618 N Topsail Drive Surf City, NC $ 829,000
618 N Topsail Drive
$ 829,000
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618 N Topsail Drive

Surf City, NC, 28445
$ 829,000
Bedrooms3 Baths2.0 Sq 1,276

Monthly Estimate*

$ 5,104

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Single Family Home for sale in Surf City, NC

for $829,000 with 3 bedrooms and 2 full baths. This 1,276 square foot home was built in 1958 on a lot size of 0.13.

Are you looking for a turnkey vacation home with ocean views or a high-performing income-producing property? The Surf Gypsy, located in the heart of Surf City on Topsail Island, is fully upgraded with all the amenities your heart could desire. This property recently generated over $250,000 in rental income for 2024-2025 combined, making it an ideal opportunity for investors or those seeking a second home at the beach. Located in a prime spot away from the busy main roads, yet just steps from the beach access and a short stroll to downtown Surf City's popular restaurants, coffee shops, and local attractions. This 3-bedroom, 2-bath modern home features a chic coastal boho style and is sold fully furnished with all personal property and decor included. Amenities such as the heated saltwater pool, hot tub, expansive decks, and modern updates throughout offer the perfect combination of investment performance and unforgettable coastal living on Topsail Island. Inside, Surf Gypsy offers a bright and inviting open floor plan, ideal for relaxing beach getaways or entertaining guests. The kitchen is appointed with high-end GE Café appliances, white shaker cabinets, quartz countertops, herringbone tile backsplash, large island bar, and built-in banquette, plus all secondary appliances guests might need--crockpot, air fryer, toaster, blender, and more. A fully stocked coffee bar is always a guest favorite. White oak hardwood floors flow through the living areas and bedrooms, while tile floors are featured in the bathrooms. Downstairs, two bedrooms share a Jack-and-Jill bathroom, complete with a tiled alcove bathtub and shiplap accents for that classic beach cottage vibe. Up the spiral staircase to the upstairs, the primary suite boasts a vaulted shiplap ceiling, ocean views, a whimsical loft, and a spacious seating area. There is another room upstairs that has been utilized as a 4th bedroom and kid's playroom but is not listed in the square footage due to sloped ceiling height less than 7ft. Seller has architectural plans for enlarging this room and raising the ceiling to make an official 4th bedroom as well as a 3rd full bathroom. Seller will convey the plans and renderings to the new owner at no charge. Three 55-inch Roku TVs located in the primary bedroom, living room, and outdoor deck provide entertainment for every guest, whether relaxing inside or in the hot tub or pool. A large array of games for indoors and outdoors provide fun in all weather. Outside, the magic continues. A large deck off the primary suite features new patio furniture and a fire pit table. Multiple outdoor decks and a covered seating area with couches and hanging egg chairs create a resort-style backyard. The private heated saltwater pool allows for comfortable swimming from March through October, making this home a perfect retreat for all ages. The garage holds all the beach, pool and fun essentials needed such as floats, boogie boards, surf board, beach games, bicycles, fishing rods, foosball table and lounging area. Located just moments from the shoreline and the walkable downtown district, Surf Gypsy offers prime access to Surf City's restaurants, shops, fishing pier, and local attractions, while maintaining the privacy of a quiet retreat. Nearby fun-for-all activities include roller skating, bowling, laser tag, axe throwing, arcade games, children's playgrounds, boating cruises, and fishing excursions. Whether you're seeking a turnkey investment with with all the heavy lifting done, a second home for beach getaways, or the best of both worlds, Surf Gypsy combines location, amenities, and a strong track record, including 5-star guest ratings and Superhost status. This is a special home that appeals to both adults and children. Properties like this are increasingly rare on Topsail Island--contact a Realtor today to schedule your showing or for more information. Start enjoying the beach lifestyle you've been dreaming of! *Seller is a broker

