97 Black Walnut Lane Monticello, KY $ 925,000
97 Black Walnut Lane
$ 925,000
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97 Black Walnut Lane

Monticello, KY, 42633
$ 925,000
Bedrooms8 Baths8.0 Sq 6,835

Monthly Estimate*

$ 5,695

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Single Family Home for sale in Monticello, KY

for $925,000 with 8 bedrooms and 8 full baths. This 6,835 square foot home was built in 2007 on a lot size of 1.4.

Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen appliances (2025) • Culligan water system installed (2025) • New deck section with updated fencing • Entire deck freshly repainted • Garage doors, front door, and master bedroom doors freshly painted • Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity. This property is more than a home—it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.

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Single Family Active

Price

$ 925,000

Bedrooms

8

Full Bath

8

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Lot Size

1.4

Year Built

2007

Town/City

Monticello

County/Region

Wayne

MLS | Web ID

26005198

Features
Interior
Interior Amenities Eat-in Kitchen
Basement Finished Full
Flooring Ceramic Tile Wood
Total Fireplaces 2
Fireplace Features Family Room Great Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 6835.0
Half Baths 0
Total Bedrooms 8
Below Grade Finished Area 0.0
Total Baths 8
Heating-Heat Pump True
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General
Sewer Septic Tank
Heating Heat Pump
Cooling Heat Pump
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Garage Spaces 3.0
Construction Materials Log Siding
Year Built 2007
View Lake
Property Subtype Single Family Residence
Parcel Number 022-90-00-050-00
County Wayne
New Construction N
Property Type Residential
HOA N
Subdivision Name Rural
Garage Y/N Y
Total Rooms 2
Full Baths 8
Status Active
Directions From Hwy 90 Bypass in Monticello: Turn onto KY-92 W. In 1.5 miles take a slight right onto State HWY 789 & continue for 5.5 miles until you see the Hickory Point entrance on the right. 1.2 miles from
High School Wayne Co
City Monticello
Body of Water Lake Cumberland
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 60984.0
Carport Y/N N
Elementary School Wayne Co
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Senior Community None
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Exterior
Water Source Public
Lot Size Area 1.4
Foundation Details Concrete Perimeter
Building Area Total 6835.0
Lot Size Acres 1.4
Lot Size Source Public Records
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 97
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* Excluded Features
List By
Keller Williams Bluegrass Realty - Lake Cumberland

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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3289568 Elementary School
3292849 Middle School
Wayne Co High School High School
Pricing History
DatePricePrice ChangeDescription
3/17/2026$925,000 -7.49% Price Down
3/17/2026$999,900 Listed Price

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97 Black Walnut Lane, Monticello, KY, 42633 is a Single Family Home for sale at $925,000 with 6,835 sqft and a lot size of 1.4. 97 Black Walnut Lane has 8 bedrooms, 8.0 baths, and was built in 2007. The property's zip code is 42633 which is in Monticello, KY