26770 N 174TH Lane Surprise, AZ $ 425,000
26770 N 174TH Lane
$ 425,000
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26770 N 174TH Lane

Surprise, AZ, 85387
$ 425,000
Bedrooms3 Baths2.0 Sq 1,618

Monthly Estimate*

$ 2,617

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Single Family Home for sale in Surprise, AZ

for $425,000 with 3 bedrooms and 2 full baths. This 1,618 square foot home was built in 2021 on a lot size of 0.14.

Rare opportunity to assume an existing loan at approximately 3.25% interest rate, offering significant monthly payment savings compared to today's rates. This 3 bedroom, 2 bathroom home with 1,618 sq ft also features a private pool and solar system (assumable 2% loan), making it an exceptional value. The home welcomes you with a gated courtyard entry and decorative iron door, creating charm and privacy. Inside, the open floor plan offers tile flooring throughout the main living areas and abundant natural light. The kitchen sits at the center of the home and features white cabinetry, stainless steel appliances, pendant lighting, and a large island with breakfast bar seating, all opening to the dining area and great room--perfect for entertaining and everyday living. The primary suite provides a comfortable retreat with dual sinks and a walk-in shower. Step outside to enjoy the backyard designed for Arizona living, featuring a sparkling private pool and a full-length custom covered patio, creating the perfect space for relaxing, outdoor dining, or entertaining. The yard also includes low-maintenance landscaping. With a rare assumable 3.25% loan, private pool, and solar for energy efficiency, this home offers a unique opportunity for buyers looking to maximize value and reduce monthly costs.

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Single Family Active

Price

$ 425,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,191

Style

Residential

Lot Size

0.14

Year Built

2021

Town/City

Surprise

County/Region

Maricopa

MLS | Web ID

6999470

Features
Interior
Interior Amenities 3/4 Bath Master Bdrm
Flooring Carpet Tile
Total Stories 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Laundry Features Inside Gas Dryer Hookup
Total Bedrooms 3
Total Baths 2
Bedrooms Possible 3
Built-in Microwave True
Reverse Osmosis True
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General
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air Ceiling Fan(s)
Possession Close Of Escrow
Roof Tile
HOA Fee 100.0
Garage Spaces 2.0
Association Fee Includes Maintenance Grounds
Pool Features Play Pool
Construction Materials Stucco Wood Frame Painted
Year Built 2021
Township 5N
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Pool
Assoc Fee Paid Per Monthly
County Maricopa
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Energy Efficient Solar Panels
Subdivision Name CORTANA AT DESERT OASIS
Total Rooms 0
Special Listing Conditions N/A
Status Active
Directions WEST ON 163RD AVE RIGHT ON 173RD AVE LEFT ON ANDREA DR LEFT ON 174RD LN TO PROPERTY ON THE RIGHT
High School Mountainside High School
City Surprise
Disclosures Agency Discl Req Seller Discl Avail
Association Name Desert Oasis
High School District Nadaburg Unified School District
Open Parking Spaces 2.0
Lot Size Units Square Feet
Lot Size Square Feet 6000.0
Carport Spaces 0.0
Carport Y/N N
Spa Features None
Elementary School Desert Oasis Elementary School
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 1191.0
Home Warranty Y/N N
Current Financing FHA Assume - Qualify
Middle/Junior High School Desert Oasis Elementary School
Lease Renewal Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Builder Name KB HOMES
Standard Status Active
Occupancy Type Owner
Elementary School District Nadaburg Unified School District
Tax Lot 142
New Financing: Conventional True
Senior Community N
New Financing: FHA True
Ttl Monthly Fee Equiv 100.0
New Financing Cash True
New Financing: VA True
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Exterior
Fencing Perimeter Back Yard Block
Parking Features Garage Door Opener Extended Length Garage Attch'd Gar Cabinets
Lot Features Desert Front Gravel/Stone Front Grass Back Auto Timer H2O Front Auto Timer H2O Back
Water Source Pvt Water Company
Lot Size Area 6000.0
Spa N
Lot Size Acres 0.14
Lot Size Source Assessor
Waterfront Y/N N
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility City Maintained Road
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 26770
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* Excluded Features
List By
Caruso Real Estate

Broker

scotlellis@gmail.com

Email

Affordability Calculator

$2,716
Per Month
96%
4%
0%
Monthly Principal & Interest
$2,617
Monthly Property Taxes
$99
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4897178 Elementary School
4897178 Middle School
Mountainside High School High School
Pricing History
DatePricePrice ChangeDescription
3/17/2026$425,000 Listed Price

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26770 N 174TH Lane, Surprise, AZ, 85387 is a Single Family Home for sale at $425,000 with 1,618 sqft and a lot size of 0.14. 26770 N 174TH Lane has 3 bedrooms, 2.0 baths, and was built in 2021. The property's zip code is 85387 which is in Surprise, AZ