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398 N Saginaw Street Pontiac, MI $ 250,000
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$ 250,000 Get more info
398 N Saginaw Street
$ 250,000
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398 N Saginaw Street

Pontiac, MI, 48342
$ 250,000
Bedrooms4 Baths2.0 Sq 1,620

Monthly Estimate*

$ 1,539

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Single Family Home for sale in Pontiac, MI

for $250,000 with 4 bedrooms and 2 full baths. This 1,620 square foot home was built in 1910 on a lot size of 0.16.

Welcome to this beautiful spacious and versatile 4-bedroom, 2 full-bath home offering incredible value! Featuring two full kitchens, this property provides flexible living options perfect for extended family, multi-generational living, or potential rental opportunities. The full basement adds even more usable space for storage, entertaining, or future finishing. Outside, you’ll find a 2.5-car detached garage with full power and a generously sized yard, ideal for additional parking, hobbies, or outdoor gatherings. Conveniently located near Downtown Pontiac, Great Lakes Crossing, restaurants, M-59, and I-75 a, this home combines space, functionality, and affordability all in one. Don’t miss this unique opportunity schedule your showing today! Home warranty included for 1 year worry free maintenance. Creative financing. Land contract terms are available with $75,000 down payment at 7% interest with a monthly payment of $1904.72 over the course of 11 years with no pre-payment penalty. One year home warranty included for maintenance free living. This property qualifies for all of these incentives 0–3% Down Payment – Making homeownership more accessible. No PMI (Private Mortgage Insurance) = Lower monthly payments. $3,500–$10,500 in Down Payment Grants that are fully forgiven after 5 total but 20% after each year. NOTE: PLEASE SEE CAP CALCULATOR IN THE LAST 4 PHOTOS THAT SHOWS THE POTENTIAL

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Single Family Active

Price

$ 250,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 2,647

Style

Colonial,Early American

Lot Size

0.16

Year Built

1910

Town/City

Pontiac

County/Region

Oakland

MLS | Web ID

20261008952
Features
Interior
Interior Amenities EntranceFoyer
Basement Full Unfinished
Furnished Y/N Furnished
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1620.0
Half Baths 0
Total Bedrooms 4
Above Grade Finished Area Unit Type SquareFeet
Total Baths 2
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General
Sewer PublicSewer
Heating ForcedAir NaturalGas
Utilities AboveGroundUtilities CableAvailable UndergroundUtilities
Possession AtClose
Roof Asphalt
Appliances FreeStandingGasRange FreeStandingRefrigerator Microwave StainlessSteelAppliances
Garage Spaces 2.5
Patio/Porch Features Porch
Architectural Style Colonial EarlyAmerican
Pool Features None
Security Features TwentyFourHourSecurity BuildingSecurity CarbonMonoxideDetectors ClosedCircuitCameras ExteriorVideoSurveillance FireAlarm SmokeDetectors
Construction Materials Other
Year Built 1910
Electric CircuitBreakers
Levels Two
Property Subtype SingleFamilyResidence
Community Features Sidewalks
County Oakland
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name POUND ADD
Garage Y/N Y
Total Rooms 10
Full Baths 2
Status Active
Directions woodward loop to saginaw just past howard and on the right to subject address
City PontiacCity_Oakland
Disclosures TaxesNotHomesteadExempt
Entry Location GroundLevelwSteps
Senior Community Y/N N
High School District Pontiac
MLS Area Area02142Pontiac
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 2647.0
Home Warranty Y/N Y
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Vacant
Tax Assessed Value 26470
Expected Active Date 2026-03-18
Legal Description T3N R10E SEC 29 POUND ADDITION LOT 1
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Exterior
Exterior Amenities Lighting
Fencing BackYard Fenced FencingAllowed
Parking Features TwoandHalfCarGarage Detached DirectAccess Driveway ElectricityinGarage GarageFacesFront GarageDoorOpener Oversized
Water Source Other
Foundation Details Basement Poured Stone
Spa N
Lot Dimensions 41.66X170
Lot Size Acres 0.16
Waterfront Y/N N
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 398
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* Excluded Features
List By
James J Toma

Listing Agent

Brookstone, Realtors Llc

Broker

(248) 249-4999

Phone

Affordability Calculator

$1,760
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,539
Monthly Property Taxes
$221
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
848877 Elementary School
847985 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
3/18/2026$250,000 Listed Price

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398 N Saginaw Street, Pontiac, MI, 48342 is a Single Family Home for sale at $250,000 with 1,620 sqft and a lot size of 0.16. 398 N Saginaw Street has 4 bedrooms, 2.0 baths, and was built in 1910. The property's zip code is 48342 which is in Pontiac, MI

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