89 River Street Otego, NY $ 249,000
89 River Street
$ 249,000
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89 River Street

Otego, NY, 13825
$ 249,000
Bedrooms3 Baths1.1 Sq 1,680

Monthly Estimate*

$ 1,533

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Single Family Home for sale in Otego, NY

for $249,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,680 square foot home was built in 1840 on a lot size of 1.42.

Own a piece of history - this charming riverfront 1840s Cape Cod farmhouse is on the historic registry! The home blends timeless character with modern comfort. Enjoy the best of both worlds—country serenity with convenient access to village amenities and I-88. Step inside to find spacious rooms filled with natural light, beautifully enhanced by thoughtful updates. The 2006 remodeled kitchen stands out with top-of-the-line finishes, including granite countertops and rich cherry cabinetry. The living room offers a cozy retreat with its classic fireplace, hardwood floors, and elegant moldings and built-ins. Upstairs, the primary bedroom provides a peaceful escape featuring two walk-in closets. Set on a picturesque 1.46-acre lot, the property invites you to savor the outdoors. Take in full views of the Susquehanna River (286' of river frontage) great for fishing, swimming etc. Property is nice for entertaining sit in the screened gazebo by the river which has electric to it, relax on the brick patio, or unwind on the covered front or back porch. Call today for your appointment.

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Single Family Active

Price

$ 249,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 6,544

Style

HistoricAntique,TwoStory

Lot Size

1.42

Year Built

1840

Town/City

Otego

County/Region

Otsego

MLS | Web ID

R1666688

Features
Interior
Interior Amenities GraniteCounters CountryKitchen KitchenIsland BedroomOnMainLevel
Basement Partial
Flooring Carpet Hardwood Laminate Varies
Total Fireplaces 1
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 2
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General
Sewer SepticTank
Heating Electric Propane Baseboard HotWater
Utilities WaterConnected
Possession Closing
Appliances PropaneWaterHeater
Garage Spaces 3.0
Architectural Style HistoricAntique TwoStory
Construction Materials Frame
School District Unatego
Year Built 1840
Township Otego-Village
Property Subtype SingleFamilyResidence
Waterfront Features RiverAccess Stream
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 8
Full Baths 1
Status Active
Directions I-88 to Exit 12 right onto main street at the light and another right onto River Road to the end.
City Otego
Body of Water Susquehanna River
Senior Community Y/N No
High School District Unatego
Number Of Units Total 0
MLS Area Otego-Village-364801
Lot Size Units Acres
Lot Size Square Feet 61855.0
Year Built Details Existing
Tax Annual Amount 6544.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Unatego
Elementary School District Unatego
Tax Assessed Value 105000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 56
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Exterior
Exterior Amenities GravelDriveway PropaneTankLeased
Parking Features Detached Garage
Lot Features Rectangular RectangularLot
Water Source Connected Public
Lot Size Area 1.42
Foundation Details Block
Building Area Total 1680.0
Lot Dimensions 192X286
Lot Size Acres 1.42
Frontage Length 286
Waterfront Y/N No
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Internal Only
Street Number 1 89
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* Excluded Features
List By
Howard Hanna

Broker

(607) 373-0800

Phone

Affordability Calculator

$2,078
Per Month
74%
26%
0%
Monthly Principal & Interest
$1,533
Monthly Property Taxes
$545
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3773590 Elementary School
3773592 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/14/2026$249,000 Listed Price

Map


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89 River Street, Otego, NY, 13825 is a Single Family Home for sale at $249,000 with 1,680 sqft and a lot size of 1.42. 89 River Street has 3 bedrooms, 1.1 baths, and was built in 1840. The property's zip code is 13825 which is in Otego, NY