522 12th Street Bellingham, WA $ 849,000
522 12th Street
$ 849,000
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522 12th Street

Bellingham, WA, 98225
$ 849,000
Bedrooms3 Baths2.0 Sq 968

Monthly Estimate*

$ 5,227

Listed by Coldwell Banker Bain
522 12th Street, Bellingham, WA 98225 - Image 1
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Single Family Home for sale in Bellingham, WA

for $849,000 with 3 bedrooms and 2 full baths. This 968 square foot home was built in 1938 on a lot size of 0.07.

Perched on Fairhaven's coveted South Hill, this charming duplex delivers something increasingly rare, sweeping Bellingham Bay views and immediate income, all in one of the city's most walkable, well-connected neighborhoods. Each of the two mirror-image units offers a private entrance, one bedroom, full bath, kitchen, and living room, making it equally suited for an owner-occupant looking to offset their mortgage, or an investor seeking steady, reliable rental returns. The location speaks for itself. Steps from Fairhaven Village, Boulevard Park, and Western Washington University, demand for rentals here is consistent and strong — and the lifestyle appeal makes attracting quality tenants effortless. For those with a longer horizon, the upside gets even more compelling; the lot supports potentially 2–3 modern townhomes, representing a significant development opportunity in a market that is hungry for new housing in established, amenity-rich neighborhoods. Whether you're live-in investment, building a rental portfolio, or positioning for a future redevelopment, this is a versatile asset in one of Bellingham's most sought-after corridors. With views, walkability, and land value all in one, Fairhaven properties like this are rare.

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Single Family Active

Price

$ 849,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,147

Style

2 Story

Lot Size

0.07

Year Built

1938

Town/City

Bellingham

County/Region

Whatcom

MLS | Web ID

2493835

Features
General
Living Area 968
Sewer Sewer Connected
Heating See Remarks
Cooling None
Possession Closing
Roof Composition
Appliances Refrigerator Stove(s)/Range(s)
HOA Fee 0
Year Built 1938
View Bay City Ocean Sea Sound
Topography Partial Slope
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Building Name City of Bellingham
County Whatcom
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name South Hill
Facing Direction Southwest
Full Baths 0
Special Listing Conditions None
Status Active
Directions Interstate 5 to Old Fairhaven Parkway head west to 14th St north on 14th St to Adams St left on Adams to 12th. The property is at the NW corner of 12th and Adams Streets. Or just use your Map App!
High School Sehome High
City Bellingham
Entry Location Main
Senior Community Y/N N
High School District Bellingham
MLS Area 860 - Bellingham
Lot Size Units Square Feet
Lot Size Square Feet 3049
Carport Y/N N
Listing Terms Cash Conventional
Elementary School Lowell Elem
Land Lease Y/N N
Tax Annual Amount 7147
Middle/Junior High School Fairhaven Mid
Public Remarks Perched on Fairhaven's coveted South Hill this charming duplex delivers something increasingly rare sweeping Bellingham Bay views and immediate income all in one of the city's most walkable well-conn
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company COB
Total Actual Rent 3000
Property Style 12 - 2 Story
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Interior
Interior Amenities Fireplace Water Heater
Basement None
Flooring Laminate
Total Fireplaces 2
Fireplace Features Gas
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
3/4 Baths 2
Total Bedrooms 3
Main Level Bedrooms 2
Total Baths 2
Bedrooms Possible 2
Water Heater Type gas
Water Heater Location crawl space
Fireplaces Upper 1
Fireplaces Lower 1
Power Production Type Natural Gas
Baths Three Quarter Garage 0
Baths Three Quarter Lower 1
Baths Three Quarter Main 1
Baths Three Quarter Upper 0
Bedrooms Lower 1
Bedrooms Upper 0
Baths Half Upper 0
Baths Half Main 0
Baths Half Lower 0
Baths Half Garage 0
Baths Full Upper 0
Baths Full Main 0
Baths Full Lower 0
Baths Full Garage 0
Bathrooms 1.5
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Exterior
Exterior Amenities Wood Wood Products
Parking Features Driveway Off Street
Lot Features Paved Sidewalk
Water Source Community
Total Parking 0
Inclusions Refrigerator(s) Stove(s)/Range(s)
Foundation Details Poured Concrete
Building Area Total 968
Lot Dimensions 104' X 35
Lot Size Acres 0.07
Waterfront Y/N N
Covered Spaces 0
Irrigation Water Rights Y/N N
Site Features Cable TV Deck Gas Available
Lot Number Lot B
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Internal Only
OriginalMLSID NWM2493835
Street Number 1 522
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* Excluded Features
List By
Wayne Kwiatkowski

Listing Agent

Coldwell Banker Bain

Broker

Affordability Calculator

$5,823
Per Month
90%
10%
0%
Monthly Principal & Interest
$5,227
Monthly Property Taxes
$596
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
257680 Elementary School
256837 Middle School
Sehome High High School
Pricing History
DatePricePrice ChangeDescription
3/19/2026$849,000 Listed Price

Map


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522 12th Street, Bellingham, WA, 98225 is a Single Family Home for sale at $849,000 with 968 sqft and a lot size of 0.07. 522 12th Street has 3 bedrooms, 2.0 baths, and was built in 1938. The property's zip code is 98225 which is in Bellingham, WA