320 Main Street Middleburgh, NY $ 550,000
320 Main Street
$ 550,000
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320 Main Street

Middleburgh, NY, 12122
$ 550,000
Bedrooms5 Baths6.0 Sq 4,646

Monthly Estimate*

$ 3,386

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Multi-Family Home for sale in Middleburgh, NY

for $550,000 with 5 bedrooms and 6 full baths. This 4,646 square foot home was built in 1927 on a lot size of 0.06.

Attention investors and income-property seekers: this is not your average upstate opportunity. This fully renovated mixed-use building in the center of Middleburgh offers strong, reliable cash flow with a setup that's both straightforward and smart. The residential portion features five thoughtfully designed one-bedroom apartments, each equipped with ductless heat and AC, in-unit laundry, dishwashers, and clean, modern finishes that tenants appreciate. Four units share a common entrance, while one enjoys its own private access. With consistent long-term rental demand for well-finished apartments in walkable small towns, the property offers a stable residential income stream from day one. On the ground floor, a charming commercial storefront is currently home to one of the town's favorite coffee shops and bakeries. This established tenant adds dependable rent and a steady daily presence that benefits the entire building. Mixed-use properties like this provide a valuable balance of residential and commercial income under one roof. Behind the scenes, the building has been extensively renovated with updated systems, plumbing, electrical, HVAC, and more, while retaining elements of its historic character. The result is a property that feels both refreshed and durable--modern where it matters, with the kind of charm that keeps tenants happy. Located in the center of Middleburgh, the building sits within walking distance of local shops, restaurants, and community events that give the town its welcoming small-town appeal. With five residential units and an established commercial tenant already in place, this is a clean, straightforward investment opportunity with strong fundamentals and long-term potential.

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Multi-Family Active

Price

$ 550,000

Bedrooms

5

Full Bath

6

Property Type

Multi-Family

Taxes

$ 12,166

Style

Rowhouse

Lot Size

0.06

Year Built

1927

Town/City

Middleburgh

County/Region

Schoharie

MLS | Web ID

20260971

Features
General
Appliances Washer/Dryer Refrigerator Range Dishwasher
Zoning Com1
Architectural Style Rowhouse
Year Built 1927
Township Other
Property Subtype Multi Family
County Schoharie
New Construction false false
Property Type Residential Income
Status Active
City Middleburgh
High School District Middleburgh
Number Of Units Total 6
MLS Area Middleburgh
Lot Size Units Acres
Lot Size Square Feet 2613.6
Tax Annual Amount 12166
MLS Area Minor Middleburgh
Standard Status Active
Tax Assessed Value 202565
Tax Lot 13
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Interior
Above Grade Finished Area 4646
Total Bedrooms 5
Below Grade Finished Area 0
Total Baths 6
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Exterior
Lot Size Area 0.06
Building Area Total 4646
Lot Size Acres 0.06
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* Excluded Features
List By
Arlena Armstrong-Petock

Listing Agent

Anatole House Llc

Broker

Arlena@thatupstateagent.com

Email

Affordability Calculator

$4,400
Per Month
77%
23%
0%
Monthly Principal & Interest
$3,386
Monthly Property Taxes
$1,014
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
0 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/16/2026$550,000 Listed Price

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320 Main Street, Middleburgh, NY, 12122 is a Multi-Family Home for sale at $550,000 with 4,646 sqft and a lot size of 0.06. 320 Main Street has 5 bedrooms, 6.0 baths, and was built in 1927. The property's zip code is 12122 which is in Middleburgh, NY