200 E 20th Terrace
Kearney, MO, 64060 $ 389,500
Bedrooms4 Baths3.0 Sq 2,369 Monthly Estimate*
$ 2,398
for $389,500 with 4 bedrooms and 3 full baths. This 2,369 square foot home was built in 2008 on a lot size of 0.369995.
Welcome to this beautifully maintained 4-bedroom, 3-bath home located on a cozy cul-de-sac in the desirable White Gates subdivision of Kearney, Missouri. This home offers the perfect blend of comfort, space, and convenience with easy access to schools, shopping, and quick connections to I-35 for commuting. Inside, you’ll love the open floor plan that creates an inviting space for gathering, entertaining, and everyday living. The layout allows everyone to stay connected whether you're cooking, relaxing, or hosting friends and family. The finished lower level offers incredible flexibility with a 4th bedroom, private bathroom, and additional living space, making it ideal for guest quarters, multi-generational living, or a private retreat. Step outside to enjoy the large, fully fenced backyard with a privacy fence, perfect for family BBQs, outdoor entertaining, kids at play, or pets to roam safely. When spring arrives, you’ll appreciate the established flowers already planted, bringing beautiful color and charm to the yard. Lovingly cared for by the current owner, this home is move-in ready and waiting for its next chapter. Located in a neighborhood that offers a small-town, cozy feel while still being conveniently close to everything Kearney has to offer, this property truly has it all.
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FeaturesGeneralLiving Area 2369
Sewer Public Sewer
Heating Electric
Cooling Electric
Possession Funding
Roof Composition
Appliances Dishwasher Dryer Microwave Electric Range Washer
Garage Spaces 3
Patio/Porch Features Deck Deck- Covered
Architectural Style Traditional
Construction Materials Wood Siding
Year Built 2008
Property Subtype Single Family Residence
Ownership Private
Assoc Fee Paid Per None
County Clay
Property Type Residential
HOA N
Subdivision Name White Gates
Garage Y/N Y
Full Baths 3
Status Active
Directions From I-35 take the Kearney Exit (MO-92) and head east toward Kearney. Continue on MO-92 into town then turn north on Jefferson Street. Turn right onto 20th Terrace and continue to the home located in
High School Kearney
City Kearney
High School District Kearney
MLS Area 107 - East of I-35 & South of Hwy 92
Lot Size Units Square Feet
Lot Size Square Feet 16117
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Kearney
Middle/Junior High School Kearney
Public Remarks Welcome to this beautifully maintained 4-bedroom 3-bath home located on a cozy cul-de-sac in the desirable White Gates subdivision of Kearney Missouri. This home offers the perfect blend of comfort s
Standard Status Active
In Flood Plain No
HMS_MaintenanceProvidedYN N
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InteriorInterior Amenities Walk-In Closet(s)
Basement Basement BR Egress Window(s) Finished Full
Flooring Carpet Wood
Total Fireplaces 1
Fireplace Features Great Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1681
Half Baths 0
Laundry Features In Hall Main Level
Total Bedrooms 4
Below Grade Finished Area 688
Dining Area Features Kit/Dining Combo
Floor Plan Features Split Entry
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ExteriorFencing Privacy
Parking Features Attached Garage Door Opener Garage Faces Front
Lot Features Cul-De-Sac
Water Source Public
Lot Size Area 16117
Road Surface Type Paved
Road Responsibility Public Maintenance
Other Room Features Family Room Main Floor BR Main Floor Primary Bedroom Recreation Room
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* Excluded FeaturesList ByDawn Pointer Homes, LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,398
- Monthly Property Taxes
- $294
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Kearney, MO
Average List Price $582,138
Percent of Sale Price 49%
About Kearney, MO 10,002 Population
72% Since 2002
$ 70,534 Median Income
35.9 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
1841573 Elementary School
652249 Middle School
Kearney High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/15/2026 | $389,500 | | Listed Price |