3520 1ST Avenue Fernandina Beach, FL $ 899,000
3520 1ST Avenue
$ 899,000
Recently Listed
Open House 3/28 11am - 1pm
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3520 1ST Avenue

Fernandina Beach, FL, 32034
$ 899,000
Bedrooms3 Baths2.1 Sq 1,406

Monthly Estimate*

$ 5,535

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Single Family Home for sale in Fernandina Beach, FL

for $899,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,406 square foot home was built in 1979 on a lot size of 0.23.

Coastal Cottage tucked within lush no maintenance native Florida landscaping, the home feels like a private garden retreat walking distance to the beach. The generous 100x100 lot size provides rare space and flexibility, offering room to relax, entertain, or simply enjoy the peaceful coastal setting. Inside, vinyl plank flooring runs throughout the entire home, offering easy, low maintenance care that makes cleanup simple after sandy beach days. The primary suite opens to a spacious screened lanai with private views, perfect for enjoying morning coffee or evening breezes. A detached guest cottage adds versatility and appeal, complete with air conditioning, a kitchenette, half bath, and an enclosed outdoor shower that captures the essence of classic Florida beach living. Whether used for guests, a studio, or additional entertaining space, it enhances the property's unique coastal charm. A large rear deck invites gatherings under the stars or quiet mornings surrounded by mature landscaping. If you are searching for a beach cottage on Amelia Island with a large lot, guest house, and walkable access to the ocean, this 1st Avenue property delivers location, character, and an authentic coastal setting that is increasingly rare to find.

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Open House

3/28/2026 11:00 AM - 1:00 PM
3520 1ST Avenue Fernandina Beach, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 899,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 10,711

Style

Single Family Residence

Lot Size

0.23

Year Built

1979

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2135658

Features
Interior
Interior Amenities Primary Bathroom - Tub with Shower Vaulted Ceiling(s)
Flooring Vinyl
Total Fireplaces 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 1
Laundry Features In Unit
Total Bedrooms 3
Total Baths 3
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General
Heating Central
Cooling Central Air
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Appliances Dishwasher Electric Range Refrigerator
Year Built 1979
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Current Use Single Family
Parcel Number 000031168000120250
County Nassau
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name City Of Fernandina Beach
Facing Direction West
Garage Y/N N
Total Rooms 0
Full Baths 2
Status Active
Directions (A1A) turn west on Manatee street. Then turn south (left) on 1st Avenue. The house is the first house on the left
High School Fernandina Beach
City Fernandina Beach
Senior Community Y/N N
Zoning Description Residential
MLS Area 431-Nassau County Beaches-South
Lot Size Units Acres
Lot Size Square Feet 10018.8
Carport Y/N N
Listing Terms Cash Conventional
Elementary School Southside
Property Attached Y/N N
Tax Annual Amount 10711.76
Home Warranty Y/N N
Middle/Junior High School Fernandina Beach
Property Condition Updated/Remodeled
Lease Renewal Y/N N
MLS Area Minor 431-Nassau County Beaches-South
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.eastcoastvtours.com/sites/rnqvgjvb/unbranded
Standard Status Active
Cash True
Conventional True
ADU N
Accessory Dwelling Unit Y/N Y
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Other
Water Source Public
Lot Size Area 0.23
Spa N
Lot Size Acres 0.23
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 3520
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* Excluded Features
List By
Berkshire Hathaway Home Services Heymann Williams

Broker

tiffanyrmesser@gmail.com

Email

Affordability Calculator

$6,428
Per Month
86%
14%
0%
Monthly Principal & Interest
$5,535
Monthly Property Taxes
$893
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
470989 Elementary School
308410 Middle School
Fernandina Beach High School High School
Pricing History
DatePricePrice ChangeDescription
3/19/2026$899,000 Listed Price

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3520 1ST Avenue, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $899,000 with 1,406 sqft and a lot size of 0.23. 3520 1ST Avenue has 3 bedrooms, 2.1 baths, and was built in 1979. The property's zip code is 32034 which is in Fernandina Beach, FL