226 Clay Street Ottawa, IL $ 295,000
226 Clay Street
$ 295,000
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226 Clay Street

Ottawa, IL, 61350
$ 295,000
Bedrooms4 Baths2.0 Sq 2,064

Monthly Estimate*

$ 1,816

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Single Family Home for sale in Ottawa, IL

for $295,000 with 4 bedrooms and 2 full baths. This 2,064 square foot home was built in 1946 on a lot size of 0.22.

Experience the rare luxury of true riverfront freedom. Nestled on a premier stretch of the Illinois River, this classic brick residence offers something the planned resort communities cannot: over 200 feet of private, unobstructed shoreline across two parcels and the liberty of "your river, your rules." Whether you are seeking a primary sanctuary or a sophisticated second home, this property serves as a stunning canvas for your custom vision. The lifestyle here is defined by the water. A riverside sun porch perches at the water's edge, offering a front-row seat to both sunrises and sunsets. Inside, the spacious living room centers around a wood-burning fireplace, while the kitchen provides seamless transition to the outdoor patio --perfect for morning coffee or evening wine as the river rolls by. The main level is designed for effortless living, featuring a primary suite with an adjacent river-view office, a second bedroom, and a beautifully updated bathroom with a walk-in tile shower and convenient laundry. A standout feature of this estate is the versatile "North Wing." With its own private entrance, en-suite bathroom, and kitchenette, this space is a high-value asset-perfect for a luxury short-term rental/Airbnb, related living, or a secluded professional studio. While other riverfront developments require a drive for dinner, you are located less than one mile from the vibrant shops, dining, and seasonal festivals of Washington Square and downtown Ottawa. Enjoy the best of the city and the serenity of the river, with easy access to I-80 for an effortless commute.

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Single Family Active

Price

$ 295,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 2,676

Style

Lot Size

0.22

Year Built

1946

Town/City

Ottawa

County/Region

La Salle

MLS | Web ID

12589659

Features
General
Living Area 2064
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Dishwasher Refrigerator Washer Dryer
HOA Fee 0
Association Fee Includes None
Construction Materials Steel Siding Brick
Year Built 1946
Electric Fuses
Township Ottawa
Tax Year 2024
Ownership Fee Simple
Additional Parcels Description 2111322015
Assoc Fee Paid Per Not Applicable
County LaSalle
New Construction N
Property Type Residential Detached Single
Other Structures Shed(s)
Total Rooms 11
Full Baths 2
Status New
Directions From 6 and 23 - Take 23 south and turn right (west) on W Main St - Turn left (south) on Clay Street - Home will be on the river at the end of Clay St
High School Ottawa Township High School
City Ottawa
High School District 140
MLS Area Danway / Dayton / Naplate / Ottawa / Prairie Cent
Tax Annual Amount 2676.44
Additional Parcels Y/N Y
Virtual Tour https://youtu.be/LWIWktYekfA
Standard Status Active
Middle/Junior School District 141
Elementary School District 141
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Interior
Interior Amenities 1st Floor Bedroom 1st Floor Full Bath
Basement Partially Finished Partial
Total Fireplaces 1
Fireplace Features Wood Burning
Half Baths 0
Laundry Features Main Level
Total Bedrooms 4
Room Type Kitchen Office Family Room Recreation Room Storage
Total Baths 2
Bedrooms Possible 4
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Exterior
Parking Features Concrete Off Street Driveway Yes Owned
Water Source Public
Total Parking 4
Foundation Details Block
Lot Dimensions 95x40x20x219x48x104x50x63
Lot Size Acres 0.22
Waterfront Y/N Y
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* Excluded Features
List By
Coldwell Banker Real Estate Group

Broker

GShanley@Coldwellhomes.com

Email

Affordability Calculator

$2,039
Per Month
89%
11%
0%
Monthly Principal & Interest
$1,816
Monthly Property Taxes
$223
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
566130 Elementary School
567007 Middle School
Ottawa Township High School High School
Pricing History
DatePricePrice ChangeDescription
3/17/2026$295,000 Listed Price

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226 Clay Street, Ottawa, IL, 61350 is a Single Family Home for sale at $295,000 with 2,064 sqft and a lot size of 0.22. 226 Clay Street has 4 bedrooms, 2.0 baths, and was built in 1946. The property's zip code is 61350 which is in Ottawa, IL