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Single Family Active

Price

$ 829,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,829

Style

Single Family Residence

Lot Size

0.13

Year Built

1958

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100560357

Features
General
Living Area 1276.0
Heating Other Heat Pump Electric Zoned
Cooling Other Central Air Zoned Ceiling Fan(s)2 Heat Pump
Utilities Cable Available Sewer Connected Water Connected
Possession Close Of Escrow Subject To Tenant Rights At Closing
Roof Metal
Appliances Electric Oven Built-In Microwave Washer Refrigerator Ice Maker Dryer Double Oven Disposal Dishwasher Convection Oven Electric Range
Zoning INCORP
Patio/Porch Features Open Covered Deck Patio Porch Balcony Front Porch Rear Porch
Pool Features Above Ground In Ground
Security Features Smoke Detector(s)
Construction Materials Fiber Cement
Year Built 1958
Style Contemporary Farm House
View Ocean
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 2829.26
Parcel Number 4245-11-8573-0000
Waterfront Features Third Row
Assoc Fee Paid Per Annually
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Beach Access Sidewalks
HOA N
Attached Garage Y
Subdivision Name Not In Subdivision
Garage Y/N Y
Other Structures Shower See Remarks Storage
Total Rooms 8
Full Baths 2
Status Active
Directions Take Hwy 17 and turn on Hwy 210 at Lowe's. Go 2.8 miles and turn right at stoplight to stay on 210 E. Go over the bridge and take the 2nd right at the traffic circle. Turn right on Wilmington Ave. Tu
High School Topsail
City Surf City
Association Name None
Lot Size Units Acres
Lot Size Square Feet 5532.0
Carport Spaces 0.0
Carport Y/N N
Elementary School North Topsail
Property Attached Y/N N
Land Lease Y/N N
Showing Instructions Appt Required No Lockbox Tenants See Remarks15
Home Warranty Y/N N
Middle/Junior High School Topsail
Lease Considered Y/N N
Structure Type Wood Frame
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 208034
Legal Description Lt 16 Pb 3/83 Surf City #2 Blk 42
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Interior
Interior Amenities Walk-in Closet(s) Vaulted Ceiling(s) Entrance Foyer Kitchen Island Ceiling Fan(s) Furnished Hot Tub Walk-in Shower Blinds/Shades Eat-in Kitchen Walk-In Closet(s)
Basement None
Flooring Tile Wood
Furnished Y/N Furnished
Water Heater Electric
Master Bed Level Non Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Dryer Hookup Washer Hookup In Garage
Total Bedrooms 3
Attic Features Floored - Partial Walk-In
Room Type Dining Area Living Room Dining Room Master Bedroom Bedroom 2 Bedroom 3 Other Office
Unit Type 3 Bedroom Loft
Total Baths 2
Living Area Range 1200 - 1399
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Exterior
Exterior Amenities Outdoor Shower Gas Grill Gas Log
Exterior Finish Fiber Cement
Fencing Full Back Yard Wood
Parking Features Garage Faces Front Gravel Garage Door Opener Off Street On Site Garage6
Lot Features Ocean Side Third Row
Water Source Public
Total Parking 1.0
Lot Size Area 0.13
Foundation Details Crawl Space
Spa N
Building Area Total 1276
Lot Dimensions 60x90x60x90
Lot Size Acres 0.13
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type Maintained City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 618
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* Excluded Features
List By
Paul Buckman

Listing Agent

Re/Max Essential

Broker

paulbuckman@essentialagents.com

Email

Affordability Calculator

$5,340
Per Month
96%
4%
0%
Monthly Principal & Interest
$5,104
Monthly Property Taxes
$236
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4719113 Elementary School
3960140 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
3/14/2026$829,000 Listed Price

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618 N Topsail Drive, Surf City, NC, 28445 is a Single Family Home for sale at $829,000 with 1,276 sqft and a lot size of 0.13. 618 N Topsail Drive has 3 bedrooms, 2.0 baths, and was built in 1958. The property's zip code is 28445 which is in Surf City, NC