429 & 431 6th Avenue SW Spencer, IA ^$ 175,000

429 & 431 6th Avenue SW

^$ 175,000

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Recently Listed

429 & 431 6th Avenue SW

Spencer, IA, 51301

^$ 175,000

Bedrooms4 Baths2.0

Monthly Estimate*

^$ 1,078

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Multi-Family Home for sale in Spencer, IA

for $175,000 with 4 bedrooms and 2 full baths. This home was built in 1977 on a lot size of 0.47.

Are you looking to expand your real estate investment? This Duplex is ready and waiting for you. Located in a nice neighborhood close to Lincoln school, restaurants and the mall. This property features fresh paint on one side, newer mechanicals on both units and a full basement that could be finished for additional living area. If you've thought about entering or adding to your real estate portfolio, this is a great opportunity to get started today!

Multi-Family Active

Price

^$ 175,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 2,844

Style

Duplex

Lot Size

0.47

Year Built

1977

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260136

Features

General

Sewer Public Sewer

Heating Forced Air

Roof Asphalt

Flood Zone No

Number of Garage Spaces 2

School District Spencer

Number of Units 2

Class MULTIFAMILY

Assessments No

Type Duplex

Yearly Taxes 2844

Tax Year 2026

Fuel Electric

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 20250

Construction Materials Wood Siding

Primary City Spencer

Year Built 1977

Directions GPS

City Spencer

DOM 2

Secondary City Clay County

Postal Code 51301

Potential Short Sale No

Public Remarks Are you looking to expand your real estate investment? This Duplex is ready and waiting for you. Located in a nice neighborhood close to Lincoln school restaurants and the mall. This property feature

Exterior

Waterfront 0

Garage Type Attached

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Fireplace 0

Total Baths 2

Basement Features Unfinished

Basement Material Concrete Block

Basement Style Full

* Excluded Features

List By

Bryan Sebastian

Listing Agent

Hinn Real Estate

Broker

(712) 240-6613

Phone

bsebastian.re@gmail.com

Affordability Calculator

$1,315

Per Month

Monthly Principal & Interest: $1,078
Monthly Property Taxes: $237
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Spencer, IA

Average List Price ^$191,750

Percent of Sale Price 10%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/17/2026	$175,000		Listed Price

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429 & 431 6th Avenue SW, Spencer, IA, 51301 is a Multi-Family Home for sale at $175,000 with a lot size of 0.47. 429 & 431 6th Avenue SW has 4 bedrooms, 2.0 baths, and was built in 1977. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 3/18/2026.

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429 & 431 6th Avenue SW

Multi-Family Home for sale in Spencer, IA

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