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521 S Railroad Street Montgomery, IL $ 285,000
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521 S Railroad Street
$ 285,000
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521 S Railroad Street

Montgomery, IL, 60538
$ 285,000
Bedrooms3 Baths3.0 Sq 1,012

Monthly Estimate*

$ 1,755

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Multi-Family Home for sale in Montgomery, IL

for $285,000 with 3 bedrooms and 3 full baths. This 1,012 square foot home was built in 1991.

Rare opportunity to own this three bed three bath ranch-style duplex, featuring a full finished basement with a second kitchen- ideal for rental income or multigenerational living. The main floor is filled with natural light and offers a spacious eat-in kitchen with plenty of cabinets and counter space. The primary bedroom includes a private en-suite bathroom while the secondary bedroom features a full walk in closet. Convenient main floor laundry makes this level fully self-sufficient. The lower level boasts another en-suite bedroom, full kitchen, dining area and an expansive living space enhanced with many stylish extras such as tile work and mood lighting. A full attached garage and backyard storage shed complete this well appointed property. No HOA or association fees.

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Multi-Family Active

Price

$ 285,000

Bedrooms

3

Full Bath

3

Property Type

Multi-Family

Taxes

$ 3,371

Style

1/2 Duplex

Year Built

1991

Town/City

Montgomery

County/Region

Kendall

MLS | Web ID

12596087
Features
General
Living Area 1012
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Refrigerator Washer Dryer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Construction Materials Vinyl Siding
Pets Allowed Cats OK Dogs OK
Year Built 1991
Township Aurora
Tax Year 2024
Ownership Fee Simple
Accessibility Main Level Entry Ramp - Main Level
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Attached Single
Other Structures Shed(s)
Total Rooms 7
Full Baths 3
Status New
Directions From S Lake Street East on Webster Street then right onto Railroad Street
High School West Aurora High School
City Montgomery
High School District 129
MLS Area Montgomery
Elementary School Nicholas A Hermes Elementary Sch
Tax Annual Amount 3371
Middle/Junior High School Washington Middle School
Standard Status Active
Middle/Junior School District 129
Elementary School District 131
Sub Type 1/2 Duplex
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Interior
Interior Amenities In-Law Floorplan 1st Floor Full Bath Storage Built-in Features Walk-In Closet(s) Open Floorplan Dining Combo
Basement Finished Full
Flooring Laminate Carpet
Total Stories 1
Half Baths 0
Laundry Features Main Level Washer Hookup In Unit
Total Bedrooms 2
Below Grade Finished Area 1012
Room Type Kitchen Family Room
Total Baths 3
Bedrooms Possible 3
Total Number of Units 2
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Exterior
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Water Source Public
Total Parking 2
Lot Dimensions 37x120
Waterfront Y/N N
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* Excluded Features
List By
Charles Rutenberg Realty

Broker

kathmcl@ameritech.net

Email

Affordability Calculator

$2,036
Per Month
86%
14%
0%
Monthly Principal & Interest
$1,755
Monthly Property Taxes
$281
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5423635 Elementary School
566443 Middle School
West Aurora High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
3/19/2026$285,000 Listed Price

Map

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521 S Railroad Street, Montgomery, IL, 60538 is a Multi-Family Home for sale at $285,000 with 1,012 sqft. 521 S Railroad Street has 3 bedrooms, 3.0 baths, and was built in 1991. The property's zip code is 60538 which is in Montgomery, IL

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