3920 Church Street Covington, KY ^$ 240,000

3920 Church Street

^$ 240,000

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Recently Listed

3920 Church Street

Covington, KY, 41015

^$ 240,000

Bedrooms2 Baths1.0 Sq 1,123

Monthly Estimate*

^$ 1,478

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Single Family Home for sale in Covington, KY

for $240,000 with 2 bedrooms and 1 full bath. This 1,123 square foot home was built in 1909 on a lot size of 0.11.

MOVE IN NOW!!! *** Great opportunity to enjoy a solidly built, lovingly maintained 2BR, 1 FBA Craftsman style home in the heart of Latonia *** Family ownership since 1909 *** Beautiful wood floors, refinished in 2012 *** Updated kitchen with Kelly Brothers custom cabinetry, hickory floors, and newer gas range, dishwasher, two refrigerators, and microwave *** Updated bath fixture, tub reglazed *** Ceiling fans *** HWH expansion tank 2025 *** New water main shutoff valve, glass block windows, lavatory/door in basement *** 2022 vinyl siding and exterior paint; Hardie Board shake siding *** Relax on newer wood surface on front porch, rear deck overlooks flat backyard *** Alarm system *** Walking distance of Latonia Elementary and Holy Cross church and schools. Buyer to confirm square footage, Deeds/Title, taxes, schools, and related property information.

Single Family Active

Price

^$ 240,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Craftsman

Lot Size

0.11

Year Built

1909

Town/City

Covington

County/Region

Kenton

MLS | Web ID

640647

Features

General

Living Area 1123.0

Sewer Public Sewer

Heating Forced Air Natural Gas

Cooling Window Unit(s) Central Air

Roof Shingle

Garage Spaces 0.0

Patio/Porch Features Porch Deck

Architectural Style Craftsman

Construction Materials Vinyl Siding HardiPlank Type

Full Baths 1

Half Baths 0

Year Built 1909

Electric 220 Volts

View City Neighborhood

Levels Three Or More

Property Subtype Single Family Residence

Accessibility Stair Lift None

County Kenton

New Construction No

Property Type A

HOA No

Attached Garage No

Other Structures Shed(s)

Total Rooms 7

Status Active

Directions Winston Avenue (SR 16) to 40th Street to left on Church Street.

High School Holmes Senior High

City Covington

School District Covington Indep

Zoning Description Residential

MLS Area K04 - Indp/TayMil/Covingtn

Lot Size Units Acres

Lot Size Square Feet 5000.0

Elementary School Latonia Elementary

Property Attached Y/N No

Home Warranty Y/N No

Middle/Junior High School Holmes Middle School

Property Condition Existing Structure

MLS Area Minor K04 - Indp/TayMil/Covingtn

Structure Type House

Living Area Units Square Feet

Standard Status Active

Interior

Interior Amenities Walk-In Closet(s) Bookcases Ceiling Fan(s) Natural Woodwork Eat-in Kitchen Granite Counters

Basement See Remarks Unfinished

Kitchen Appliances Dishwasher Microwave Gas Range Dryer Washer See Remarks Refrigerator

Total Fireplaces 1

Fireplace Features Inoperable Gas

Air Conditioning Y/N Yes

Heating Y/N Yes

Window Features Vinyl Frames

Fireplace Y/N Yes

Total Bathrooms 1.0

Laundry Features Electric Dryer Hookup In Basement

Room Type Living Room Other Room Primary Bath Bedroom 2 Dining Room Primary Bedroom Kitchen

Total Baths 1

Total Bedrooms 2

Exterior

Exterior Amenities Other

Fencing Partial Metal

Parking Features No Garage On Street

Lot Features Cleared Level

Water Source Public

Lot Size Area 0.11

Foundation Details Poured Concrete

Building Area Total 0.0

Lot Dimensions 0.11 AC

Lot Size Acres 0.11

Road Frontage Type City Street

Other Equipment Dehumidifier

Land Lease Type Fee

* Excluded Features

List By

Sibcy Cline, Realtors-Florence

Broker

bmueller@sibcycline.com

Affordability Calculator

$1,478

Per Month

Monthly Principal & Interest: $1,478
Monthly Property Taxes: --
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Covington, KY

Average List Price ^$324,172

Percent of Sale Price 35%

About Covington, KY

41,769 Population

-4% Since 2002

^$40,250 Median Income

37.49 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3163905 Elementary School

3163344 Middle School

Holmes Senior High High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/17/2026	$240,000		Listed Price

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3920 Church Street, Covington, KY, 41015 is a Single Family Home for sale at $240,000 with 1,123 sqft and a lot size of 0.11. 3920 Church Street has 2 bedrooms, 1.0 baths, and was built in 1909. The property's zip code is 41015 which is in Covington, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 3/19/2026.

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3920 Church Street

Single Family Home for sale in Covington, KY

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