous Bedrooms, While The Primary Suite Includes A Large Walk-In Closet, Upgraded Shower, And Private Toilet Room. The Backyard Is Designed For Relaxation With Lush Greenery, Pet-Friendly Turf, And A Side Deck For Added Outdoor Living. Great Curb Appeal In A Peaceful Setting; Come See Today!

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Single Family Active

Price

$ 400,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 1,145

Style

Lot Size

0.14

Year Built

1999

Town/City

Surprise

County/Region

Maricopa

MLS | Web ID

7001098

Features
Interior
Interior Amenities High Speed Internet Double Vanity Upstairs Vaulted Ceiling(s) Kitchen Island Pantry Full Bth Master Bdrm Laminate Counters
Flooring Carpet Tile Wood
Total Stories 2
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Dual Pane
Fireplace Y/N N
Laundry Features Inside
Total Bedrooms 4
Total Baths 3
Bedrooms Possible 4
Built-in Microwave True
Kitchen Island True
Laminate Counters True
Pantry True
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General
Sewer Public Sewer
Heating Electric
Cooling Central Air Ceiling Fan(s)
Possession Close Of Escrow By Agreement
Roof Tile
HOA Fee 90.0
Garage Spaces 2.0
Association Fee Includes Maintenance Grounds
Architectural Style Other
Security Features Security System Leased
Construction Materials Stucco Wood Frame
Year Built 1999
Township 3N
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Playground Biking/Walking Path
Assoc Fee Paid Per Quarterly
County Maricopa
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Energy Efficient Solar Panels
Subdivision Name MOUNTAIN VISTA RANCH PARCEL 7 AMENDED
Possible Use None
Total Rooms 0
Special Listing Conditions N/A
Status Active
Directions From Reems west on Bell south on Mountain Vista south on 158th Dr west on Cottonwood home on the south side of road.
High School Dysart High School
City Surprise
Disclosures Agency Discl Req Seller Discl Avail
Association Name Mountain Vista Ranch
High School District Dysart Unified District
Open Parking Spaces 2.0
Lot Size Units Square Feet
Lot Size Square Feet 6213.0
Carport Spaces 0.0
Carport Y/N N
Spa Features None
Elementary School Kingswood Elementary School
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 1145.0
Home Warranty Y/N N
Current Financing FHA
Middle/Junior High School Kingswood Elementary School
Lease Renewal Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Builder Name Unknown
Standard Status Active
Occupancy Type Owner
Elementary School District Dysart Unified District
Tax Lot 128
New Financing: Conventional True
Senior Community N
New Financing: FHA True
Ttl Monthly Fee Equiv 30.0
New Financing Cash True
New Financing: VA True
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Exterior
Fencing Block
Parking Features Garage Door Opener
Lot Features North/South Exposure Sprinklers In Rear Sprinklers In Front Gravel/Stone Back Grass Front Auto Timer H2O Front Auto Timer H2O Back
Water Source City Water
Lot Size Area 6213.0
Spa N
Lot Size Acres 0.14
Road Surface Type Asphalt
Lot Size Source Assessor
Waterfront Y/N N
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility City Maintained Road
Horse Y/N N
Horse Amenities See Remarks
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 15945
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* Excluded Features
List By
Realty One Group

Broker

ScottCurtisRealty@gmail.com

Email

Affordability Calculator

$2,558
Per Month
96%
4%
0%
Monthly Principal & Interest
$2,463
Monthly Property Taxes
$95
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4327847 Elementary School
4327847 Middle School
Dysart High School High School
Pricing History
DatePricePrice ChangeDescription
3/19/2026$400,000 Listed Price

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15945 W COTTONWOOD Street, Surprise, AZ, 85374 is a Single Family Home for sale at $400,000 with 1,949 sqft and a lot size of 0.14. 15945 W COTTONWOOD Street has 4 bedrooms, 3.1 baths, and was built in 1999. The property's zip code is 85374 which is in Surprise, AZ