120 Split Rail Row
Highlands, NC, 28741 $ 3,895,000
Bedrooms3 Baths3.0 Monthly Estimate*
$ 23,982
for $3,895,000 with 3 bedrooms and 3 full baths. This home was built in 1998 on a lot size of 1.72.
Welcome to 120 Split Rail Row, where luxury meets livability in one of Highlands' most coveted in-town locations. Lovingly and thoughtfully reimagined, this distinctive residence blends elevated design with the functionality of today's lifestyle demands. The expansive main level lives beautifully for a couple, while private guest suites occupy two separate upper-level wings - offering exceptional privacy for family and friends. A custom steel-and-glass entry door opens into a light-filled, open floor plan anchored by a dramatic stacked-stone fireplace in the Great Room. The dining area flows seamlessly into the newly remodeled chef's kitchen, appointed with top-of-the-line appliances including a La Cornue range, Sub-Zero 48" refrigerator, Wolf steam oven, speed oven, and two dishwashers. Custom cabinetry crafted in Oklahoma surrounds a statement island featuring a walnut countertop with quartzite inlay - a true centerpiece for gathering. A newly completed primary retreat offers an extraordinary his and her suite concept, featuring separate bedrooms and individual luxury baths. The suite features a desk niche, stacked-stone wall features, custom plaster walls, reclaimed beams, ceilings that include plaster, tongue-and-groove, and vaulted. A serene sunroom, with floor to ceiling windows, connects you to the two spaces and overlooks the terrace and lush gardens beyond. The large porch completes the main living area with IPE hardwood flooring, another stacked-stone fireplace, pine tongue-and-groove ceiling, and SAVNAC canvas window coverings for year-round enjoyment. Upstairs, one guest suite features a private staircase and bath, while the suite above the garage offers its own staircase, bedroom, den, and private bath - ideal for extended guests or multigenerational living. Outdoors, Tennessee fieldstone pathways and patios wind through beautifully designed gardens enhanced with over 160 native plants and trees. Built-in wood and stone benches provide peaceful spaces for meditation or bird watching, while extensive rock walls add timeless mountain character. Approximate square footage is 4,000 per owner.
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FeaturesGeneralView Trees/Woods
Heating Central Gas
Cooling Central Air Electric
Year Built 1998
Appliances Built-In Refrigerator Dryer Dishwasher Disposal Ice Maker Microwave Range Refrigerator Washer
Exterior Features Garden
Interior Features Built-in Features Ceiling Fan(s) Jetted Tub Vaulted Ceiling(s)
Utilities Electricity Connected None
Roof Metal
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* Excluded FeaturesList ByJosephine LovellListing Agent
Highlands Sotheby's International Realty - DtBroker
josephine.lovell@sothebysrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $23,982
- Monthly Property Taxes
- $583
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Highlands, NC
Average List Price $2,674,237
Percent of Sale Price 31%
About Highlands, NC 979 Population
9% Since 2002
$ 56,549 Median Income
56.43 Median Age
14% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/14/2026 | $3,895,000 | | Listed Price |