4312 PINE LAKE DRIVE Saint Cloud, FL $ 390,000
4312 PINE LAKE DRIVE
$ 390,000
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4312 PINE LAKE DRIVE

Saint Cloud, FL, 34769
$ 390,000
Bedrooms3 Baths2.0 Sq 1,786

Monthly Estimate*

$ 2,401

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Single Family Home for sale in Saint Cloud, FL

for $390,000 with 3 bedrooms and 2 full baths. This 1,786 square foot home was built in 1976 on a lot size of 0.23.

Welcome to 4312 Pine Lake Drive in St. Cloud, a charming home located in a well-established neighborhood that offers both tranquility and convenient access to major roadways and community amenities. This lovely home is 1786 square feet and sits on just under a fourth of an acre. Upon touring the home, you will notice that this home has been very well cared for and maintained from the outside to the inside. As you walk into the home you will notice the spacious living room that includes beautiful wood-tile flooring. Passing the living room, you will see the heart of the home, the kitchen, which was fully updated in 2023 with quartz countertops, wooden cabinets, stainless steel appliances, and title floors. The kitchen opens to a very large light and airy dining room, that was added in 2020. Due to the generous size windows, you can easily overlook the fully fenced backyard. A unique and current desirable feature this home offers is that it has a sound-proof room that could be used as a recording studio. The home also features a roomy laundry room. This home has 3 bedrooms and 2 bathrooms. The primary room has its own on-suite and includes a walk-in closet and a built-in closet for lots of storage. For the hobbyist or commuter, the oversized 2-car garage offers extra depth for a workbench and large vehicles. This home will also give you great peace of mind knowing the roof has been replaced in 2020 and the HVAC was replaced in 2025. The property is approximately 1–2 miles from Irlo Bronson Memorial Hwy, providing a direct east-west route through St. Cloud and Kissimmee. Commuters will also appreciate being about 3–4 miles from Florida's Turnpike, allowing for easy travel to Orlando, Central Florida attractions, and surrounding areas. Enjoy proximity to some of St. Cloud’s most popular community destinations. The home is just 1/3 of a mile from the St. Cloud Civic Center, which hosts local events, activities, and community programs. The Civic Center has a community pool, basketball courts and baseball fields Outdoor enthusiasts will love being only 2 miles from St. Cloud Lakefront Park, a beautiful waterfront park on Lake Tohopekaliga featuring walking trails, marina access, playgrounds, and scenic lake views. For healthcare convenience, Orlando Health St. Cloud Hospital is less than a mile away. With its convenient location near major highways, healthcare, recreation, and community amenities, this home offers the perfect balance of small-town charm and accessibility to everything Central Florida has to offer, and with no HOA or CDD. Seller’s preferred lender is offering a 2,500 credit toward buyer’s closing cost for buyers who choose to use this preferred lender. Buyer is not required to use the preferred lender to purchase the home.

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Single Family Active

Price

$ 390,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,182

Style

Florida

Lot Size

0.23

Year Built

1976

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5146057

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Phone Available Public Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Microwave Range Range Hood Refrigerator
Zoning SR1
Garage Spaces 2
Patio/Porch Features Covered Front Porch
Architectural Style Florida
Construction Materials Brick Wood Frame
Pets Allowed Yes
Year Built 1976
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Osceola
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name PINE LAKE ESTATES UNIT B
Facing Direction South
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Active
Directions From US-I92 turn onto Old Canoe Creek Rd. Turn Left onto Pine Lake Drive. Home will be on the right.
High School St. Cloud High School
City ST CLOUD
Senior Community Y/N false
MLS Area 34769 - St Cloud (City of St Cloud)
Lot Size Units Square Feet
Lot Size Square Feet 10193
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Neptune Elementary
Land Lease Y/N false
Tax Annual Amount 1182.99
Middle/Junior High School St. Cloud Middle (6-8)
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://youtu.be/xj7FqiXunRQ https://my.matterport.com/show/?m=EkWsUyGvoEZ&mls=1
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 3
Legal Description PINE LAKE ESTATES UNIT B PB 2 PG 147 LOT 3 09-26-30
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Primary Bedroom Main Floor Solid Wood Cabinets Stone Counters Thermostat
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Private Mailbox Private Yard
Fencing Fenced
Parking Features Off Street On Street Oversized
Lot Features Oversized Lot
Water Source Public
Lot Size Area 10193
Foundation Details Slab
Building Area Total 2532
Lot Size Acres 0.23
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
Corcoran Connect Llc

Broker

thegoodliferealty24@gmail.com

Email

Affordability Calculator

$2,500
Per Month
96%
4%
0%
Monthly Principal & Interest
$2,401
Monthly Property Taxes
$99
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
St. Cloud High School High School High School
Pricing History
DatePricePrice ChangeDescription
3/19/2026$390,000 Listed Price

Map


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4312 PINE LAKE DRIVE, Saint Cloud, FL, 34769 is a Single Family Home for sale at $390,000 with 1,786 sqft and a lot size of 0.23. 4312 PINE LAKE DRIVE has 3 bedrooms, 2.0 baths, and was built in 1976. The property's zip code is 34769 which is in Saint Cloud, FL