95 Holmes Mill Road
Upper Freehold, NJ, 08501 $ 1,250,000
Bedrooms3 Baths2.0 Sq 2,181 Monthly Estimate*
$ 7,696
for $1,250,000 with 3 bedrooms and 2 full baths. This 2,181 square foot home was built in 1987 on a lot size of 19.4.
Set on 20.4 unpreserved acres in the heart of Cream Ridge, this exceptional property offers the rare combination of privacy, productivity, and future potential. Surrounded by preserved farmland and the Rutgers Agricultural Research Station, it is peaceful, scenic, and ideal for those seeking space to live, farm, or create something entirely new. The property is currently home to a successful cut-flower farm, with established perennial plantings, irrigation systems, high tunnels, and agricultural infrastructure already in place. Whether you continue the thriving flower operation or explore other agricultural uses, such as a nursery, lavender or Christmas tree farm, vegetables, livestock, or equestrian pursuits, the fertile, tillable soils and open acreage provide incredible versatility. Positioned up on a hill overlooking the fields, the 3-bedroom, 2.5-bath home offers over 2,200 sq ft of cozy living space, an oversized two-car garage, a large basement with direct access outside, and numerous recent updates including a new roof, heat pump, central air, and Anderson sliding doors. A large ground-mounted solar array (owned) significantly offsets electric costs, adding long-term efficiency to the property. A separate 800 sq ft apartment above a detached garage provides potential business space or flexible living space perfect for guests, extended family, or a farm manager, while additional workshop space and multiple outbuildings support a wide range of uses. While currently unpreserved but farmland tax accessed, this property qualifies for NJ Farmland Preservation, offering potential financial benefits while protecting the land's agricultural legacy. With three wells, two septic systems, multiple irrigation zones, and subdivision potential for three buildable lots, the opportunities here are as expansive as the landscape itself. A truly special property where country living, agricultural opportunity, and future possibilities come together on one remarkable piece of land. With the farm assessment in place, taxes are just over $10,000--an outstanding value for a 20.4-acre property in New Jersey.
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FeaturesInteriorInterior Amenities Attic Recessed Lighting
Basement Full Unfinished Walk-Out Access
Total Fireplaces 1
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Bay/Bow Window Skylight(s)
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 3
Total Baths 2
Heating-Forced Air True
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GeneralSewer Septic Tank
Heating Electric See Remarks Oil Above Ground Forced Air
Cooling Central Air
Roof Shingle
Garage Spaces 2.0
Patio/Porch Features Deck Porch - Open
Architectural Style Detached Ranch
Construction Materials Stone
Exclusions Refer to listing agents for inclusions and exclusions.
Year Built 1987
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
County Monmouth
New Construction N
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name None
Garage Y/N Y
Green Energy Generation Solar Panels Solar Panels Owned
Other Structures Shed Outbuilding Misc Building
Total Rooms 8
Full Baths 2
Status Active
Directions US 130 N to Ward St turn left onto Church St turn right onto Old York Rd turn right onto High St turn right onto Holmes Mill Rd and turn left at #95
High School Allentown
City Upper Freehold
Senior Community Y/N N
MLS Area Cream Ridge
Lot Size Square Feet 845064.0
Carport Y/N N
Elementary School Upper Freehold
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 10153.0
Home Warranty Y/N N
Middle/Junior High School Upper Freehold Reg
Lease Renewal Y/N N
MLS Area Minor Upper Freehold (UPF)
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Water Body Access Y/N None
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ExteriorExterior Amenities Storage Thermal Window Lighting
Parking Features Heated Garage Driveway
Water Source Well
Inclusions Wall Oven Ceiling Fan(s) Dishwasher Refrigerator Gas Cooking
Lot Size Area 19.4
Spa N
Building Area Total 2181.0
Lot Dimensions x
Lot Size Acres 19.4
Waterfront Y/N N
Door Features Storm Door(s) Sliding Doors
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByMichele GoreListing Agent
Smires & Associates BordentownBroker
michelegore1@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $7,696
- Monthly Property Taxes
- $846
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Upper Freehold, NJ
Average List Price $765,000
Percent of Sale Price 39%
About Upper Freehold, NJ 7,034 Population
60% Since 2002
$ 132,030 Median Income
47.51 Median Age
31% Households with Children
Trends Information provided by ATTOM Data Solutions.
4658763 Elementary School
1150606 Middle School
Allentown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/19/2026 | $1,250,000 | | Listed Price |