1186 Willowgate Lane St. Charles, IL $ 1,150,000
1186 Willowgate Lane
$ 1,150,000
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1186 Willowgate Lane

St. Charles, IL, 60174
$ 1,150,000
Bedrooms5 Baths4.0 Sq 3,831

Monthly Estimate*

$ 7,081

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Townhouse for sale in St. Charles, IL for $1,150,000 with 5 bedrooms and 4 full baths. This 3,831 square foot townhouse was built in 1994.

Absolutely stunning Waterfront townhome in the sought after Willowgate community. This beautifully appointed townhome offers a perfect blend of elegance and modern comfort. Featuring high-end finishes, hardwood floors, wainscotting, and abundant natural light, the space is both inviting and stylish. The updated gourmet kitchen is equipped with high-end stainless steel appliances, granite countertops, and custom cabinetry, making it ideal for both everyday living and entertaining guests. Spacious bedrooms, luxurious bathrooms, and a private outdoor patio complete this exceptional residence, providing a peaceful retreat in a prime location. This townhome offers a range of premium features including a security system, elevator, and end unit location with a private entrance. There are five bedrooms, with the second bedroom currently functioning as an office and the fourth bedroom serving as an exercise room. All bedrooms are equipped with its own private full bath, providing comfort and convenience for every resident and guest. The elevator is routinely maintained, last maintenance Jan, 2026. 2 new hot water heaters installed in 2025. The main floor & lower level furnace was replaced in 2013. Second level furnace 2020. A/C condensers 2020. Sump pump 2014, ejector pump 2015, and water softener was replaced within the last 3 years.

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Townhouse Contingent

Price

$ 1,150,000

Bedrooms

5

Full Bath

4

Property Type

Townhouse

Taxes

$ 19,639

Style

1/2 Duplex,T3-Townhouse 3+ Stories

Year Built

1994

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12567277

Features
General
Living Area 3831
Sewer Public Sewer
Heating Natural Gas Forced Air Zoned
Cooling Central Air Zoned
Possession Closing
Roof Asphalt
Appliances Double Oven Microwave Dishwasher Refrigerator Washer Dryer Disposal Stainless Steel Appliance(s) Cooktop Water Softener Owned Humidifier
HOA Fee 623
Garage Spaces 2
Association Fee Includes Insurance Exterior Maintenance Lawn Care Snow Removal
Construction Materials Brick
Pets Allowed Cats OK Dogs OK
Year Built 1994
Electric Circuit Breakers
Township St. Charles
Tax Year 2024
Ownership Fee Simple w/ HO Assn.
Assoc Fee Paid Per Monthly
County Kane
New Construction N
Property Type Residential Attached Single
Contingency Attorney/Inspection
Subdivision Name Willowgate
Total Rooms 10
Full Baths 4
Status Contingent
Directions From Rt. 31 south of Rt. 64 and north of Rt. 38 to Willowgate
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Tax Annual Amount 19639.2
Additional Parcels Y/N N
Standard Status Active Under Contract
Middle/Junior School District 303
Elementary School District 303
Sub Type 1/2 Duplex T3-Townhouse 3+ Stories
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Interior
Interior Amenities Vaulted Ceiling(s) Cathedral Ceiling(s) Elevator 1st Floor Bedroom 1st Floor Full Bath Storage Built-in Features Walk-In Closet(s) Bookcases High Ceilings Special Millwork Granite Counters Pantry
Basement Finished Crawl Space Exterior Entry 8 ft + pour Partial Exposure Rec/Family Area Sleeping Area Storage Space Full Walk-Out Access
Flooring Hardwood
Total Fireplaces 2
Fireplace Features Gas Log Gas Starter
Total Stories 3
Half Baths 0
Laundry Features Main Level Gas Dryer Hookup In Unit
Total Bedrooms 5
Below Grade Finished Area 1108
Room Type Loft Bedroom 5 Screened Porch Foyer Enclosed Porch
Total Baths 4
Bedrooms Possible 5
Bathroom Whirlpool Accessible Shower Double Sink
Total Number of Units 2
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Exterior
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Lot Features Landscaped Wooded
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 0.071
Waterfront Y/N Y
Other Equipment Water-Softener Owned Security System CO Detectors Ceiling Fan(s) Fan-Whole House Sump Pump Sprinkler-Lawn Multiple Water Heaters Water Heater-Gas
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* Excluded Features
List By
Baird & Warner Fox Valley - Geneva

Broker

anne.gavanes@bairdwarner.com

Email

Affordability Calculator

$8,717
Per Month
81%
19%
0%
Monthly Principal & Interest
$7,081
Monthly Property Taxes
$1,637
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
565323 Elementary School
568071 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/17/2026$1,150,000 Listed Price

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1186 Willowgate Lane, St. Charles, IL, 60174 is a Townhouse for sale at $1,150,000 with 3,831 sqft. 1186 Willowgate Lane has 5 bedrooms, 4.0 baths, and was built in 1994. The property's zip code is 60174 which is in St. Charles, IL