Recently Listed Open House 3/15 1pm - 4pm
522 Mary Lane
El Cajon, CA, 92021 $ 890,000
Bedrooms4 Baths2.1 Sq 1,836 Monthly Estimate*
$ 5,480
Listed by First Choice Funding and Real Estate
for $890,000 with 4 bedrooms and 2 full baths, 1 half bath. This 1,836 square foot home was built in 2017.
Built in 2017, this newer 4-bedroom, 2.5-bathroom home offers a spacious and versatile floor plan designed for comfortable modern living. The open-concept kitchen is the centerpiece of the home, featuring quartz countertops, stainless steel appliances, and generous cabinet space—ideal for everyday living and entertaining. Upstairs, a large loft provides flexible space that can easily function as a home office, media room, or play area. The bedrooms are carpeted for added comfort, while tile flooring is featured in the kitchen, bathrooms, and laundry room. Durable vinyl flooring runs through the main living areas, offering both style and practicality. Energy-efficient upgrades include PAID SOLAR, a whole-house fan, a tankless water heater, and an electric vehicle (EV) charging station conveniently located in the garage. The home also offers a rare assumable VA loan with a below-market interest rate, providing a valuable financing opportunity for qualified buyers. Situated on a quiet cul-de-sac, the property is conveniently located near shopping, parks, schools, and public transportation, with easy access to downtown El Cajon and many of San Diego’s popular destinations.
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Open House
3/15/2026 1:00 PM - 4:00 PM
522 Mary Lane El Cajon, CA
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralLiving Area 1836
Heating Electric Forced Air Natural Gas
Cooling Central Air
Roof Composition
Appliances Built-In Range Dishwasher Gas Cooktop Gas Oven Indoor Grill Microwave Refrigerator Range Hood Vented Exhaust Fan
HOA Fee 146
Garage Spaces 2
Pool Features None
Construction Materials Stucco
Year Built 2017
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Assoc Fee Paid Per Monthly
County San Diego
New Construction false
Property Type Residential
Association Amenities Maintenance Grounds
HOA true
Attached Garage true
Subdivision Name El Cajon
Garage Y/N true
Full Baths 2
Status Active
Directions Cross Street: Olive Street.
City El Cajon
Association Name MPM Realty
Senior Community Y/N false
Open Parking Spaces 2
MLS Area 92021 - El Cajon
Listing Terms Cash Conventional Cal Vet Loan FHA VA Loan
Property Attached Y/N false
Land Lease Y/N false
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
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InteriorTotal Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Electric Dryer Hookup Laundry Room
Total Bedrooms 4
Total Baths 3
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ExteriorFencing Partial
Parking Features Driveway
Water Source Public
Total Parking 4
Spa false
Private Pool false
Lot Size Source Assessor
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* Excluded FeaturesList ByFirst Choice Funding And Real EstateBroker
Affordability Calculator
- Monthly Principal & Interest
- $5,480
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in El Cajon, CA
Average List Price $787,268
Percent of Sale Price 12%
About El Cajon, CA 104,298 Population
10% Since 2002
$ 50,194 Median Income
35.91 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/14/2026 | $890,000 | | Listed Price |